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Housing Affordability And Methodological Principles


Housing Affordability And Methodological Principles
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Housing Affordability And Methodological Principles


Housing Affordability And Methodological Principles
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Author : Elena Dorokh
language : en
Publisher:
Release Date : 2015

Housing Affordability And Methodological Principles written by Elena Dorokh and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015 with categories.


Housing affordability has become a key theme of housing policy against the background of the subprime mortgage crisis and the need to reduce fiscal subsidies. The aim of this research was to develop an approach of banking credit participation during the realization of method able to assess housing affordability. The method was developed in order to deal with the real purchasing capacity of households, taking into account existing bank structures and the procurement of housing loans, as well as to assess the potential demand for mortgage lending as a promising area of banking. Assessment can be made by considering the conditions of housing loans from the largest banks and statistical information on the income of the population, together with information from real estate agencies about the current level of prices in the housing market. The approach proposed could be useful for the authorities, when determining the content of housing policy, as it provides an opportunity to identify more effective ways of solving the housing problem through a comprehensive assessment of housing needs and opportunities for the banking system to engage in lending.



Ten Principles For Developing Affordable Housing


Ten Principles For Developing Affordable Housing
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Author : Alexa Bach
language : en
Publisher:
Release Date : 2007-01-01

Ten Principles For Developing Affordable Housing written by Alexa Bach and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007-01-01 with Affordable housing categories.




Understanding Affordability


Understanding Affordability
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Author : Meen, Geoffrey
language : en
Publisher: Policy Press
Release Date : 2020-07-08

Understanding Affordability written by Meen, Geoffrey and has been published by Policy Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-07-08 with Business & Economics categories.


For many younger and lower-income people, housing affordability continues to worsen. Based on the academic research of two distinguished housing economists – and stimulated by working with governments across the world - this wide-ranging book sets out clear theoretical and empirical frameworks to tackle one of today’s most important socio-economic issues. Housing unaffordability arises from complex forces and a prerequisite to effective policy is understanding the causes of rising house prices and rents and the interactions between housing, housing finance and the macroeconomy. The authors challenge many of the conventional wisdoms in housing policy and offer innovative recommendations to improve affordability.



Future Is Urban Livability Resilience Resource Conservation


Future Is Urban Livability Resilience Resource Conservation
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Author : Utpal Sharma
language : en
Publisher: Taylor & Francis
Release Date : 2023-05-26

Future Is Urban Livability Resilience Resource Conservation written by Utpal Sharma and has been published by Taylor & Francis this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-05-26 with Political Science categories.


Cities have played an important role in our lives since the dawn of civilization. However, cities are slowly becoming overwhelmed and therefore intervention is desirable towards green, blue and egalitarian nature. Even with current urban issues, we must rise to the occasion as professionals to create cities that are social, cities that take care of the environment, and cities that are digital. Increased citizen participation is indispensable in this process. The ‘International Conference on Future is Urban (IFCU’ 21) Dec 16-18, 2021, Ahmedabad, India’, takes into account Livability, Resilience & Resource Conservation for planning Future and cities in future.



The Tragedy Of Property


The Tragedy Of Property
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Author : Maxim Trudolyubov
language : en
Publisher: John Wiley & Sons
Release Date : 2018-08-16

The Tragedy Of Property written by Maxim Trudolyubov and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-08-16 with Political Science categories.


Russian novels, poetry and ballet put the country squarely in the European family of cultures and yet there is something different about this country, especially in terms of its political culture. What makes Russia different? Maxim Trudolyubov uses private property as a lens to highlight the most important features that distinguish Russia as a political culture. In many Western societies, private property has acted as the private individual’s bulwark against the state; in Russia, by contrast, it has mostly been used by the authorities as a governance tool. Nineteenth-century Russian liberals did not consider property rights to be one of the civil causes worthy of defending. Property was associated with serfdom, and even after the emancipation of the serfs the institution of property was still seen as an attribute of retrograde aristocracy and oppressive government. It was something to be destroyed – and indeed it was, in 1917. Ironically, it was the Soviet Union that, with the arrival of mass housing in the 1960s, gave the concept of private ownership a good name. After forced collectivization and mass urbanization, people were yearning for a space of their own. The collapse of the Soviet ideology allowed property to be called property, but not all properties were equal. You could own a flat but not an oil company, which could be property on paper but not in reality. This is why most Russian entrepreneurs register their businesses in offshore jurisdictions and park their money abroad. This fresh and highly original perspective on Russian history will be of great interest to anyone who wants to understand Russia today.



Analyzing Measurements Of Housing Affordability


Analyzing Measurements Of Housing Affordability
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Author : Zi Cai
language : en
Publisher:
Release Date : 2017

Analyzing Measurements Of Housing Affordability written by Zi Cai and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017 with Housing categories.


Measuring housing affordability is a key challenge for most communities. Traditionally, the 30 percent rent-income ratio has been the cornerstone of housing affordability policies. Recently, however, a number of researchers have recommended new affordability measures. Given the complexity of determining realistic housing affordability, identifying the best and most appropriate measure is a challenge. This thesis is the first research attempt to develop a comprehensive methodological framework for the comparative assessment of commonly used housing affordability indicators. Six housing affordability measures were selected for analysis: NAR Housing Affordability Index, HUD Guideline, Amenity-Based Housing Affordability Index, H+T Affordability Index, Shelter Poverty Measure, and Self-Sufficiency Standard. These measures were compared in terms of their underlying standards, data accuracy, and comprehensiveness. Specific indicators for each of the three components were developed and applied to the six housing affordability indicators. Detailed analysis of the collected data revealed that the Self-Sufficiency Standard measure is the best measure of housing affordability among the six indicators analyzed. This measure outranks each of the other measures on all three dimensions of comparison. Therefore, it is recommended that local planners, stakeholders, and policymakers adopt the Self-Sufficiency Standard to assess housing affordability outcomes.



The Affordable Housing Reader


The Affordable Housing Reader
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Author : Elizabeth J. Mueller
language : en
Publisher: Taylor & Francis
Release Date : 2022-07-14

The Affordable Housing Reader written by Elizabeth J. Mueller and has been published by Taylor & Francis this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-07-14 with Architecture categories.


This second edition of The Affordable Housing Reader provides context for current discussions surrounding housing policy, emphasizing the values and assumptions underlying debates over strategies for ameliorating housing problems experienced by low-income residents and communities of color. The authors highlighted in this updated volume address themes central to housing as an area of social policy and to understanding its particular meaning in the United States. These include the long history of racial exclusion and the role that public policy has played in racializing access to decent housing and well-serviced neighborhoods; the tension between the economic and social goals of housing policy; and the role that housing plays in various aspects of the lives of low- and moderate-income residents. Scholarship and the COVID-19 pandemic are raising awareness of the link between access to adequate housing and other rights and opportunities. This timely reader focuses attention on the results of past efforts and on the urgency of reframing the conversation. It is both an exciting time to teach students about the evolution of United States’ housing policy and a challenging time to discuss what policymakers or practitioners can do to effect positive change. This reader is aimed at students, professors, researchers, and professionals of housing policy, public policy, and city planning.



Measuring Housing Affordability


Measuring Housing Affordability
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Author : Robert J. Hill
language : en
Publisher:
Release Date : 2015

Measuring Housing Affordability written by Robert J. Hill and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015 with categories.


We draw a distinction between the concepts of purchase affordability (whether a household is able to borrow enough funds to purchase a house) and repayment affordability (the burden imposed on a household of repaying the mortgage). We operationalize this distinction in the context of a new methodology for constructing affordability measures that draws on the value-at-risk concept and takes account of the whole distribution of household income and house prices rather than just the median. Empirically we find that the distinction between purchase and repayment affordability can be pronounced. In the Sydney prime mortgage market over the period 1996 to 2006, repayment affordability deteriorated very significantly while purchase affordability remained quite stable. This difference can be attributed to the loosening of credit constraints in the mortgage market which it seems has carried through primarily into higher house prices. We also consider how median house-price-to-income ratio measures of affordability can be extended to take account of the whole distribution of income and house prices. We propose a new quantile based measure which indicates that the housing affordability problem may be systematically worse than suggested by standard median measures.



The Affordable Housing Reader


The Affordable Housing Reader
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Author : J. Rosie Tighe
language : en
Publisher: Routledge
Release Date : 2013

The Affordable Housing Reader written by J. Rosie Tighe and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013 with Architecture categories.


The Affordable Housing Reader brings together classic works and contemporary writing on the themes and debates that have animated the field of affordable housing policy as well as the challenges in achieving the goals of policy on the ground. The Reader - aimed at professors, students, and researchers - provides an overview of the literature on housing policy and planning that is both comprehensive and interdisciplinary. It is particularly suited for graduate and undergraduate courses on housing policy offered to students of public policy and city planning. The Reader is structured around the key debates in affordable housing, ranging from the conflicting motivations for housing policy, through analysis of the causes of and solutions to housing problems, to concerns about gentrification and housing and race. Each debate is contextualized in an introductory essay by the editors, and illustrated with a range of texts and articles. Elizabeth Mueller and Rosie Tighe have brought together for the first time into a single volume the best and most influential writings on housing and its importance for planners and policy-makers.



Proceedings Of The 2nd International Conference On Building Innovations


Proceedings Of The 2nd International Conference On Building Innovations
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Author : Volodymyr Onyshchenko
language : en
Publisher: Springer Nature
Release Date : 2020-06-13

Proceedings Of The 2nd International Conference On Building Innovations written by Volodymyr Onyshchenko and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-06-13 with Technology & Engineering categories.


This book gathers the latest advances, innovations, and applications in the field of building design and construction, by focusing on new design solutions for buildings and new technologies creation for construction, as presented by researchers and engineers at the 2nd International Conference Building Innovations (ICBI), held in Poltava – Baku, Ukraine – Azerbaijan, on May 23-24, 2019. It covers highly diverse topics, including structures operation, repairing and thermal modernization in existing buildings and urban planning features, machines and mechanisms for construction, as well as efficient economy and energy conservation issues in construction. The contributions, which were selected by means of a rigorous international peer-review process, highlight numerous exciting ideas that will spur novel research directions and foster multidisciplinary collaborations.