Factors Influencing The Use Of E Payment Systems By Smes In Nigeria
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Factors Influencing The Use Of E Payment Systems By Smes In Nigeria
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Author : Patrick Igudia
language : en
Publisher:
Release Date : 2016-06-22
Factors Influencing The Use Of E Payment Systems By Smes In Nigeria written by Patrick Igudia and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-06-22 with categories.
Exploring The Factors Influencing The Adoption And Extent Of Use Of Electronic Payment Systems Eps By Small And Medium Enterprises Smes In Nigeria
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Author : Patrick Ohunmah Igudia
language : en
Publisher:
Release Date : 2015
Exploring The Factors Influencing The Adoption And Extent Of Use Of Electronic Payment Systems Eps By Small And Medium Enterprises Smes In Nigeria written by Patrick Ohunmah Igudia and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015 with Electronic funds transfers categories.
SMEs are slow adopters of new technologies and understandably so because they are entangled in a vicious cycle of poverty. It is even more so for SMEs located in developing markets such as the sub-Saharan Africa. SMEs in these areas are faced with several difficult institutional and cultural bottlenecks which often impede their access to and use of new technologies. In Nigeria, the recently introduced cashless policy is one of many strategies intended to enhance SMEs' chances in the global e-commerce market as much as the general Nigerian economy. Studies reveal that Nigerian SMEs are slow to adopt and use this new technological innovation called the e-payment system (EPS) even when it can improve their chances to participate successfully in e-commerce. However, there is little in the literature to understand why and what is needed to be done to encourage and facilitate their participation in adopting and using this technology. This area of study has not been sufficiently explored. Thus, this thesis fills the void and explores the factors influencing EPS adoption and extent of use by SMEs in Nigeria.
A Study On The Factors Influencing The Adoption Of Mobile Payment System In Nigeria
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Author : Aminu Hamza
language : en
Publisher:
Release Date : 2014
A Study On The Factors Influencing The Adoption Of Mobile Payment System In Nigeria written by Aminu Hamza and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014 with Mobile commerce categories.
The proliferation of handheld devices and the high-speed mobile network have created another revolution in the world of commerce. Despite the continuous emerging payment solutions and abundant facilitating technologies, the level of mobile payment system adoption is quite low. Researchers focused their attention mainly on mobile payment business model and mobile payment software/infrastructures architectures with relatively little attention paid to the factors influencing the adoption. Moreover, researchers paid very little attention on issues regarding mobile payment system adoption in developing countries. Accordingly, this study examined the factors that determine the adoption of mobile payment system and how their influence differs by gender of the students of tertiary institutions in Nigeria. Technology Acceptance Model (TAM) was used with three additional variables to form the conceptual model. The study was conducted in three Universities in Kano state, Nigeria. Purposive sampling method was used with a total valid 214 respondents which involved the students of Bayero University Kano (BUK), North-West University, and Kano University of Science and Technology (KUST) Wudil, Kano, Nigeria. The results of the multiple regression analysis revealed that perceived ease of use (PEOU), perceived usefulness (PU), perceived compatibility (PC) and social norm (SN) have significant and positive correlation with the behavioural intention to adopt mobile payment system. The findings from the independent t-test also revealed that there is a significant difference on the influence of PEOU and SN among the gender of the students with male having high perceived ease use (PEOU) over female counterpart, while social norm (SN) influences female more than their male counterpart in adopting mobile payment. The study provided empirical support of the background theory outside the context of developed countries and contributed significantly to the existing literature in the field of mobile payment. Secondly, the study provided input about the critical success factors of the adoption of mobile payment system among mobile users. Thirdly, the study will help authorities to make relevant adjustments regarding the cashless-policy to make it more effective in the economy.
Research Anthology On Small Business Strategies For Success And Survival
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Author : Management Association, Information Resources
language : en
Publisher: IGI Global
Release Date : 2021-06-25
Research Anthology On Small Business Strategies For Success And Survival written by Management Association, Information Resources and has been published by IGI Global this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-06-25 with Business & Economics categories.
Running a small business provides opportunity for greater success, increased growth, and potentially the chance to move to the global business arena, yet also much more risk. Small businesses not only have less employment, but also less annual revenue than a regular-sized business. With the growth of large corporations and chain businesses, it has become harder to maintain the survival of a small business. The COVID-19 pandemic has also brought more pressure onto the already unsteady survival of small businesses, due to forced closures, decreased agility, fewer technological innovations, and smaller customer bases. The Research Anthology on Small Business Strategies for Success and Survival offers current strategies for small businesses that can be utilized in order to maintain equal footing during challenging times. With the proper strategies available to small business owners, small businesses could not only survive, but also excel despite the environment that surrounds them. Covering topics including decision management, new supportive technologies, sustainable development, and micro-financing, this text is ideal for small business owners, entrepreneurs, startup companies, family-owned and operated businesses, restaurateurs, local retailers, managers, executives, academicians, researchers, and students.
Electronic Payment Systems A User Centered Perspective And Interaction Design
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Author : Dennis Abrazhevich
language : en
Publisher: Dennis Abrazhevich
Release Date : 2004
Electronic Payment Systems A User Centered Perspective And Interaction Design written by Dennis Abrazhevich and has been published by Dennis Abrazhevich this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with categories.
Handbook Of Research On Social Impacts Of E Payment And Blockchain Technology
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Author : Lai, P.C.
language : en
Publisher: IGI Global
Release Date : 2021-12-10
Handbook Of Research On Social Impacts Of E Payment And Blockchain Technology written by Lai, P.C. and has been published by IGI Global this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-12-10 with Business & Economics categories.
The social landscape is undergoing a global change with the emergence of e-payment and blockchain technology. This new technology changes the ways in which consumers and businesses interact with each other. This dynamic offers both opportunities and challenges to the socioeconomic landscape. It is important to understand the strategies, opportunities, and challenges contained in the e-payment and blockchain sector. The Handbook of Research on Social Impacts of E-Payment and Blockchain Technology is a comprehensive reference source that examines the strategies, opportunities, and challenges contained in the value creation of e-payment and blockchain technology, which lead to economic and social progression. Further delving into topics such as mobile financial services, technopreneurship, and cryptocurrencies, this dynamic resource is essential for students, academicians, entrepreneurs, corporate managers, business executives, researchers, blockchain professionals, technologists, systems engineers, policymakers, and government officials.
E Business
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Author : Princely Ifinedo
language : en
Publisher: BoD – Books on Demand
Release Date : 2012-02-10
E Business written by Princely Ifinedo and has been published by BoD – Books on Demand this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-02-10 with Computers categories.
E-Business - Applications and Global Acceptance is a collection of well-written papers that employ empirical and theoretical/conceptual approaches to highlight insights on the global acceptance of electronic business (e-business) and other useful applications and conceptualizations in the area. As our knowledge of the e-business phenomenon continues to mature and evolve, it is pertinent that new insights and information be made available. This edited book is published against such a backdrop. In essence, this book seeks to provide value to both e-business researchers and practitioners, with information sourced from differing regions of the world. The diversity in the sources of insights is welcome and this edited book covers a wide range of interesting, topical, and timely issues dealing with the acceptance of e-business applications or systems, business processes integration and management, the extension of e-business concepts to not-for-profit (nonprofit) organizations, and the construction of a service innovation model. Without a doubt, this book will be a comprehensive reference point for knowledge seekers who want to understand emerging conceptualizations, processes, and behaviors in the e-business domain.
Emerging Markets From A Multidisciplinary Perspective
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Author : Yogesh K. Dwivedi
language : en
Publisher: Springer
Release Date : 2018-04-11
Emerging Markets From A Multidisciplinary Perspective written by Yogesh K. Dwivedi and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-04-11 with Business & Economics categories.
This book examines prominent issues in the Emerging Markets (EM) from a variety of disciplines in order to make useful societal contributions through knowledge exchange. EMs offer enormous opportunities, but realizing them is both challenging and risky due to inherent uncertainties of such markets. EM’s also have unique characteristics that makes them different from developed countries. This causes implications for both theory and practice. These markets necessitate substantial adaptations of developed theories and approaches employed in the Western world. This book investigates problems specific to emerging markets, and identifies new theoretical constructs, hypotheses (re)development, and emphasizes institutional contexts. The chapters in this book establish new conceptual and theoretical paradigms from multidisciplinary perspectives concentrated in the areas of information systems, electronic government, and digital and social media matters. The book focuses on topics in these areas such as digital enterprises, sustainability, telemedicine, and Information Communication Technology (ICT) and surveys the potential challenges and opportunities that may arise. These concepts and topics covered in this book are vital for making the global economy more equitable and sustainable.
Driver Acceptance Of New Technology
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Author : Dr Tim Horberry
language : en
Publisher: Ashgate Publishing, Ltd.
Release Date : 2014-02-12
Driver Acceptance Of New Technology written by Dr Tim Horberry and has been published by Ashgate Publishing, Ltd. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-02-12 with Science categories.
This book collects into a single, edited volume the accumulating body of thinking and research on driver and operator acceptance of new technology. Bringing together contributions from international experts from around the world, the editors have shaped a book that covers the theory behind acceptance, how it can be measured and how it can be improved. Case studies are presented that provide data on driver acceptance of a wide range of new and emerging vehicle technology.
Handbook Of Research On Innovation And Development Of E Commerce And E Business In Asean
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Author : Almunawar, Mohammad Nabil
language : en
Publisher: IGI Global
Release Date : 2020-08-28
Handbook Of Research On Innovation And Development Of E Commerce And E Business In Asean written by Almunawar, Mohammad Nabil and has been published by IGI Global this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-08-28 with Business & Economics categories.
Business-to-consumer (B2C) and consumer-to-consumer (C2C) e-commerce transactions, including social commerce, are rapidly expanding, although e-commerce is still small when compared to traditional business transactions. As the familiarity of making purchases using smart devices continues to expand, many global and regional investors hope to target the ASEAN region to tap into the rising digital market in this region. The Handbook of Research on Innovation and Development of E-Commerce and E-Business in ASEAN is an essential reference source that discusses economics, marketing strategies, and mobile payment systems, as well as digital marketplaces, communication technologies, and social technologies utilized for business purposes. Featuring research on topics such as business culture, mobile technology, and consumer satisfaction, this book is ideally designed for policymakers, financial managers, business professionals, academicians, students, and researchers.