Growing Mortgage Foreclosure Crisis
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Growing Mortgage Foreclosure Crisis
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Author : United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law
language : en
Publisher:
Release Date : 2009
Growing Mortgage Foreclosure Crisis written by United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Business & Economics categories.
Report To Congress On The Root Causes Of The Foreclosure Crisis
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Author : Christopher E. Herbert
language : en
Publisher: DIANE Publishing
Release Date : 2010-06
Report To Congress On The Root Causes Of The Foreclosure Crisis written by Christopher E. Herbert and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-06 with Law categories.
Analyzes data and trends in the residential housing market and reviews the academic lit. and industry press on the root causes of the current foreclosure crisis (FC). Provides a review of policy responses and recommended actions to mitigate the FC and help prevent similar crises from occurring in the future. Contents: (1) Trends in Delinquencies and Foreclosures: Regional Trends in Foreclosures; (2) Lit. Review: General Lit. on Causes of Foreclosures and Delinquencies; Lit. Assessing Causes of the Current FC; Factors Enabling Expanded Risky Lending; (3) Policy Responses to the FC: Efforts To Address Rising Foreclosures; Efforts To Reduce the Risk of High Rates of Mortgage Foreclosures in the Future; Mortgage Market Reform. Illus.
Foreclosed
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Author : Daniel Immergluck
language : en
Publisher: Cornell University Press
Release Date : 2011-07-20
Foreclosed written by Daniel Immergluck and has been published by Cornell University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-07-20 with Social Science categories.
Over the last two years, the United States has observed, with some horror, the explosion and collapse of entire segments of the housing market, especially those driven by subprime and alternative or "exotic" home mortgage lending. The unfortunately timely Foreclosed explains the rise of high-risk lending and why these newer types of loans—and their associated regulatory infrastructure—failed in substantial ways. Dan Immergluck narrates the boom in subprime and exotic loans, recounting how financial innovations and deregulation facilitated excessive risk-taking, and how these loans have harmed different populations and communities. Immergluck, who has been working, researching, and writing on issues tied to housing finance and neighborhood change for almost twenty years, has an intimate knowledge of the promotion of homeownership and the history of mortgages in the United States. The changes to the mortgage market over the past fifteen years—including the securitization of mortgages and the failure of regulators to maintain control over a much riskier array of mortgage products—led, he finds, inexorably to the current crisis. After describing the development of generally stable and risk-limiting mortgage markets throughout much of the twentieth century, Foreclosed details how federal policy-makers failed to regulate the new high-risk lending markets that arose in the late 1990s and early 2000s. The book also examines federal, state, and local efforts to deal with the mortgage and foreclosure crisis of 2007 and 2008. Immergluck draws upon his wealth of experience to provide an overarching set of principles and a detailed set of policy recommendations for "righting the ship" of U.S. housing finance in ways that will promote affordable yet sustainable homeownership as an option for a broad set of households and communities.
Addressing The Impact Of The Foreclosure Crisis Federal Reserve Mortgage Outreach And Research Efforts
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Author :
language : en
Publisher: DIANE Publishing
Release Date : 2010
Addressing The Impact Of The Foreclosure Crisis Federal Reserve Mortgage Outreach And Research Efforts written by and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Foreclosure categories.
This publication highlights MORE-sponsored projects designed to communicate best practices and information about innovative programs to improve conditions in neighborhoods affected by high rates of foreclosure. It also reviews initiatives undertaken by the various Reserve Banks and the Board of Governors to respond to the foreclosure crisis.
The Private Sector And Government Response To The Mortgage Foreclosure Crisis
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Author : United States. Congress. House. Committee on Financial Services
language : en
Publisher:
Release Date : 2010
The Private Sector And Government Response To The Mortgage Foreclosure Crisis written by United States. Congress. House. Committee on Financial Services and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Business & Economics categories.
The Effect Of Predatory Lending And The Foreclosure Crisis On Twin Cities Communities And Neighborhoods
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Author : United States. Congress. House. Committee on Financial Services
language : en
Publisher:
Release Date : 2007
The Effect Of Predatory Lending And The Foreclosure Crisis On Twin Cities Communities And Neighborhoods written by United States. Congress. House. Committee on Financial Services and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Business & Economics categories.
Role Of The Lending Industry In The Home Foreclosure Crisis
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Author : United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law
language : en
Publisher:
Release Date : 2010
Role Of The Lending Industry In The Home Foreclosure Crisis written by United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Law categories.
Causes Of The Foreclosure Crisis
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Author : Christopher L. Foote
language : en
Publisher:
Release Date : 2012-04-05
Causes Of The Foreclosure Crisis written by Christopher L. Foote and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-04-05 with categories.
Presents 12 facts about the mortgage crisis. The authors argue that the facts refute the popular story that the crisis resulted from finance industry insiders deceiving uninformed mortgage borrowers and investors. Instead, they argue that borrowers and investors made decisions that were rational and logical given their ex post overly optimistic beliefs about house prices. Neither institutional features of the mortgage market nor financial innovations are any more likely to explain those distorted beliefs than they are to explain the Dutch tulip bubble 400 years ago. Economists should acknowledge the limits of their understanding of asset price bubbles and design policies accordingly. Charts and tables. This is a print on demand report.
Neighborhoods The Blameless Victims Of The Subprime Mortgage Crisis
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Author : United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy
language : en
Publisher:
Release Date : 2009
Neighborhoods The Blameless Victims Of The Subprime Mortgage Crisis written by United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Business & Economics categories.
Housing And The Financial Crisis
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Author : Edward L. Glaeser
language : en
Publisher: University of Chicago Press
Release Date : 2013-08-19
Housing And The Financial Crisis written by Edward L. Glaeser and has been published by University of Chicago Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-08-19 with Business & Economics categories.
Conventional wisdom held that housing prices couldn’t fall. But the spectacular boom and bust of the housing market during the first decade of the twenty-first century and millions of foreclosed homeowners have made it clear that housing is no different from any other asset in its ability to climb and crash. Housing and the Financial Crisis looks at what happened to prices and construction both during and after the housing boom in different parts of the American housing market, accounting for why certain areas experienced less volatility than others. It then examines the causes of the boom and bust, including the availability of credit, the perceived risk reduction due to the securitization of mortgages, and the increase in lending from foreign sources. Finally, it examines a range of policies that might address some of the sources of recent instability.