Facts About Retiring In The United States
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Facts About Retiring In The United States
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Author : Steven S. Shagrin
language : en
Publisher: H. W. Wilson
Release Date : 2000
Facts About Retiring In The United States written by Steven S. Shagrin and has been published by H. W. Wilson this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000 with Life care communities categories.
Retirement Income
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Author :
language : en
Publisher:
Release Date : 1972
Retirement Income written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1972 with Retirement income categories.
Retirement And The Individual Early Retirement And Related Subjects
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Author : United States. Congress. Senate. Special Committee on Aging. Subcommittee on Retirement and the Individual
language : en
Publisher:
Release Date : 1967
Retirement And The Individual Early Retirement And Related Subjects written by United States. Congress. Senate. Special Committee on Aging. Subcommittee on Retirement and the Individual and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1967 with Retirement categories.
About Retirement Savings
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Author :
language : en
Publisher:
Release Date : 1998
About Retirement Savings written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1998 with Older people categories.
Retiring In Mexico
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Author : Stephen Anderson
language : en
Publisher: CreateSpace
Release Date : 2011-10-28
Retiring In Mexico written by Stephen Anderson and has been published by CreateSpace this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-10-28 with Mexico categories.
There are tens of millions of people at, or approaching, retirement age. With the economic conditions in the United States, combined with the high cost of living in both Canada and the US, more and more people are looking at other countries in which to spend their golden years and make their hard earned dollars stretch further. A very popular choice is Mexico. The weather, the mountains and beaches, the lower cost of living, and the proximity to the US make it a natural for this country to be seriously considered. So, what makes this book different? Unlike everything we have read, or seen, on Mexico previously, it takes a good hard look at what life in this country is really like and what we have personally experienced in our seven years since retiring. While other authors talk about Mexico being nothing short of The Garden of Eden, I have not sugar coated anything. Mexico is anything but the Garden of Eden or paradise. It can be a fantastic place in which to live or retire, but it can also be your worst nightmare if you are not made aware of the problems that exist here as well. Too many people have moved down, basing their decision on what they have read in books, not having friends or relatives here that can hopefully give them actual facts, and had their retirement dreams completely shattered. I want to try and prevent this from happening to you. This book is divided into six sections. The first talks about how I first found out about the Lake Chapala area, a day by day account of Sarah and I first visiting here, buying a house, and everything we did and went through until we closed on our new home. It is important as many people, like us, come down and think it is such a wonderful place and full of wonderful people and find out afterwards that may not be the case. Section 2 covers the time period between closing on our home and actually moving here. It goes over getting our visas and what was required, the drive from the border to San Juan Cosala, remodeling our home, and our first introduction to the lack of consumer protection in this country. Section 3 goes over our lives in Mexico as we first found it. Living here was certainly different than in the United States and was really good. It was not until later that we started discovering another side of Mexican life. Section 4 is entitled The Good. There are a lot of terrific things about living in Mexico. It is what we ourselves have found to be the attributes of this country and why so many have, and are continuing to, retire here. Section 5, I have called The Bad. No matter where one lives, there is always the good about an area and there are always some things to complain about. If you have never lived in a foreign country, this is an important section as it discusses a lot of different aspects of life, costs that people are often not aware of until after they have moved, and a lot of pertinent facts that could impact your decision to move to Mexico, or your lives after you get here. One thing you will find of importance is a very realistic look at the monthly expenditures and not the ones that leave so many items out to deceive you. Section 6, The Ugly, is one you should pay particular attention to. It is probably the main reason for writing this book as you need to be aware of what not only happened to my wife and I but to so many of the other Americans and Canadians that live here. This is a country of crime and corruption and foreigners are the targets of choice. This section covers most of the things you should definitely know about because, without it, you can easily lose a few pesos to your entire life savings. Its intent is to safeguard your money so you can truly enjoy your retirement years.
Thinking About Retirement
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Author :
language : en
Publisher: U.S. Government Printing Office
Release Date : 1997
Thinking About Retirement written by and has been published by U.S. Government Printing Office this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Business & Economics categories.
How To Retire In The Country And Own A Home Without A Mortgage
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Author : John G. Anderson
language : en
Publisher: Createspace Independent Pub
Release Date : 2012-10-17
How To Retire In The Country And Own A Home Without A Mortgage written by John G. Anderson and has been published by Createspace Independent Pub this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-10-17 with Business & Economics categories.
If you were to read much of the financial literature that is published for those nearing retirement age, you would be hard-pressed not to believe that most Americans are retiring at age 60 with multi-million dollar investment portfolios earning 10 percent annual returns. However, the facts present a much more depressing picture for the majority of Americans nearing retirement. From 2007 to 2010, U.S. median household net worth fell by a staggering 38 percent. And as of 2012, more than 67 percent of Americans 65 and older have less than $50,000 in savings, aside from the value of their residence. With an average personal savings rate at a historical low of only 3.6 percent and median annual income of only $37,625, American's are currently saving less than $1,340 per year. And with the average Social Security retirement payment at only $1,233 per month, it becomes apparent that most Americans today have grossly inadequate investments and income-producing assets necessary to afford a retirement beyond mere subsistence. In other words, most people in the United States have no other options except to retire into poverty. A common bit of advice given by financial planners to soon-to-be retirees is to postpone retirement, to keep working, or if separated from your profession, to take a low-wage job. Statistical evidence suggests that people should never quit working at something – if they're interested in a long life. However, working at menial jobs for minimum wage is far different than working for yourself at something that holds your interest and provides personal satisfaction. In planning for your retirement, you should keep in mind also that retiring at an age that is too old to physically enjoy the activities of your interests will not be a very happy scenario. Nevertheless, the only reason why this advice is so often and so glibly served up is because financial planners generally have no other solutions to offer. The truth is, the last thing someone at age 60 wants to be doing is working at a low-wage job or wasting away in substandard living conditions. At the same time, the prospect of life without an income other than perhaps rapidly-diminishing Social Security income is nothing more than depressing. Yet, this is the reality for most Americans – not seven-figure investment portfolios. There is no question that the economy presents a very difficult and sometimes even hostile environment in which to retire. And statistical evidence suggests that this environment will continue to deteriorate for a period lasting well into the foreseeable future. Even if your financial condition is relatively affluent and your retirement income is to include a life-long pension, your financial security in retirement is subject to unprecedented and potentially-destructive conditions. Such conditions as high inflation, price controls, commodity shortages and increased taxes could devastate even the healthiest portfolios. These conditions will not simply go away and it is unlikely that any meaningful solution is politically possible. The official course of action is to do what the federal government has been doing somewhat successfully for decades – ignore the problem. The consequences of this, however, will lead to a devestated economic environment. The U.S. and the world are far into unchartered territory with such conditions, so it is impossible to know exactly how events will unfold. But in planning for your retirement, you would be wise to consider these facts and the potential risks that they pose to your physical and financial security. The good news is that there are steps that you can take to protect yourself from the intensifying hardships. The solutions presented here are available to anyone, rich or poor, who is willing to create value through dedication and hard work.
Costa Rica The Real Retirement Facts Of Living In Costa Rica
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Author : Belinda Maddux
language : en
Publisher: Createspace Independent Publishing Platform
Release Date : 2016-08-10
Costa Rica The Real Retirement Facts Of Living In Costa Rica written by Belinda Maddux and has been published by Createspace Independent Publishing Platform this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-08-10 with categories.
This book is about living in Costa Rica. It contains valuable information. I would have loved to have known some of these processes, before I made this move. I read many books, and spoke to many people, but to no avail. I could not get the information that I needed to make sound decisions. I found this very frustrating. I was a Mortgage Broker and a Real Estate Broker in the United States. I needed real knowledge to have a clear understanding of what this move entailed. I wanted answers to my many questions. That is what motivated me to write this book. It will help you to understand the process better, and then you can make this move successfully. This is probably one of the biggest moves of your life! It was for me! It will also be helpful to ones that are just planning a visit. It explains many things about the local culture and the people that live in this wonderful place. I am excited to share this knowledge that I have obtained about this country. Costa Rica, is a country I have come to love!
Growing Older In America
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Author :
language : en
Publisher:
Release Date : 2007
Growing Older In America written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Age distribution (Demography) categories.
Retirement Statistics
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Author :
language : en
Publisher:
Release Date : 1934
Retirement Statistics written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1934 with Civil service categories.