How Important Are Peer Endogenous Effects In Group Lending

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How Important Are Peer Effects In Group Lending Estimating A Static Game Of Incomplete Information
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Author : Shanjun Li, Yanyan Liu, Klaus Deininger
language : en
Publisher: Intl Food Policy Res Inst
Release Date :
How Important Are Peer Effects In Group Lending Estimating A Static Game Of Incomplete Information written by Shanjun Li, Yanyan Liu, Klaus Deininger and has been published by Intl Food Policy Res Inst this book supported file pdf, txt, epub, kindle and other format this book has been release on with Social Science categories.
Group Lending With Heterogeneous Types
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Author : Li Gan
language : en
Publisher: Intl Food Policy Res Inst
Release Date : 2013-04-30
Group Lending With Heterogeneous Types written by Li Gan and has been published by Intl Food Policy Res Inst this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-04-30 with Social Science categories.
Group lending has been widely adopted in the past thirty years by many microfinance institutions as a means to mitigate information asymmetries when delivering credit to the poor. This paper proposes an empirical method to address the potential omitted-variable problem resulting from unobserved group types when modeling the repayment behavior of group members. We estimate the model using a rich dataset from a group-lending program in India. The estimation results support our model specification and show the advantages of relying on a type-varying method when analyzing the probability of default of group members. In particular, our model helps to better understand the factors driving repayment behavior, which may differ across group types, and shows a higher predictive power than standard single-agent choice models.
How Important Are Peer Endogenous Effects In Group Lending
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Author : Yanyan Liu
language : en
Publisher:
Release Date : 2010
How Important Are Peer Endogenous Effects In Group Lending written by Yanyan Liu and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with categories.
We quantify the importance of endogenous peer effects in group lending programs by estimating a static game of incomplete information. Endogenous peer effects describe how one's behavior is affected by the behavior of her peers. Using a rich data set from a group lending program in India, our empirical analysis presents a robust finding of large peer effects. The benchmark model suggests that the probability of a member making a full repayment would be 11 percentage points higher if all the fellow members were to make full repayment compared with a scenario in which none of the other members repay in full. We find that peer effects would be overestimated without controlling for unobserved group heterogeneity and that inconsistencies exist in the estimated effects of other variables without modeling peer effects and unobserved heterogeneity.
Global Perspectives On Financial Inclusion
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Author : Nishi Malhotra
language : en
Publisher: Emerald Group Publishing
Release Date : 2025-07-02
Global Perspectives On Financial Inclusion written by Nishi Malhotra and has been published by Emerald Group Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2025-07-02 with Business & Economics categories.
Nishi Malhotra offers valuable insights into microfinance initiatives through in-depth case studies across Africa, Europe, and Asia. She examines the shift in emerging economies towards achieving the United Nations Sustainable Development Goals, focusing on poverty reduction and women’s empowerment.
The Economics Of Education
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Author : Steve Bradley
language : en
Publisher: Academic Press
Release Date : 2020-01-17
The Economics Of Education written by Steve Bradley and has been published by Academic Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-01-17 with Education categories.
The Economics of Education: A Comprehensive Overview, Second Edition, offers a comprehensive and current overview of the field of that is broadly accessible economists, researchers and students. This new edition revises the original 50 authoritative articles and adds Developed (US and European) and Developing Country perspectives, reflecting the differences in institutional structures that help to shape teacher labor markets and the effect of competition on student outcomes. - Provides international perspectives that describe the origins of key subjects, their major issues and proponents, their landmark studies, and opportunities for future research - Increases developing county perspectives and comparisons of cross-country institutions - Requires no prior knowledge of the economics of education
Understanding Poverty
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Author : Sheldon DANZIGER
language : en
Publisher: Harvard University Press
Release Date : 2009-06-30
Understanding Poverty written by Sheldon DANZIGER and has been published by Harvard University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-06-30 with Social Science categories.
In spite of an unprecedented period of growth and prosperity, the poverty rate in the United States remains high relative to the levels of the early 1970s and relative to those in many industrialized countries today. Understanding Poverty brings the problem of poverty in America to the fore, focusing on its nature and extent at the dawn of the twenty-first century.
Handbook Of Agricultural Economics
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Author : Bruce L. Gardner
language : en
Publisher: Elsevier
Release Date : 2002-12-17
Handbook Of Agricultural Economics written by Bruce L. Gardner and has been published by Elsevier this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002-12-17 with Business & Economics categories.
Annotation The subject matter of agricultural economics has both broadened and deepened in recent years, and the chapters of this Handbook present the most exciting and innovative work being done today. Following Volume 1, Volume 2 consists of three parts: 'Agriculture, Natural Resources and the Environment', 'Agriculture in the Macroeconomy' and 'Agriculture and Food Policy'. Although agricultural economists have always paid attention to these topics, research devoted to them has increased substantially in scope as well as depth in recent years.
Collusion And Group Lending With Adverse Selection
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Author : Jean-Jacques Laffont
language : en
Publisher:
Release Date : 2000
Collusion And Group Lending With Adverse Selection written by Jean-Jacques Laffont and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000 with Bank loans categories.
Theory And Method In Higher Education Research
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Author : Jeroen Huisman
language : en
Publisher: Emerald Group Publishing
Release Date : 2019-10-07
Theory And Method In Higher Education Research written by Jeroen Huisman and has been published by Emerald Group Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-10-07 with Education categories.
This volume of Theory and Method in Higher Education Research contains analyses and discussions of, amongst others, disability frameworks, rhythms research, loose coupling, mixed methods, internet-mediated research, critical whiteness and selection bias
Microfinance In Northeast Thailand
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Author : Brett E. Coleman
language : en
Publisher:
Release Date : 2002
Microfinance In Northeast Thailand written by Brett E. Coleman and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Business & Economics categories.
Using data from a survey conducted in 1995-1996, evaluates the outreach and impact of two microfinance "village bank" programmes that target the poor in Northeast Thailand.