Information On Recent Default And Foreclosure Trends For Home Mortgages And Associated Economic And Market Developments


Information On Recent Default And Foreclosure Trends For Home Mortgages And Associated Economic And Market Developments
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Information On Recent Default And Foreclosure Trends For Home Mortgages And Associated Economic And Market Developments


Information On Recent Default And Foreclosure Trends For Home Mortgages And Associated Economic And Market Developments
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Author : United States Government Accountability Office
language : en
Publisher: Createspace Independent Publishing Platform
Release Date : 2018-01-25

Information On Recent Default And Foreclosure Trends For Home Mortgages And Associated Economic And Market Developments written by United States Government Accountability Office and has been published by Createspace Independent Publishing Platform this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-01-25 with categories.


Information on Recent Default and Foreclosure Trends for Home Mortgages and Associated Economic and Market Developments



Information On Recent Default And Foreclosure Trends For Home Mortgages And Associated Economic And Market Developments


Information On Recent Default And Foreclosure Trends For Home Mortgages And Associated Economic And Market Developments
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Author : David G. Wood
language : en
Publisher:
Release Date : 2007

Information On Recent Default And Foreclosure Trends For Home Mortgages And Associated Economic And Market Developments written by David G. Wood and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with categories.




Current Trends In Foreclosures And What More Can Be Done To Prevent Them


Current Trends In Foreclosures And What More Can Be Done To Prevent Them
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Author : United States. Congress. Joint Economic Committee
language : en
Publisher:
Release Date : 2010

Current Trends In Foreclosures And What More Can Be Done To Prevent Them written by United States. Congress. Joint Economic Committee and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Foreclosure categories.




Non Prime Mortgages


Non Prime Mortgages
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Author : William B. Shear
language : en
Publisher: DIANE Publishing
Release Date : 2011

Non Prime Mortgages written by William B. Shear and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011 with Business & Economics categories.


This is a print on demand edition of a hard to find publication. The surge in mortgage foreclosures that began in late 2006 and continues today was initially driven by deterioration in the performance of non-prime loans. Non-prime mortgage originations increased dramatically from 2000 through 2006, rising from 12% of all mortgage originations to 34%. The non-prime market contracted sharply in mid-2007, in response to increasing defaults and foreclosures for these loans. This report: (1) provides info. on the performance of non-prime loans through 12/31/09; (2) examines how loan and borrower characteristics and economic conditions influenced the likelihood of default of non-prime loans; and (3) describes the features of data on non-prime loan performance and borrower characteristics. Illus.



Home Mortgages


Home Mortgages
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Author : William B. Shear
language : en
Publisher: DIANE Publishing
Release Date : 2009-12

Home Mortgages written by William B. Shear and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-12 with Law categories.


H.R. 3915 (2007), a bill introduced, but not enacted by the 110th Congress, was intended to reform mortgage lending practices to prevent a recurrence of problems in the mortgage market, particularly in the nonprime market segment. The bill would have set minimum standards for all mortgages (e.g., reasonable ability to repay) and created a "safe harbor" for loans that met certain requirements. This report discusses: (1) the proportions of recent nonprime loans that likely would have met and not met the bill's safe harbor requirements and factors influencing the performance of these loans; and (2) relevant research and the views of mortgage industry stakeholders concerning the potential impact of key provisions of the bill on the availability of mortgage credit.



Mission Expansion In The Federal Home Loan Bank System


Mission Expansion In The Federal Home Loan Bank System
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Author : Susan M. Hoffmann
language : en
Publisher: SUNY Press
Release Date : 2010-10-01

Mission Expansion In The Federal Home Loan Bank System written by Susan M. Hoffmann and has been published by SUNY Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-10-01 with Political Science categories.


Studies the Federal Home Loan Bank System, how it has changed over time and why



Who S In Your Wallet


Who S In Your Wallet
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Author : United States. Congress. House. Committee on Financial Services
language : en
Publisher:
Release Date : 2014

Who S In Your Wallet written by United States. Congress. House. Committee on Financial Services and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014 with Delegated legislation categories.




Characteristics And Performance Of Nonprime Mortgages


Characteristics And Performance Of Nonprime Mortgages
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Author : William B. Shear
language : en
Publisher: DIANE Publishing
Release Date : 2010

Characteristics And Performance Of Nonprime Mortgages written by William B. Shear and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Business & Economics categories.


In dollar terms, nonprime loans accounted for an increasing share of the overall mortgage market, rising from 12% in 2000 to 34% in 2006. Over this period, the dollar volume of nonprime mortgages originated annually climbed from $100 billion to $600 billion in the subprime market. However, these market segments contracted sharply in the summer of 2007. This report examines the evolution and condition of the nonprime market segment. It discusses: (1) trends in the loan and borrower characteristics of nonprime mortgages originated from 2000 through 2007; and (2) the performance of these mortgages as of March 31, 2009. It also provides supplemental info., including detailed statistics by annual loan cohort, state, and congressional district. Illustrations.



Mortgage Foreclosures


Mortgage Foreclosures
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Author : A. Nicole Clowers
language : en
Publisher: DIANE Publishing
Release Date : 2011-08

Mortgage Foreclosures written by A. Nicole Clowers and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-08 with Law categories.


Mortgage servicers -- entities that manage home mortgage loans -- halted foreclosures throughout the country in September 2010, finding that documents required to be provided to courts in some states may have been improperly signed or notarized. In addition, academics and court cases are raising questions over whether foreclosures are being brought properly because of concerns over how loans were transferred into mortgage-backed securities. This report examined: (1) the extent to which federal laws address mortgage servicers' foreclosure procedures and federal agencies' past oversight; (2) federal agencies' current oversight and future oversight plans; and (3) the potential impact of these issues on involved parties. Illus. A print on demand report.



Report To Congress On The Root Causes Of The Foreclosure Crisis


Report To Congress On The Root Causes Of The Foreclosure Crisis
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Author : Christopher E. Herbert
language : en
Publisher: DIANE Publishing
Release Date : 2010-06

Report To Congress On The Root Causes Of The Foreclosure Crisis written by Christopher E. Herbert and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-06 with Law categories.


Analyzes data and trends in the residential housing market and reviews the academic lit. and industry press on the root causes of the current foreclosure crisis (FC). Provides a review of policy responses and recommended actions to mitigate the FC and help prevent similar crises from occurring in the future. Contents: (1) Trends in Delinquencies and Foreclosures: Regional Trends in Foreclosures; (2) Lit. Review: General Lit. on Causes of Foreclosures and Delinquencies; Lit. Assessing Causes of the Current FC; Factors Enabling Expanded Risky Lending; (3) Policy Responses to the FC: Efforts To Address Rising Foreclosures; Efforts To Reduce the Risk of High Rates of Mortgage Foreclosures in the Future; Mortgage Market Reform. Illus.