Individual Strategische Facetten Einer Optimalen Immobilienfinanzierung
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Individual Strategische Facetten Einer Optimalen Immobilienfinanzierung
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Author : Dietmar Kern
language : de
Publisher: GRIN Verlag
Release Date : 2016-08-19
Individual Strategische Facetten Einer Optimalen Immobilienfinanzierung written by Dietmar Kern and has been published by GRIN Verlag this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-08-19 with Business & Economics categories.
Fachbuch aus dem Jahr 2016 im Fachbereich BWL - Investition und Finanzierung, Note: 1,0, , Sprache: Deutsch, Abstract: Wer heutzutage auf der Suche nach einer optimalen Immobilienfinanzierung für sein neues Zuhause ist, der bekommt in der Regel Finanzierungsangebote entweder in Form eines Annuitätendarlehens oder aber in Form eines Tilgungsdarlehens. Bei diesen Darlehensformen wird – im Gegensatz zur Bausparfinanzierung – neben einem Zinssatz ein Anfangstilgungssatz mit dem Darlehensnehmer vereinbart. Diese dient dazu, die Höhe der anfänglichen Rückzahlung zu regeln. Liegen der Tilgungssatz und die monatlich zu zahlende Rate entsprechend hoch – was die momentane vorherrschende Niedrigzinsphase zulässt – desto schneller erfolgt auch die Entschuldung und einhergehend die Verkürzung der Gesamtlaufzeit des Hypothekendarlehens. Meist nehmen Bauherren neben diesen Finanzierungsformen auch noch einen oder mehrere Bauspar-verträge mit ins Boot. Denn gerade das Bausparen hat in Deutschland bereits Tradition und spielt daher bei fast jeder Finanzierung eine teilweise mit entscheidende Rolle bei der Gesamtfinanzierung. Aktuelle Statistiken der Bausparkassen bestätigen diesen Trend, denn immerhin rund 50 Prozent aller Immobilienerwerber setzen bei ihrer Finanzierung Bausparmittel ein. Dies entspricht im Durchschnitt einem Drittel aller Mittel, die für den Bau oder den Erwerb von selbst genutzten Objekten aufgewen-det werden. Daher beginnen gerade viele junge Leute bereits frühzeitig mit dem Bausparen, in dem sie ihre übrigen Gelder in private oder öffentliche Bausparkassen fließen lassen. Die Finanzierung über einen Bausparvertrag ist dabei nicht nur einfach, auch die Grundprinzipien sind bei allen Bausparkassen gleich. Zuerst schließt der Bausparer einen Bausparvertrag ab, im An-schluss daran spart dieser monatliche Beiträge an. Die Höhe dieser Beiträge wird in erster Linie durch die Höhe der gewählten Bausparsumme bestimmt. Hierbei wird bei den gegebenen Spar- und Darle-hensbedingungen stets auf einen langfristigen Sparprozess abgezielt, dennoch genießt der Bausparer gleichzeitig eine hohe Flexibilität, was vermehrte oder verringerte Sparleistungen anbelangt. So kann der Bausparer jederzeit seine monatlichen Spar- und Tilgungsleistungen der Höhe nach flexibel festlegen.
Survey Of Real Estate Trends
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Author :
language : en
Publisher:
Release Date : 1996
Survey Of Real Estate Trends written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996 with Housing categories.
Blueprint For Action
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Author : Thomas P.M. Barnett
language : en
Publisher: Penguin
Release Date : 2006-10-03
Blueprint For Action written by Thomas P.M. Barnett and has been published by Penguin this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006-10-03 with History categories.
The Pentagon's New Map was one of the most talked-about books of the year - a fundamental reexamination of war and peace in the post-9/11 world that provided a compelling vision of the future. Now, senior advisor and military analyst Thomas P.M. Barnett explores our possible long- and short-term relations with such nations and regions as Iran, Iraq, and the Middle East, China and North Korea, Latin America and Africa, while outlining the strategies to pursue, the entities to create, and the pitfalls to overcome. If his first book was "a compelling framework for confronting twenty-first century problems" (Business Week), Barnett's new book is something more - a powerful road map through a chaotic and uncertain world to "a future worth creating."
Investment Companies 2019
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Author : AICPA
language : en
Publisher: John Wiley & Sons
Release Date : 2019-11-27
Investment Companies 2019 written by AICPA and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-11-27 with Business & Economics categories.
Whether you are a financial statement preparer or auditor, it is critical to understand the complexities of the specialized accounting and regulatory requirements for investment companies. Your industry standard resource, this 2019 edition supports practitioners in a constantly changing industry landscape. Packed with continuous regulatory developments, this guide covers: Authoritative how-to accounting and auditing advice, including implementation guidance and illustrative financial statements and disclosures; Details on the changes to illustrated financial statements and disclosures resulting from guidance that was recently-issued or became recently effective (for example, SEC's release, "Disclosure Update and Simplification"); 2019 updates include:References to appropriate AICPA Technical Questions and Answers that address when to apply the liquidation basis of accounting and appendices discussing the new standard for financial instruments, common or collective trusts and business development companies. Finally, this guide features a schedule of changes which identifies where to find updated content and the associated reasons for the changes.
Spinning The Semantic Web
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Author : Dieter Fensel
language : en
Publisher: MIT Press
Release Date : 2005
Spinning The Semantic Web written by Dieter Fensel and has been published by MIT Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Computers categories.
A guide to the Semantic Web, which will transform the Web into a structured network of resources organized by meaning and relationships.
Asia And Global Production Networks
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Author : Benno Ferrarini
language : en
Publisher: Edward Elgar Publishing
Release Date : 2014-10-31
Asia And Global Production Networks written by Benno Ferrarini and has been published by Edward Elgar Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-10-31 with Business & Economics categories.
This timely book deploys new tools and measures to understand how global production networks change the nature of global economic interdependence, and how that in turn changes our understanding of which policies are appropriate in this new environment.
Migrants Work And The Welfare State
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Author : Torben Tranæs
language : en
Publisher: University Press of Southern Denmark
Release Date : 2004
Migrants Work And The Welfare State written by Torben Tranæs and has been published by University Press of Southern Denmark this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Business & Economics categories.
Reporting the results of a research project by the Institute for the Study of Labor in Germany and the Rockwool Foundation Research Unit in Denmark, contributors examine the effects of immigration to those two countries on both the immigrants and the societies they that migrated to. They consider demographic trends, educational and labor market factors, and immigrants' use of the social services. They also look at crime, salaries and employment of the host population, and the financial sustainability of the welfare state. Distributed in the US by ISBS. Annotation : 2004 Book News, Inc., Portland, OR (booknews.com).
Business Anthropology
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Author : Ann T. Jordan
language : en
Publisher: Waveland Press
Release Date : 2012-10-02
Business Anthropology written by Ann T. Jordan and has been published by Waveland Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-10-02 with Social Science categories.
Viewed as a breakthrough in applied anthropology, Business Anthropology was the first concise work to juxtapose, compare, and integrate anthropological methods and theories with those of contemporary business practices and theories. In this latest edition, Jordan retains enduring, illustrative examples and adds fresh insights to familiarize readers with anthropological techniques and show their ever-growing utility in a variety of organizational and consumer settings. Business Anthropology explains how anthropologists distinctive training and skills equip them to address issues ranging from work processes, diversity, and globalization to product design and consumer behavior, in both for-profit and nonprofit organizations. Anthropologists use a holistic approach to gather and analyze data. They get to know people both inside and outside the organization, understand diverse perspectives from an objective viewpoint, gain in-depth knowledge about local wants and needs, and see old realities in new ways.
Electronic Marketing And The Consumer
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Author : Robert A. Peterson
language : en
Publisher: SAGE Publications, Incorporated
Release Date : 1997-05-06
Electronic Marketing And The Consumer written by Robert A. Peterson and has been published by SAGE Publications, Incorporated this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997-05-06 with Business & Economics categories.
Creative marketers today visualize the importance that computer networks, television, radio, and cable will bring to the marketing world of the 21st century. While many electronic marketing applications--such as broadcast fax, telemarketing, and EDI--are well developed and understood in the context of business-to-business marketing, there is a gap in knowledge regarding the application of electronic marketing to consumers. Electronic Marketing and the Consumer fills that gap. Exceptionally comprehensive and current, this book includes a wide range of electronic marketing techniques, including direct response radio and television, and computers and the Internet. It also covers real-world cases and practical insights from the experiences of major consumer marketers such as Mary Kay Cosmetics and Dell Computer as well as expert advice on the future of electronic marketing and its likely impact on consumer behavior and society. Electronic Marketing and the Consumer is an invaluable resource for academics, researchers, and professionals in the fields of marketing, advertising, and communication technology.
Organizations
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Author : Danny Miller
language : en
Publisher: Englewood Cliffs, N.J. : Prentice-Hall
Release Date : 1984
Organizations written by Danny Miller and has been published by Englewood Cliffs, N.J. : Prentice-Hall this book supported file pdf, txt, epub, kindle and other format this book has been release on 1984 with Business & Economics categories.