Micro Credit And Women S Empowerment
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Microcredit And Women S Empowerment
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Author : Samjhana Wagle
language : en
Publisher: Cook Communication
Release Date : 2020-08-18
Microcredit And Women S Empowerment written by Samjhana Wagle and has been published by Cook Communication this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-08-18 with Business & Economics categories.
Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.
Microcredit And Women S Empowerment
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Author : Aminul Faraizi
language : en
Publisher: Routledge
Release Date : 2014-04-04
Microcredit And Women S Empowerment written by Aminul Faraizi and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-04-04 with Business & Economics categories.
Using a case study of Bangladesh, and based on a long term participatory observation method, this book investigates claims of the success of microcredit, as well as the critiques of it, in the context of women’s empowerment. It confronts the distinction between women’s increasing wealth as a consequence of the success of microcredit programmes and their apparent non-commensurate empowerment, looking at two organisations (the Grameen Bank and the Bangladesh Rural Advancement Committee) as they operate in two localities in rural Bangladesh, in order to discover how enrichment and empowerment are often confused. The book goes on to establish that the well-publicised success stories of the microcredit programme are blown out of proportion, and that the dynamics of collective responsibility for repayment of loans by a group of women borrowers – usually seen to be a tool for the success of microcredit – is in fact no less repressive than traditional debt collectors. This book makes a contribution to development debates; challenging adherents to more closely specify those conditions under which microcredit does indeed have validity, as well as providing insights relevant to South Asian Studies and Development Studies.
Microcredit And Women S Empowerment
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Author : Aminul Faraizi
language : en
Publisher: Routledge
Release Date : 2014-04-04
Microcredit And Women S Empowerment written by Aminul Faraizi and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-04-04 with Political Science categories.
Using a case study of Bangladesh, and based on a long term participatory observation method, this book investigates claims of the success of microcredit, as well as the critiques of it, in the context of women’s empowerment. It confronts the distinction between women’s increasing wealth as a consequence of the success of microcredit programmes and their apparent non-commensurate empowerment, looking at two organisations (the Grameen Bank and the Bangladesh Rural Advancement Committee) as they operate in two localities in rural Bangladesh, in order to discover how enrichment and empowerment are often confused. The book goes on to establish that the well-publicised success stories of the microcredit programme are blown out of proportion, and that the dynamics of collective responsibility for repayment of loans by a group of women borrowers – usually seen to be a tool for the success of microcredit – is in fact no less repressive than traditional debt collectors. This book makes a contribution to development debates; challenging adherents to more closely specify those conditions under which microcredit does indeed have validity, as well as providing insights relevant to South Asian Studies and Development Studies.
Micro Credit And Women S Empowerment
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Author : SAMJHANA. WAGLE
language : en
Publisher:
Release Date : 2020-08-18
Micro Credit And Women S Empowerment written by SAMJHANA. WAGLE and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-08-18 with categories.
Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.
Women Empowerment Through Capacity Building
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Author : P. J. Christabell
language : en
Publisher: Concept Publishing Company
Release Date : 2009
Women Empowerment Through Capacity Building written by P. J. Christabell and has been published by Concept Publishing Company this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Microfinance categories.
Study on the role of microfinance in building up economic and democratic capacity of women in India.
Women S Empowerment And Microcredit Programmes In India
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Author : Annabel Dulhunty
language : en
Publisher: Taylor & Francis
Release Date : 2023-08-21
Women S Empowerment And Microcredit Programmes In India written by Annabel Dulhunty and has been published by Taylor & Francis this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-08-21 with Social Science categories.
Women’s Empowerment and Microcredit Programs in India examines the value of microcredit-based self-help groups (SHGs) for women in India and provides an alternative model for women’s empowerment programming. The microcredit sector continues to boom globally - with private investors, governments and multilateral financial institutions all investing substantial amounts in self-help group programming. Nowhere is this more evident than in India, where the industry has further been deregulated in recent years. Much of the rationale for increased investment in microcredit is based on the idea that it improves ‘women’s empowerment’. But is this true? Researchers have fiercely debated the value of microcredit programs for women, with some arguing that it is exploitative, and others contending that it is empowering. This book provides new insights into women’s empowerment and microcredit programming, elaborating on the themes of power, dignity, mobility and solidarity. It takes a nuanced view of the complexities surrounding self-help group programming and women’s empowerment and argues that the model of microcredit self-help group programming is key to whether it helps or harms women. By focusing on the experiences and voices of microcredit self-help group members in West Bengal, India, this book elaborates on the idea of microcredit models existing on a continuum, from ‘smart economics’ to more holistic feminist versions of programming. It will be of interest to scholars in development studies, anthropology, sociology, gender studies and public policy and Asian Studies.
Micro Credit Poverty And Empowerment
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Author : Neera Burra
language : en
Publisher: SAGE
Release Date : 2005-11-05
Micro Credit Poverty And Empowerment written by Neera Burra and has been published by SAGE this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005-11-05 with Business & Economics categories.
Two persistent problems that affect a significant portion of Indian women are poverty and violation of their human rights. In recent years, micro-credit has come to be viewed as a vital tool to ameliorate both conditions. However, there are few studies in the Indian context which test the validity of the assumption that there is a linear link between micro-credit, poverty reduction and women`s empowerment. This important and thought provoking volume brings together revealing case studies of micro-credit interventions made by six non-governmental and quasi-governmental bodies in five states of peninsular India, several of which have been supported by the United Nations Development Programme (UNDP). The six case studies are diverse in terms of their socio-economic and geo-political contexts: the nature and ideological orientation of the intermediary organizations; the groups targeted by the projects (exclusively women or men and women); and the life-spans of the projects. Despite their differences, all the studies offer useful lessons on the institutional structures and processes that do or do not facilitate women`s empowerment and poverty reduction, while exploring the potential and limitations of micro-credit to achieve these twin goals.
Micro Finance And Women Empowerment
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Author : Murlidhar A. Lokhande
language : en
Publisher:
Release Date : 2014
Micro Finance And Women Empowerment written by Murlidhar A. Lokhande and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014 with Microfinance categories.
In India, micro finance is a movement with the underlying objective of helping poor households to have access to financial services, including credit at affordable cost. Many of those who promote micro finance believe that such access will help poor people get out of poverty. For others, micro finance is a way to promote economic development, employment, and growth through the support of micro entrepreneurs and small businesses. Women in India are typically poorer than men and have fewer options for earning a livelihood that provides adequate food, housing, and education for their children. However, they are also viewed as the change agents of the family. Women are more likely to invest their earnings into improving the lives of the families. By encouraging women to take charge of their futures, micro finance institutions can impact families and whole communities. However, the pace of women empowerment in India, through micro finance, is slow, due to a variety of constraints which urgently need to be rooted out. This book examines some of the issues that need to be addressed in order to empower the lives of India's women through micro finance.
Sustainable Learning For Women S Empowerment
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Author : Linda Mayoux
language : en
Publisher: Sanskriti
Release Date : 2003
Sustainable Learning For Women S Empowerment written by Linda Mayoux and has been published by Sanskriti this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003 with Business & Economics categories.
Micro Finance Programmers Targeting Women Became A Major Plank Of Donor Poverty Alleviation Strategies In The 1990S And Funding Is Set To Further Increase In This Century Under Initiative By Cgap And Member Donor Agencies. Literature Prepared For The Micro-Credit Summit In Washington In February 1997 And Many Donor Statements On Credits And Ngo Funding Proposals Present An Extremely Attractive Vision Of Increasing Numbers Of Expanding, Financially Self-Sustainable Microfinance Programmes Reaching Large Numbers Of Women Borrowers. Through Their Contribution To Women S Ability To Earn, These Programmes Are Assumed To Initiate A Series Of Virtuous Spirals Of Economic Empowerment, Increased Well-Being For Women And Their Families And Wider Social And Political Empowerment.
The Microcredit Business And Women S Empowerment In India
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Author : Malika Basu
language : en
Publisher: Shaker
Release Date : 2008
The Microcredit Business And Women S Empowerment In India written by Malika Basu and has been published by Shaker this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Business & Economics categories.