Local Dollars Local Sense
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Local Dollars Local Sense
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Author : Michael Shuman
language : en
Publisher: Chelsea Green Publishing
Release Date : 2012
Local Dollars Local Sense written by Michael Shuman and has been published by Chelsea Green Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012 with Communities categories.
Local Dollars, Local Sense is a guide to creating Community Resilience. Americans' long-term savings in stocks, bonds, mutual funds, pension funds, and life insurance funds total about $30 trillion. But not even 1 percent of these savings touch local small business-even though roughly half the jobs and the output in the private economy come from them. So, how can people increasingly concerned with the poor returns from Wall Street and the devastating impact of global companies on their communities invest in Main Street? In Local Dollars, Local Sense, local economy pioneer Michael Shuman shows investors, including the nearly 99% who are unaccredited, how to put their money into building local businesses and resilient regional economies-and profit in the process. A revolutionary toolbox for social change, written with compelling personal stories, the book delivers the most thorough overview available of local investment options, explains the obstacles, and profiles investors who have paved the way. Shuman demystifies the growing realm of local investment choices-from institutional lending to investment clubs and networks, local investment funds, community ownership, direct public offerings, local stock exchanges, crowdfunding, and more. He also guides readers through the lucrative opportunities to invest locally in their homes, energy efficiency, and themselves. A rich resource for both investors and the entrepreneurs they want to support, Local Dollars, Local Sense eloquently shows how to truly protect your financial future--and your community's.
Local Dollars Local Sense
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Author : Michael Shuman
language : en
Publisher: Chelsea Green Publishing
Release Date : 2012-02-20
Local Dollars Local Sense written by Michael Shuman and has been published by Chelsea Green Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-02-20 with Business & Economics categories.
Local Dollars, Local Sense is a guide to creating Community Resilience. Americans' long-term savings in stocks, bonds, mutual funds, pension funds, and life insurance funds total about $30 trillion. But not even 1 percent of these savings touch local small business-even though roughly half the jobs and the output in the private economy come from them. So, how can people increasingly concerned with the poor returns from Wall Street and the devastating impact of global companies on their communities invest in Main Street? In Local Dollars, Local Sense, local economy pioneer Michael Shuman shows investors, including the nearly 99% who are unaccredited, how to put their money into building local businesses and resilient regional economies-and profit in the process. A revolutionary toolbox for social change, written with compelling personal stories, the book delivers the most thorough overview available of local investment options, explains the obstacles, and profiles investors who have paved the way. Shuman demystifies the growing realm of local investment choices-from institutional lending to investment clubs and networks, local investment funds, community ownership, direct public offerings, local stock exchanges, crowdfunding, and more. He also guides readers through the lucrative opportunities to invest locally in their homes, energy efficiency, and themselves. A rich resource for both investors and the entrepreneurs they want to support, Local Dollars, Local Sense eloquently shows how to truly protect your financial future--and your community's.
Vermont Dollars Vermont Sense
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Author : Michael H. Shuman
language : en
Publisher: Post Carbon Institute
Release Date : 2015-08-07
Vermont Dollars Vermont Sense written by Michael H. Shuman and has been published by Post Carbon Institute this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-08-07 with Business & Economics categories.
A growing local economy movement is putting down roots in the United States and around the world, as people work to strengthen local businesses, promote "buy local" campaigns, and end subsidies and other unfair advantages given to nonlocal businesses. Even in its early stages, local investment is having significant impact. For example, Slow Money, a grassroots group promoting local food investment, has moved $38 million into more than 350 small farms and local food enterprises. "Vermont Dollars, Vermont Sense" by Michael Shuman ("Local Dollars, Local Sense," Chelsea Green, 2012) and Gwendolyn Hallsmith (co-founder of Vermonters for a New Economy) profiles 28 local investment tools for grassroots investors, businesses, finance professionals, and others-with examples of how these ideas are being realized today in Vermont, the state with the strongest local economy movement in the country. "Vermont Dollars, Vermont Sense" also makes clear that the local economy movement can and should be significantly larger than it is today, in Vermont and every other state. Using Vermont case studies, it charts the direction that people in every state can follow (future editions will offer specifics on a state-by-state basis).
The Local Economy Solution
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Author : Michael Shuman
language : en
Publisher: Chelsea Green Publishing
Release Date : 2015
The Local Economy Solution written by Michael Shuman and has been published by Chelsea Green Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015 with Business & Economics categories.
Reinventing economic development as if small business mattered In cities and towns across the nation, economic development is at a crossroads. A growing body of evidence has proven that its current cornerstone--incentives to attract and retain large, globally mobile businesses--is a dead end. Even those programs that focus on local business, through buy-local initiatives, for example, depend on ongoing support from government or philanthropy. The entire practice of economic development has become ineffective and unaffordable and is in need of a makeover. The Local Economy Solution suggests an alternative approach in which states and cities nurture a new generation of special kinds of businesses that help local businesses grow. These cutting-edge companies, which Shuman calls "pollinator businesses," are creating jobs and the conditions for future economic growth, and doing so in self-financing ways. Pollinator businesses are especially important to communities that are struggling to lift themselves up in a period of economic austerity, when municipal budgets are being slashed. They also promote locally owned businesses that increase local self-reliance and evince high labor and environmental standards. The book includes nearly two dozen case studies of successful pollinator businesses that are creatively facilitating business and neighborhood improvements, entrepreneurship, local purchasing, local investing, and profitable business partnerships. Examples include Main Street Genome (which provides invaluable data to improve local business performance), Supportland (which is developing a powerful loyalty card for local businesses), and Fledge (a business accelerator that finances itself through royalty payments). It also shows how the right kinds of public policy can encourage the spread of pollinator businesses at virtually no cost.
Making Sense Out Of Dollars
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Author : Eva C. Galambos
language : en
Publisher:
Release Date : 1978
Making Sense Out Of Dollars written by Eva C. Galambos and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1978 with Finance, Public categories.
Global Dollars Local Sense
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Author : National League of Cities
language : en
Publisher:
Release Date : 1993-01-01
Global Dollars Local Sense written by National League of Cities and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993-01-01 with Cities and towns categories.
Making Sense Out Of Dollars
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Author : Eva C. Galambos
language : en
Publisher:
Release Date : 1978
Making Sense Out Of Dollars written by Eva C. Galambos and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1978 with Economic development categories.
Locavesting
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Author : Amy Cortese
language : en
Publisher: John Wiley & Sons
Release Date : 2011-05-04
Locavesting written by Amy Cortese and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-05-04 with Business & Economics categories.
How individuals and communities can profit from localinvesting In the wake of the financial crisis, investors are faced with astark choice: entrust their hard-earned dollars to the Wall Streetcasino, or settle for anemic interest rates on savings, bonds, andCDs. Meanwhile, small businesses are being starved for the creditand capital they need to grow. There's got to be a better way. In Locavesting: The Revolution in Local Investing and How toProfit from It, Amy Cortese takes us inside the local investingmovement, where solutions to some of the nation's most pressingproblems are taking shape. The idea is that, by investing in localbusinesses, rather than faceless conglomerates, investors can earnprofits while building healthy, self-reliant communities. Introduces you to the ideas and pioneers behind the localinvesting movement Profiles the people and communities who are putting their moneyto work in their own backyards and taking control of theirdestinies Explores innovative investment strategies, from communitycapital and crowdfunding to local stock exchanges With confidence in Wall Street and the government badly shaken,Americans are looking for alternatives. Local investingoffers a way to rebuild our nest eggs, communities, and, justperhaps, our country.
Washington Dollars Washington Sense
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Author : Michael Shuman
language : en
Publisher:
Release Date : 2017
Washington Dollars Washington Sense written by Michael Shuman and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017 with Communities categories.
Dollars And Sense
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Author : Dr. Dan Ariely
language : en
Publisher: HarperCollins
Release Date : 2017-11-07
Dollars And Sense written by Dr. Dan Ariely and has been published by HarperCollins this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-11-07 with Business & Economics categories.
New York Times bestselling author, Dan Ariely, teams up with financial comedian and writer Jeff Kreisler, to delve into the truly irrational world of personal finance, blending humor and behavioral economics to help people understand the psychology behind their financial decisions and show them how they can make better ones. He entertains critical questions such as these: Why is paying for things painful? Why are we comfortable overpaying for something in the present just because we’ve overpaid for it in the past? Why is it easy to pay $4 for a soda on vacation, when we wouldn’t spend more than $1 on that same soda at our local grocery store? We think of money as numbers, values, and amounts, but when it comes down to it, when we actually use our money, we engage our hearts more than our heads. Emotions play a powerful role in shaping our financial behavior, often making us our own worst enemies as we try to save, access value, and spend responsibly. In Dollars and Sense, bestselling author and behavioral economist Dan Ariely teams up with financial comedian and writer Jeff Kreisler to challenge many of our most basic assumptions about the precarious relationship between our brains and our money. In doing so, they undermine many of personal finance’s most sacred beliefs and explain how we can override some of our own instincts to make better financial choices. Exploring a wide range of everyday topics—from the lure of pain-free spending with credit cards to the pitfalls of household budgeting to the seduction of holiday sales—Ariely and Kreisler demonstrate how our misplaced confidence in our spending habits frequently leads us astray, costing us more than we realize, whether it’s the real value of the time we spend driving forty-five minutes to save $10 or our inability to properly assess what the things we buy are actually worth. The result not only reveals the rationale behind our most head-scratching financial choices but also offers clear guidance for navigating the treacherous financial landscape of the brain. Fascinating, engaging, funny, and essential, Dollars and Sense provides the practical tools we need to understand and improve our financial choices, save and spend smarter, and ultimately live better.