Emerging Perspectives On Financial Well Being
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Emerging Perspectives On Financial Well Being
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Author : Singh, Dharmendra
language : en
Publisher: IGI Global
Release Date : 2024-05-20
Emerging Perspectives On Financial Well Being written by Singh, Dharmendra and has been published by IGI Global this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-05-20 with Business & Economics categories.
The pursuit of financial well-being has become an increasingly complex challenge for individuals and societies alike. The subjective nature of financial well-being, shaped by diverse aspirations, values, and external circumstances, underscores the need for a nuanced exploration of the factors influencing it. In this context, the book Emerging Perspectives on Financial Well-Being takes center stage as a beacon of understanding, delving into the multifaceted dimensions of financial wellness. Within the pages of this volume, the critical issues surrounding financial well-being are dissected, addressing the need for financial education, disciplined management, and goal setting amidst an ever-changing economic backdrop. The book recognizes that sound financial decision-making is not only crucial for individual satisfaction but also carries far-reaching implications for the broader societal and organizational framework. As we navigate uncertain times, the importance of adequate financial knowledge and planning skills comes to the forefront. This book stands as a response to the complexities within the financial system, aiming to establish a structural determinants framework that broadens our comprehension of financial well-being. This book guides readers through the complexities of financial well-being. It offers valuable insights for academic scholars, researchers, and practitioners seeking to enhance their understanding and contribute to the ongoing discourse on achieving financial prosperity in today's dynamic world.
Financial Well Being
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Author : Consumer Financial Protection Bureau (CFPB)
language : en
Publisher: CreateSpace
Release Date : 2015-03-23
Financial Well Being written by Consumer Financial Protection Bureau (CFPB) and has been published by CreateSpace this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-03-23 with categories.
A growing consensus is emerging that the ultimate measure of success for financial literacy efforts should be improvement in individual financial well-being. But financial well-being has never been explicitly defined, nor is there a standard way to measure it. This report provides a conceptual framework for defining and measuring success in financial education by delivering a proposed definition of financial well-being, and insight into the factors that contribute to it. This framework is grounded in the existing literature, expert opinion, and the experiences and voice of the consumer garnered through in-depth, one-on-one interviews with working-age and older consumers.
International Conference On Management Of Globalized Business Emerging Perspectives
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Author : Dr. Akshai Aggrawal
language : en
Publisher: Lulu.com
Release Date : 2014-07-22
International Conference On Management Of Globalized Business Emerging Perspectives written by Dr. Akshai Aggrawal and has been published by Lulu.com this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-07-22 with Education categories.
International Conference on Management of Globalized Business : Emerging Perspective was organised at Faculty of Management Marwadi Education Foundation's Group of Institutions, Rajkot Gujarat India in collaboration with Gujarat Technological University, Ahmedabad, Gujarat INDIA..
Agile Government Emerging Perspectives In Public Management
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Author : Melodena Stephens Balakrishnan
language : en
Publisher: World Scientific
Release Date : 2022-04-07
Agile Government Emerging Perspectives In Public Management written by Melodena Stephens Balakrishnan and has been published by World Scientific this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-04-07 with Political Science categories.
The governments of today are not able to transform and adapt to changes in the world around them, as demanded by their constituents. The nature of work, value of public goods, and the constant bombardment of crises are making the old bureaucratic structures obsolete.Agile Government is an emerging theme, that of government-wide reinvention for adaptiveness and responsiveness. It places the accountability, delivery, capture, design and creation of public value at the heart of the government. The concept of agile government is confused with terms like Agile Manifesto, agile governance, agility among others, and because of this, needs some unpacking.This book is a deep dive into this topic. It offers insights from the theoretical development of the topic of agile government, some lessons from government practices around the world, and ongoing academic and policy research. The project is spearheaded by the Mohammed Bin Rashid School of Government, which is the first teaching and research institution in the Arab world focusing on public policy and governance.
Emerging Perspectives And Trends In Innovative Technology For Quality Education 4 0
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Author : Udan Kusmawan
language : en
Publisher: Routledge
Release Date : 2020-05-14
Emerging Perspectives And Trends In Innovative Technology For Quality Education 4 0 written by Udan Kusmawan and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-05-14 with Business & Economics categories.
Industrial Revolution 4.0 has dramatically changed the business and social landscape, including human behavior not only in advanced countries but also in emerging countries. Technology development affects many aspects in our society, including education. Distance learning, big data and analytics, artificial intelligent and many digital innovations have been released to improve better quality education in our society. These proceedings provide selected papers/research about innovative digital technology in education and pedagogy in Industrial revolution 4.0 covering issues like: pedagogy, education management, early childhood education, research in education, training and vocational education and social science education, earth science education and art/linguistic education related to digital innovation. This book provides details beyond what is possible to be included in an oral presentation and constitute a concise but timely medium for the dissemination of recent research results. It will be invaluable to professionals and academics in the field of education and pedagogy to get an understanding of recent research.
The Financial Wellbeing Book
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Author : Chris Budd
language : en
Publisher:
Release Date : 2023
The Financial Wellbeing Book written by Chris Budd and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023 with categories.
The Routledge Handbook Of Financial Literacy
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Author : Gianni Nicolini
language : en
Publisher: Routledge
Release Date : 2021-12-30
The Routledge Handbook Of Financial Literacy written by Gianni Nicolini and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-12-30 with Business & Economics categories.
Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches.
New Perspectives On Emotions In Finance
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Author : Jocelyn Pixley
language : en
Publisher: Routledge
Release Date : 2012
New Perspectives On Emotions In Finance written by Jocelyn Pixley and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012 with Business & Economics categories.
This interdisciplinary volume from a leading international group of scholars offers coherent sociological answers as to how and in what respects finance is 'emotional'. Chapters offer sophisticated approaches to the current financial crisis, and the antecedents in cultural variations in institutions and organisational forms.
Decentralized Finance And Tokenization In Fintech
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Author : Vardari, Luan
language : en
Publisher: IGI Global
Release Date : 2024-06-17
Decentralized Finance And Tokenization In Fintech written by Vardari, Luan and has been published by IGI Global this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-06-17 with Business & Economics categories.
In the sector of modern finance, a new issue emerges the fragility of traditional financial systems in the face of technological evolution. The march of time has brought forth formidable challenges, shaking the foundations of age-old norms. This evolving financial paradigm grapples with challenges such as trust issues, geographical limitations, and exclusivity. In response to these challenges, Decentralized Finance and Tokenization in FinTech offers profound insights and solutions to navigate the complexities of this era. This book delves into the disruptive forces of Decentralized Finance (DeFi) and the revolutionary nature of Tokenization, ultimately paving the way toward a decentralized future. This comprehensive resource seeks to contribute significantly to current research and understanding in the realms of DeFi and Tokenization. It serves as an educational cornerstone, providing in-depth insights into fundamental concepts, technologies, and applications for both newcomers and seasoned professionals. By demystifying technical complexities, addressing challenges, and analyzing comparative advantages, the book empowers readers to navigate the evolving landscape. From decentralized governance models to global perspectives on DeFi, it fosters thought leadership and inspires discussions on the societal, economic, and technological impacts of decentralized finance and tokenization.
Emerging In Debt
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Author : Katrina Cherney
language : en
Publisher:
Release Date : 2021
Emerging In Debt written by Katrina Cherney and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021 with categories.
"Among the key concerns of researchers, policy makers and the public is skyrocketing student debt. Almost 45 million borrowers in the United States owe over $1.6 trillion in student loan debt - that is almost $600 billion more than total U.S. credit card debt. And this problem is not unique to the United States. While the total number of borrowers, aggregate debt load and average debt sizes are smaller in Canada, carrying student debt has become an increasingly ubiquitous feature of emerging adult life there as well.This dissertation examines the impact of student debt on the subjective financial well-being (SFWB) of emerging adults in the United States and Canada. SFWB consists of an individual’s perceptions and evaluations of their own financial condition. SFWB is important to human development because of its positive association with overall subjective well-being, and with mental and physical health. However, the direction and magnitude of the impact of student debt on SFWB during this critical period of the life course is not well understood. This dissertation is comprised of three independent studies. In the first two, I used longitudinal survey data to examine the relationship between student debt and SFWB in the United States. More specifically, in the first, I examined the relationship between debt status and level and SFWB, and how this relationship differed across socioeconomic groups. In the second, I examined the relationship between changes in student debt and changes in SFWB within people over time. In the third, I used focus group data to explore the impact of student debt on the SFWB and life course transitions of young adults in the Canadian context. Findings from the first two studies revealed that holding student debt and amount of debt held shaped the SFWB of emerging adults in the United States. Borrowers had significantly lower SFWB than their counterparts without student debt and, among debtors, debt amount was negatively associated with SFWB. Further, the association between student debt and SFWB was stratified by family background socioeconomic status. Additionally, while the negative association between student debt and SFWB persisted across all time periods under study, trajectories of SFWB varied in relation to changes in student debt over time. Findings from focus groups (Study 3) confirmed these results and added nuance derived from the perspectives of young adults holding and repaying student debt in Canada. While participants felt that taking on student allowed them to invest in themselves and develop financial management skills, it also caused significant financial and psychological stress. Further, there was heterogeneity in the timing and severity of this stress. Also, during the repayment period, borrowers felt that their debt obligations constrained their financial freedom and life course transitions. Finally, family financial background – including both financial resources and processes of financial socialization – shaped participants’ student debt use, experiences and perspectives. The findings of this dissertation can inform the design and implementation of practice level interventions that may both alleviate the negative and increase the positive effects of debt on SFWB. Findings can inform the targeting of policy level interventions that address the needs of vulnerable borrowers and redistribute social goods in order to maximize the mobility-generating power of post-secondary education. Finally, by addressing stratification in the impact of student debt on SFWB, this dissertation responds to the call for social work researchers, practitioners and educators to lead in the fight for social and economic justice and equity"--