Discrimination In Home Mortgage Lending
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Discrimination In Home Mortgage Lending
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Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer and Regulatory Affairs
language : en
Publisher:
Release Date : 1990
Discrimination In Home Mortgage Lending written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer and Regulatory Affairs and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1990 with Bank loans categories.
Mortgage Lending Discrimination
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Author : United States. Congress. House. Committee on Financial Services
language : en
Publisher:
Release Date : 2008
Mortgage Lending Discrimination written by United States. Congress. House. Committee on Financial Services and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Discrimination in mortgage loans categories.
Discrimination In Mortgage Lending
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Author : Robert Schafer
language : en
Publisher: MIT Press (MA)
Release Date : 1981
Discrimination In Mortgage Lending written by Robert Schafer and has been published by MIT Press (MA) this book supported file pdf, txt, epub, kindle and other format this book has been release on 1981 with Architecture categories.
This book substitutes rigorous and systematic analysis for the undocumented claims that have characterized the debate on "redlining"--the denial of mortgage money to poorer neighborhoods. In addition, Schafer and Ladd discuss discrimination against individuals, appraisal practices, and the likelihood of default, analyze recent policy decisions, and recommend a range of new policies. The thorough documentation that supports this analysis was obtained through an examination of individual mortgage applications--denials as well as approvals--in New York and California, the only two states in which such data is available, its disclosure mandated under state law.One of the book's major findings is that discrimination in home financing is based far more on an individual's race than on the location of the property--that although the redlining debate has turned on the issue of geographic discrimination, the underlying reality is one of racial discrimination, and individuals are more often the targets than are neighborhoods.After an introductory chapter, "Discrimination in Mortgage Lending" takes up default risk in mortgage lending, appraisal practices, the flow of funds, lending decision models, the decision to lend in California, mortgage credit terms in California, the decision to lend in New York, mortgage credit terms in New York, a summary of results, and recommendations.
Mortgage Lending Racial Discrimination And Federal Policy
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Author : John Goering
language : en
Publisher: Routledge
Release Date : 2018-12-20
Mortgage Lending Racial Discrimination And Federal Policy written by John Goering and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-12-20 with Social Science categories.
First published in 1997, this volume features a wealth of contributions discussing mortgage lending discrimination and the role of the FHA, fair lending enforcement and the Decatur case, along with the future of mortgage discrimination research. This key civil rights debate in the wake of the Fair Housing Act 25 years prior is evaluated and clarified through rigorous review of fair lending research, applied projects and enforcement activities to date. It argues forcefully that the right to take out a mortgage to buy a home should be conditioned only upon one’s credit worthiness and not on one’s race or ethnic group.
What We Know About Mortgage Lending Discrimination In America
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Author : Margery Austin Turner
language : en
Publisher: DIANE Publishing
Release Date : 2000-07
What We Know About Mortgage Lending Discrimination In America written by Margery Austin Turner and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000-07 with categories.
The U.S. Department of Housing and Human Development (HUD) presents the report "What We Know About Mortgage Lending Discrimination in America." The report outlines how discrimination can affect access to mortgage capital for minorities.
Mortgage Discrimination
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Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer and Regulatory Affairs
language : en
Publisher:
Release Date : 1990
Mortgage Discrimination written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer and Regulatory Affairs and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1990 with Discrimination in mortgage loans categories.
Truth In Business And Home Lending Discrimination
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Author : Wilbert Smith Jr
language : en
Publisher: AuthorHouse
Release Date : 2008-01-02
Truth In Business And Home Lending Discrimination written by Wilbert Smith Jr and has been published by AuthorHouse this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-01-02 with Business & Economics categories.
Although the existence of statistical disparities between whites and minorities in the extension home mortgage loans is acknowledged by all parties, disagreement exists as to the reasons for these disparities. Equal opportunity activists contend that racial discrimination by mortgage lending institutions is a contributing, if not the primary, source of these patterns. Other parties, however, suggest that the patterns reflect fundamental differences in the economic circumstances of population groups.
Discriminatory Mortgage Lending Patterns
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Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs
language : en
Publisher:
Release Date : 1990
Discriminatory Mortgage Lending Patterns written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1990 with Bank loans categories.
Discrimination In Financial Services
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Author : George J. Benston
language : en
Publisher: Springer Science & Business Media
Release Date : 2012-12-06
Discrimination In Financial Services written by George J. Benston and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-12-06 with Business & Economics categories.
Equal treatment in access to credit has long been a fundamental social goal in the United States. However, despite the passage of several laws in the U.S. prohibiting discrimination in the provision of financial services on the basis of race, gender, and marital status, among other factors, questions concerning the existence of racial discrimination in such areas as home mortgage loans and small business credit continue, and confound public policy makers. This book is composed of nine articles and a panel discussion, originally published as a special issue of the Journal of Financial Services Research. These contributions explore the complex issue of discrimination in financial services.
Truth In Business And Home Lending Discrimination
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Author : Wilbert Smith Jr.
language : en
Publisher:
Release Date : 2007-12
Truth In Business And Home Lending Discrimination written by Wilbert Smith Jr. and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007-12 with Business & Economics categories.
Although the existence of statistical disparities between whites and minorities in the extension home mortgage loans is acknowledged by all parties, disagreement exists as to the reasons for these disparities. Equal opportunity activists contend that racial discrimination by mortgage lending institutions is a contributing, if not the primary, source of these patterns. Other parties, however, suggest that the patterns reflect fundamental differences in the economic circumstances of population groups.