La Inclusi N Financiera Para La Inserci N Productiva Y El Papel De La Banca De Desarrollo
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La Inclusi N Financiera Para La Inserci N Productiva Y El Papel De La Banca De Desarrollo
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Author : Naciones Unidas CEPAL
language : es
Publisher:
Release Date : 2018
La Inclusi N Financiera Para La Inserci N Productiva Y El Papel De La Banca De Desarrollo written by Naciones Unidas CEPAL and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018 with categories.
La inclusión financiera abarca todas las iniciativas públicas y privadas, tanto desde el punto de vista de la demanda como de la oferta, orientadas a brindar servicios a los hogares y las pymes que tradicionalmente están excluidos de los servicios financieros formales, utilizando productos y servicios que se adecuen a sus necesidades. Más allá de ampliar los niveles de acceso financiero y bancarización, la inclusión financiera también se refiere a las políticas para mejorar y perfeccionar el uso del sistema financiero para las pymes y hogares que ya forman parte del circuito financiero formal.Con esta lógica, la inclusión financiera debe ser concebida como una política de inserción productiva. Se trata de usar el sistema financiero como instrumento para ampliar las posibilidades de ahorro y consumo de las personas y, a la vez, mejorar el aprovechamiento de los talentos empresariales y las oportunidades de inversión. La inclusión financiera permite que el sistema financiero responda a las distintas y heterogéneas necesidades de financiamiento de los hogares en sus distintas fases del ciclo de vida y de las empresas en sus distintas etapas del proceso productivo y tecnológico. Los distintos capítulos de este libro ponen el foco en la capacidad de los bancos de desarrollo para formular instrumentos dirigidos a las pymes, algo fundamental para América Latina y el Caribe ya que estas empresas son actores clave de la estructura productiva y en la creación de empleo.
La Inclusi N Financiera Para La Inserci N Productiva Y El Papel De La Banca De Desarrollo
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Author : Esteban Pérez Caldentey
language : es
Publisher:
Release Date : 2018
La Inclusi N Financiera Para La Inserci N Productiva Y El Papel De La Banca De Desarrollo written by Esteban Pérez Caldentey and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018 with categories.
La inclusión financiera abarca todas las iniciativas públicas y privadas, tanto desde el punto de vista de la demanda como de la oferta, orientadas a brindar servicios a los hogares y las pymes que tradicionalmente están excluidos de los servicios financieros formales, utilizando productos y servicios que se adecuen a sus necesidades. Más allá de ampliar los niveles de acceso financiero y bancarización, la inclusión financiera también se refiere a las políticas para mejorar y perfeccionar el uso del sistema financiero para las pymes y hogares que ya forman parte del circuito financiero formal.Con esta lógica, la inclusión financiera debe ser concebida como una política de inserción productiva. Se trata de usar el sistema financiero como instrumento para ampliar las posibilidades de ahorro y consumo de las personas y, a la vez, mejorar el aprovechamiento de los talentos empresariales y las oportunidades de inversión. La inclusión financiera permite que el sistema financiero responda a las distintas y heterogéneas necesidades de financiamiento de los hogares en sus distintas fases del ciclo de vida y de las empresas en sus distintas etapas del proceso productivo y tecnológico. Los distintos capítulos de este libro ponen el foco en la capacidad de los bancos de desarrollo para formular instrumentos dirigidos a las pymes, algo fundamental para América Latina y el Caribe ya que estas empresas son actores clave de la estructura productiva y en la creación de empleo.
Financial Inclusion Of Small Rural Producers
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Author : Francisco G. Villarreal
language : en
Publisher: UN
Release Date : 2017
Financial Inclusion Of Small Rural Producers written by Francisco G. Villarreal and has been published by UN this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017 with Political Science categories.
There is mounting empirical evidence that the responsible provision and use of formal financial services have a positive impact on household well-being and enterprise performance. At the individual level, financial inclusion benefits rural households and small producers by facilitating the safe accumulation of assets, enabling them to leverage those assets in order to invest in human and physical capital, and supporting better risk management. The positive effects at the aggregate level are associated with better allocation of scarce resources among different activities. Despite recent progress on different aspects of financial inclusion in Latin America and the Caribbean, large gaps remain, especially in rural areas, which have been historically neglected by traditional providers of financial services. This book describes how these gaps have evolved recently in five countries --Costa Rica, the Dominican Republic, El Salvador, Honduras and Mexico-- that are at different stages of designing and implementing comprehensive financial inclusion strategies. Then, on the basis of a comparative analysis of the institutional architecture available, it identifies the main barriers preventing small rural producers from accessing and making effective use of the various financial services on offer, with a view to making policy recommendations for overcoming these limitations.
Latin American Economic Outlook 2019 Development In Transition
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Author : OECD
language : en
Publisher: OECD Publishing
Release Date : 2019-09-27
Latin American Economic Outlook 2019 Development In Transition written by OECD and has been published by OECD Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-09-27 with categories.
The Latin American Economic Outlook 2019: Development in Transition (LEO 2019) presents a fresh analytical approach in the region. It assesses four development traps relating to productivity, social vulnerability, institutions and the environment.
Technological Innovations For Business Education And Sustainability
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Author : Allam Hamdan
language : en
Publisher: Emerald Group Publishing
Release Date : 2024-04-23
Technological Innovations For Business Education And Sustainability written by Allam Hamdan and has been published by Emerald Group Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-04-23 with Business & Economics categories.
Fulfilling a growing need for aligning business strategy and educational curriculums with the evolving skills required for business workplaces, this book presents a thorough understanding of how business, education and technology can enable current and future leaders to contribute positively to digital transformation across the globe.
The History Of Entrepreneurship In Mexico
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Author : Araceli Almaraz Alvarado
language : en
Publisher: Emerald Group Publishing
Release Date : 2020-06-03
The History Of Entrepreneurship In Mexico written by Araceli Almaraz Alvarado and has been published by Emerald Group Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-06-03 with Business & Economics categories.
Entrepreneurs develop based on their surroundings. It is easy to understand US entrepreneurs, with the wealth of information available about their development, but how does working in Mexico influence entrepreneurship, and emerging entrepreneurs?
Financing Smes And Entrepreneurs 2016 An Oecd Scoreboard
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Author : OECD
language : en
Publisher: OECD Publishing
Release Date : 2016-04-14
Financing Smes And Entrepreneurs 2016 An Oecd Scoreboard written by OECD and has been published by OECD Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-04-14 with categories.
This report monitors SME and entrepreneur access to finance in 37 countries.
Financing Patterns Around The World
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Author : Thorsten Beck
language : en
Publisher: World Bank Publications
Release Date : 2002
Financing Patterns Around The World written by Thorsten Beck and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Business enterprises categories.
Using a firm-level survey database covering 48 countries, Beck, Demirgüç-Kunt, and Maksimovic investigate whether differences in financial and legal development affect the way firms finance their investments. The results indicate that external financing of investments is not a function of institutions, although the form of external finance is. The authors identify two explanations for this. First, legal and financial institutions affect different types of external finance in offsetting ways. Second, firm size is an important determinant of whether firms can have access to different types of external finance. Larger firms with financing needs are more likely to use external finance compared with small firms. The results also indicate that these firms are more likely to use external finance in more developed financial systems, particularly debt and equity finance. The authors also find evidence consistent with the pecking order theory in financially developed countries, particularly for large firms. This paper--a product of Finance, Development Research Group--is part of a larger effort in the group to understand firms' access to financial services.
Social Programmes Poverty Eradication And Labour Inclusion
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Author : Laís Wendel Abramo
language : en
Publisher: UN
Release Date : 2019
Social Programmes Poverty Eradication And Labour Inclusion written by Laís Wendel Abramo and has been published by UN this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019 with Business & Economics categories.
Diverse social programmes --including conditional cash transfer programmes, labour and production inclusion programmes and social pensions--are being implemented in Latin American and Caribbean countries with the aim of ending poverty and reducing inequalities throughout the life cycle. This book offers an up-to-date analysis of these programmes and the way they relate to labour inclusion, and analyses ongoing debates regarding the possible incentives and disincentives they create in terms of the labour supply, formalization and child labour among the target population. Considering that poverty is a structural problem of highly unequal societies, the thesis that poverty is due to a lack of effort on the part of the poor is argued to be an expression of the strong prejudice against those living in poverty, the great majority of whom work or are actively seeking employment, but are hampered by the large decent work deficits existing in the region. From an integrated and rights-based perspective, public policies should simultaneously address the twofold challenge of social and labour inclusion in order to achieve basic thresholds of well-being by ensuring income, universal access to good-quality social services and opportunities for decent work.
Los Mercados Financieros Ante La Disrupci N De Las Nuevas Tecnolog As Digitales
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Author : Luis Fernando López Roca
language : es
Publisher: U. Externado de Colombia
Release Date : 2022-01-11
Los Mercados Financieros Ante La Disrupci N De Las Nuevas Tecnolog As Digitales written by Luis Fernando López Roca and has been published by U. Externado de Colombia this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-01-11 with Law categories.
Bajo el nombre de Los mercados financieros ante la disrupción de las nuevas tecnologías digitales, la Universidad Externado de Colombia y el Departamento de Derecho Financiero y Bursátil de la misma casa de estudios presentan ante la comunidad académica una obra sin par en el concierto nacional, que recoge casi una veintena de trabajos que tienen como común denominador ocuparse de diversos tópicos tradicionales de los mercados financieros, mirados ahora a partir del prisma de las nuevas tecnologías digitales. De esta manera el libro que usted, amigo lector, tiene en sus manos, lo paseará desde las interesantes facetas del asesoramiento financiero, ahora desde la visión del llamado robo advice, hasta lo relacionado con la naturaleza jurídica de los criptoactivos y la función de la blockchain en la compensación y liquidación de los mercado de valores, pasando por las características y problemáticas de los denominados "neobancos" y de los eco-sistemas de pago digitales, para solo mencionar algunos de los principales temas tratados. Esta breve descripción del enfoque y de los temas que fueron tratados por los distintos autores a lo largo de la obra muestran su riqueza y su valor doctrina-rio para los distintos interesados en el ecosistema FinTech. El abanico de temas tratados en el presente libro pretende dar al lector un material de con-sulta que le permita comprender de manera reflexiva y profunda las distintas manifestaciones de esta revolución disruptiva en los mercados financieros, para luego aplicar las lecciones en un ámbito académico o profesional.