Federal Consumer Focus
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Federal Consumer Focus
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Author :
language : en
Publisher:
Release Date : 1984
Federal Consumer Focus written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1984 with Consumer education categories.
Federal Consumer Focus
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Author :
language : en
Publisher:
Release Date : 1985
Federal Consumer Focus written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1985 with Consumer education categories.
A Guide To The Federal Trade Commission
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Author : United States. Federal Trade Commission
language : en
Publisher:
Release Date : 1991
A Guide To The Federal Trade Commission written by United States. Federal Trade Commission and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1991 with Consumer protection categories.
The Federal Reserve System Purposes And Functions
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Author : Board of Governors of the Federal Reserve System
language : en
Publisher:
Release Date : 2002
The Federal Reserve System Purposes And Functions written by Board of Governors of the Federal Reserve System and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Banks and Banking categories.
Provides an in-depth overview of the Federal Reserve System, including information about monetary policy and the economy, the Federal Reserve in the international sphere, supervision and regulation, consumer and community affairs and services offered by Reserve Banks. Contains several appendixes, including a brief explanation of Federal Reserve regulations, a glossary of terms, and a list of additional publications.
The Consumer Financial Protection Bureau Cfpb A Legal Analysis
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Author : David H. Carpenter
language : en
Publisher: Createspace Independent Pub
Release Date : 2012-07-28
The Consumer Financial Protection Bureau Cfpb A Legal Analysis written by David H. Carpenter and has been published by Createspace Independent Pub this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-07-28 with Law categories.
In the wake of the worst U.S. financial crisis since the Great Depression, Congress passed and the President signed into law sweeping reforms of the financial services regulatory system through the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), P.L. 111-203. Title X of the Dodd-Frank Act is entitled the Consumer Financial Protection Act of 2010 (CFP Act). The CFP Act establishes the Bureau of Consumer Financial Protection (CFPB or Bureau) within the Federal Reserve System (FRS) with rulemaking, enforcement, and supervisory powers over many consumer financial products and services, as well as the entities that sell them. The CFP Act significantly enhances federal consumer protection regulatory authority over nondepository financial institutions, potentially subjecting them to analogous supervisory, examination, and enforcement standards that have been applicable to depository institutions in the past. The act also transfers to the Bureau much of the consumer compliance authority over larger depositories that previously had been held by banking regulators. Additionally, the Bureau acquired the authority to write rules to implement most federal consumer financial protection laws that previously was held by a number of other federal agencies. Although the powers that the CFPB has at its disposal are largely the same or analogous to those that other federal regulators have held for decades, there is a great deal of uncertainty in how the new agency will exercise these broad and flexible authorities, especially in light of its almost exclusive focus on consumer protection. As a result, the CFP Act has proven to be one of the more controversial portions of the financial reform legislation. The 112th Congress is actively involved in conducting oversight of the implementation of the CFP Act. Additionally, the 112th Congress has considered a number of bills that would significantly alter the structure of the Bureau. For example, H.R. 2434, the Financial Services and General Government Appropriations Act, 2012, would make the CFPB's primary funding subject to the traditional appropriations process, and H.R. 1315, the Consumer Financial Protection Safety and Soundness Improvement Act, would convert the CFPB's leadership structure from a sole directorship to a commission and would allow the newly established Financial Stability Oversight Council (FSOC) to overturn CFPB-issued regulations with a simple majority vote, as opposed to the current super majority requirement. H.R. 2434 was reported favorably out of the House Committee on Appropriations, and H.R. 1315 was referred to the Senate Committee on Banking, Housing, and Urban Affairs after passing the full House by a vote of 241 to 173. Additionally, 44 Senators signed a letter to the President expressing support for the Bureau-related objectives of H.R. 2434 and H.R. 1315. This report provides an overview of the regulatory structure of consumer finance under existing federal law before the Dodd-Frank Act went into effect and examines arguments for modifying the regime in order to more effectively regulate consumer financial markets. It then analyzes how the CFP Act changes that legal structure, with a focus on the Bureau's organization; the entities and activities that fall (and do not fall) under the Bureau's supervisory, enforcement, and rulemaking authorities; the Bureau's general and specific rulemaking powers and procedures; and the Bureau's funding.
Serving The American Public
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Author : National Performance Review (U.S.)
language : en
Publisher:
Release Date : 1997
Serving The American Public written by National Performance Review (U.S.) and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Administrative agencies categories.
Financial Report Of The Consumer Financial Protection Bureau Fiscal Year 2014
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Author : Consumer Financial Protection Bureau
language : en
Publisher: Createspace Independent Publishing Platform
Release Date : 2015-01-19
Financial Report Of The Consumer Financial Protection Bureau Fiscal Year 2014 written by Consumer Financial Protection Bureau and has been published by Createspace Independent Publishing Platform this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-01-19 with Business & Economics categories.
The Consumer Financial Protection Bureau (CFPB) is the Nation's only Federal agency whose sole focus is protecting consumers in the financial marketplace for products and services. When Congress created the Bureau through the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, it provided the CFPB with a number of tools to fulfill our mission to make those markets work for Americans. Over the past fiscal year we have continued to achieve specific and tangible results for consumers whether they are applying for a mortgage, borrowing for college, choosing a credit card, or using any number of other consumer financial products. During fiscal year 2014, CFPB enforcement actions resulted in almost $4 billion in penalties, redress and relief to consumers imposed against defendants who violated Federal consumer financial laws. For example, enforcement actions against several credit card companies provided relief of more than $1 billion to harmed consumers. The CFPB also ordered $2.6 billion in relief for consumers who were harmed by systemic misconduct by two mortgage servicers. Further, we assessed an additional $92.7 million in Civil Monetary Penalties to deter future occurrences of unfair, deceptive and abusive acts.
State And Federal Regulation Of National Advertising
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Author : J. Howard Beales
language : en
Publisher: A E I Press
Release Date : 1993
State And Federal Regulation Of National Advertising written by J. Howard Beales and has been published by A E I Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993 with Law categories.
This study of the appropriate regulatory principles to apply to business communication with consumers focuses on the Federal Trade Commission as the primary federal regulator.
Annual Report Of The Administrator Of General Services
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Author : United States. General Services Administration
language : en
Publisher:
Release Date : 1972
Annual Report Of The Administrator Of General Services written by United States. General Services Administration and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1972 with Government property categories.
Department Of Housing And Urban Development And Certain Independent Agencies Appropriations For Fiscal Year 1987
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Author : United States. Congress. Senate. Committee on Appropriations. Subcommittee on HUD-Independent Agencies
language : en
Publisher:
Release Date : 1986
Department Of Housing And Urban Development And Certain Independent Agencies Appropriations For Fiscal Year 1987 written by United States. Congress. Senate. Committee on Appropriations. Subcommittee on HUD-Independent Agencies and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1986 with United States categories.