Exploring The Balance Between Increased Credit Availability And Prudent Lending Standards


Exploring The Balance Between Increased Credit Availability And Prudent Lending Standards
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Exploring The Balance Between Increased Credit Availability And Prudent Lending Standards


Exploring The Balance Between Increased Credit Availability And Prudent Lending Standards
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Author : United States. Congress
language : en
Publisher: Createspace Independent Publishing Platform
Release Date : 2018-01-11

Exploring The Balance Between Increased Credit Availability And Prudent Lending Standards written by United States. Congress and has been published by Createspace Independent Publishing Platform this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-01-11 with categories.


Exploring the balance between increased credit availability and prudent lending standards : hearing before the Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, first session, March 25, 2009.



Exploring The Balance Between Increased Credit Availability And Prudent Lending Standards


Exploring The Balance Between Increased Credit Availability And Prudent Lending Standards
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Author : United States. Congress. House. Committee on Financial Services
language : en
Publisher:
Release Date : 2009

Exploring The Balance Between Increased Credit Availability And Prudent Lending Standards written by United States. Congress. House. Committee on Financial Services and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Business & Economics categories.




Exploring The Balance Between Increased Credit Availability And Prudent Lending Standards


Exploring The Balance Between Increased Credit Availability And Prudent Lending Standards
DOWNLOAD

Author : United States. Congress. House. Committee on Financial Services
language : en
Publisher:
Release Date : 2009

Exploring The Balance Between Increased Credit Availability And Prudent Lending Standards written by United States. Congress. House. Committee on Financial Services and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with categories.




Congressional Record


Congressional Record
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Author : United States. Congress
language : en
Publisher:
Release Date : 2009

Congressional Record written by United States. Congress and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Law categories.


The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)



Congressional Record Daily Digest Of The Congress


Congressional Record Daily Digest Of The Congress
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Author : United States. Congress
language : en
Publisher:
Release Date : 2009

Congressional Record Daily Digest Of The Congress written by United States. Congress and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with United States categories.




Reviving Lending To Small Business And Families And The Impact Of The Talf


Reviving Lending To Small Business And Families And The Impact Of The Talf
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Author : Elizabeth Warren
language : en
Publisher: DIANE Publishing
Release Date : 2010

Reviving Lending To Small Business And Families And The Impact Of The Talf written by Elizabeth Warren and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Business & Economics categories.


Contents: Executive Summary; Section 1: Reviving Lending to Small Businesses and Families and the Impact of the Term Asset-Backed Securities Loan (TALF) Facility; Introduction: B. Small Business Lending; C. Family Lending; D. Securitization and the TALF; E. Small Business Credit, the TALF, and Other Efforts To Expand Small Business Access to Credit by Jump-starting Secondary Markets; F. Household Lending and the TALF; G. Conclusion; Section 2: Additional Views; Section 3: Correspondence with Treasury Update; Section 4: TARP Updates Since Last Report; Section 5: Oversight Activities; Section 6: About the Congressional Oversight Panel; Appendices. Charts and tables.



Report On The Activity Of The Committee On Financial Services For The Congress


Report On The Activity Of The Committee On Financial Services For The Congress
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Author : United States. Congress. House. Committee on Financial Services
language : en
Publisher:
Release Date : 2011

Report On The Activity Of The Committee On Financial Services For The Congress written by United States. Congress. House. Committee on Financial Services and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011 with categories.




Journal And History Of Legislation


Journal And History Of Legislation
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Author : United States. Congress. House. Committee on Financial Services
language : en
Publisher:
Release Date : 2009

Journal And History Of Legislation written by United States. Congress. House. Committee on Financial Services and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Banks and banking categories.




An Empirical Study Of Residential Developer Bankruptcies In The United States 2007 2008


An Empirical Study Of Residential Developer Bankruptcies In The United States 2007 2008
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Author : Pei Yee Woo
language : en
Publisher: Stanford University
Release Date : 2010

An Empirical Study Of Residential Developer Bankruptcies In The United States 2007 2008 written by Pei Yee Woo and has been published by Stanford University this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with categories.


With falling home prices and home foreclosures currently acknowledged as a severe problem in the U.S., more attention needs to be paid to the contributing phenomenon of residential developers undergoing liquidation, which has left behind a trail of partially-completed or abandoned properties. This dissertation presents the results of an empirical investigation aimed at understanding this phenomenon. Specifically, we addressed the following research questions: How have the Chapter 11 bankruptcy cases of residential developers and home builders during this downturn been resolved? How did the actions taken by secured lenders in the course of bankruptcy proceedings shape the resolution outcome? To what extent was bank behavior during these bankruptcies affected and constrained by the banking regulatory framework and culture? This dissertation research involves the analysis of more than 200 residential developers that filed Chapter 11 bankruptcy petitions between November 2007 and December 2008. The main finding is that only a small minority of these developers confirmed a reorganization plan. The majority of the cases were dismissed or converted to Chapter 7, culminating in foreclosure or liquidation. Over 70% of the cases showed at least one instance where a secured lender sought lift-stay motions to pursue foreclosure. Among such cases, orders granting the lift-stay motions were granted most of the time. Investigating this insistence on quick foreclosure, more nuanced views of banks' lending functions, risk management and their regulatory environment are explored through a study of FDIC data, interviews with industry participants and banks' comment letters. A key finding is that, during a recession, banks may have a preference for liquidation in bankruptcy because of capital shortfalls and procyclical regulatory pressure to reduce portfolio concentrations, particularly in real estate lending. This would be inconsistent with theories that secured lenders will choose economically optimal outcomes within a bankruptcy case, as they may choose outcomes that are sub-optimal within a bankruptcy to maximize an exogenous urgent need for capital.



Congressional Oversight Panel May Oversight Report Reviving Lending To Small Businesses And Families And The Impact Of The Talf May 7 2009


Congressional Oversight Panel May Oversight Report Reviving Lending To Small Businesses And Families And The Impact Of The Talf May 7 2009
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Author : United States. Congressional Oversight Panel
language : en
Publisher:
Release Date : 2009

Congressional Oversight Panel May Oversight Report Reviving Lending To Small Businesses And Families And The Impact Of The Talf May 7 2009 written by United States. Congressional Oversight Panel and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Asset-backed financing categories.