How Credit Cards Work


How Credit Cards Work
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How Credit Cards Work


How Credit Cards Work
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Author : Gillian Houghton
language : en
Publisher: The Rosen Publishing Group, Inc
Release Date : 2009-01-15

How Credit Cards Work written by Gillian Houghton and has been published by The Rosen Publishing Group, Inc this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-01-15 with Juvenile Nonfiction categories.


Introduces credit cards and discusses their advantages and disadvantages.



How You Can Profit From Credit Cards


How You Can Profit From Credit Cards
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Author : Curtis E. Arnold
language : en
Publisher: FT Press
Release Date : 2008-06-06

How You Can Profit From Credit Cards written by Curtis E. Arnold and has been published by FT Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-06-06 with Business & Economics categories.


Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.



Is Plastic Money Real How Credit Cards Work Math Book Nonfiction 9th Grade Children S Money Saving Reference


Is Plastic Money Real How Credit Cards Work Math Book Nonfiction 9th Grade Children S Money Saving Reference
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Author : Baby Professor
language : en
Publisher: Speedy Publishing LLC
Release Date : 2017-12-01

Is Plastic Money Real How Credit Cards Work Math Book Nonfiction 9th Grade Children S Money Saving Reference written by Baby Professor and has been published by Speedy Publishing LLC this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-12-01 with Juvenile Nonfiction categories.


Credit cards are very common these days. Instead of paying with paper bills and coins, buyers present plastic money. The amounts purchased are charged exactly as the price tags. How credit cards work should only be introduced after the basic skills of counting and making change has been established. Learn something new everyday. Make it a habit to read. Good luck!



How Do Credit Cards And Loans Work


How Do Credit Cards And Loans Work
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Author : Carla Mooney
language : en
Publisher: Referencepoint Press
Release Date : 2023-06

How Do Credit Cards And Loans Work written by Carla Mooney and has been published by Referencepoint Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-06 with Young Adult Nonfiction categories.


Credit cards and loans can help finance purchases and build a credit history, but they do come with risks. Teens and young adults need to understand how credit and loans work to use them responsibly. Common types of credit and loans, the costs of borrowing, building a credit history, the risks of fraud, and borrowing for college are discussed.



Make Your Credit Cards Work For You Instead Of You For Them


Make Your Credit Cards Work For You Instead Of You For Them
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Author : Gregory Karp
language : en
Publisher: Pearson Education
Release Date : 2009-11-16

Make Your Credit Cards Work For You Instead Of You For Them written by Gregory Karp and has been published by Pearson Education this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-11-16 with Business & Economics categories.


This Element is an excerpt from Living Rich by Spending Smart: How to Get More of What You Really Want (ISBN: 9780132350099) by Gregory Karp. Available in print and digital formats. Even the odds! How to play the credit game right and save a fortune! Credit card companies are masters at separating you from your money. But you have power too. Did you know credit card companies will take a little less money from you--and all you have to do is ask? Periodically, call and ask for three things: a lower interest rate, a higher limit, and waived fees. You can save literally thousands....



Everything You Need To Know About Credit Cards And Fiscal Responsibilty


Everything You Need To Know About Credit Cards And Fiscal Responsibilty
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Author : Meg Green
language : en
Publisher: Rosen Young Adult
Release Date : 2000-12

Everything You Need To Know About Credit Cards And Fiscal Responsibilty written by Meg Green and has been published by Rosen Young Adult this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000-12 with Juvenile Nonfiction categories.


Explains how credit cards work and discusses financial responsibility, finding a good credit card, and building and maintaining a clean credit history.



The Plastic Effect


The Plastic Effect
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Author : Polly A. Bauer
language : en
Publisher: Coconut Avenue, Inc.
Release Date : 2012-12-14

The Plastic Effect written by Polly A. Bauer and has been published by Coconut Avenue, Inc. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-12-14 with Business & Economics categories.


WINNER 2013 ~ INDEPENDENT PUBLISHER LIVING NOW BOOK AWARD ~ GOLD MEDAL for best book in Finance/Budgeting. "The Living Now Book Awards celebrate the innovation and creativity of newly published books that enhance the quality of our lives and publicize the importance of these books to readers ." Do you have a credit card? Roughly 70% of adults in the U.S. do. In fact, Americans average 3.5 credit cards per person – that‛s a lot of plastic! Even with all that buying power in their wallets, most consumers have no idea the ways that they use (or misuse) their credit cards can affect their health, their relationships, and their credit scores. Many factors go into mounting credit card debt: impulse shopping, health emergencies, the loss of a job, marriage, divorce, a death in the family. With this debt comes stress, arguments, loss of sleep, inability to pay other bills, worry, health problems, crumbling relationships. Does any of this sound familiar? Increasing credit card debt and a lack of knowledge about how credit cards really work have created a new social phenomenon called The Plastic Effect. And if you have a credit card, The Plastic Effect can affect YOU. In this new book, internationally recognized credit card expert, Polly A. Bauer, CPCS and attorney Stephen Lesavich, PhD, JD, have selected 25 of the most common urban legends influencing the use and misuse of credit cards. The authors, as business leaders and credit card experts, walk you through these urban legends about how credit cards are used and misused, explaining what is true and what is likely to cause you trouble. You will get access to resources and additional information about each myth, tips from industry experts, and guidance that will help you use your credit cards more intelligently and effectively. You‛ll also learn how to understand your credit reports, improve your credit score and manage your debt in a way that puts the power back in YOUR hands. In short, this book will help you break free of The Plastic Effect."



Credit Scores Credit Cards


Credit Scores Credit Cards
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Author :
language : en
Publisher: Silver Lake Publishing
Release Date : 2005

Credit Scores Credit Cards written by and has been published by Silver Lake Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Art categories.


Credit scores have become the golden keys to successful borrowing. But what does it all mean? This text describes how to make credit history, financial data, account information and other essentials strong and safe.



The Credit Card Industry


The Credit Card Industry
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Author : Lewis Mandell
language : en
Publisher: Macmillan Reference USA
Release Date : 1990

The Credit Card Industry written by Lewis Mandell and has been published by Macmillan Reference USA this book supported file pdf, txt, epub, kindle and other format this book has been release on 1990 with Business & Economics categories.


From the beginning with the Diners Club card in 1949 to the present, this is a history of credit cards and their impact on society.



Plastic Money


Plastic Money
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Author : Alya Guseva
language : en
Publisher: Stanford University Press
Release Date : 2014-02-26

Plastic Money written by Alya Guseva and has been published by Stanford University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-02-26 with Business & Economics categories.


In the United States, we now take our ability to pay with plastic for granted. In other parts of the world, however, the establishment of a "credit-card economy" has not been easy. In countries without a history of economic stability, how can banks decide who should be given a credit card? How do markets convince people to use cards, make their transactions visible to authorities, assume the potential risk of fraud, and pay to use their own money? Why should merchants agree to pay extra if customers use cards instead of cash? In Plastic Money, Akos Rona-Tas and Alya Guseva tell the story of how banks overcame these and other quandaries as they constructed markets for credit cards in eight postcommunist countries. We know how markets work once they are built, but this book develops a unique framework for understanding how markets are engineered from the ground up—by selecting key players, ensuring cooperation, and providing conditions for the valuation of a product. Drawing on extensive interviews and fieldwork, the authors chronicle how banks overcame these hurdles and generated a desire for their new product in the midst of a transition from communism to capitalism.