Micro Finance And Poverty Eradication
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Microfinance And Poverty Reduction
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Author : Susan Johnson
language : en
Publisher: Oxfam
Release Date : 1997
Microfinance And Poverty Reduction written by Susan Johnson and has been published by Oxfam this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Business & Economics categories.
The book emphasizes the importance of studying the local context, and then considering the macroeconomic factors which may be operating upon the economy of a particular country. Five extended case studies, in the Gambia, Ecuador, Mexico, Pakistan, and the UK are examined with reference to further aspects of sustainability and impact assessment.
Micro Finance And Poverty Eradication
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Author : Daniel Lazar
language : en
Publisher: New Century Publications
Release Date : 2008
Micro Finance And Poverty Eradication written by Daniel Lazar and has been published by New Century Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Microfinance categories.
Since independence in 1947, the government of India and the Reserve Bank of India (RBI) have made concerted efforts to provide the poor with access to credit. Despite the phenomenal increase in the physical outreach of formal credit institutions in the past several decades, India's rural poor continue to depend on informal sources of credit. Institutions have also faced difficulties in dealing effectively with a large number of small borrowers whose credit needs are small and frequent and their ability to offer collaterals is limited. Cumbersome procedures and risk perceptions of the banks have left a gap in serving the credit needs of the rural poor. This has led to a search for alternative policies, systems and procedures, saving and loan products, other complementary services, and new delivery mechanisms that would fulfill the requirements of the poor. It is in this context that micro credit has emerged as the most suitable and practical alternative to conventional banking in reaching the hitherto unreached poor population. Micro finance is the provision of a broad range of financial services - such as deposits, loans, payments, money transfers, and insurance - to the low-income households and their micro enterprises. The basic purpose of micro finance is to provide access to financial assistance, including credit to the poor, enabling them to start/expand micro enterprises and break out of poverty. Micro credit helps the poor in making available the credit and other financial services for improving their income and living standards. The micro credit program - which was formally heralded in 1992 with a modest pilot project of linking around 500 Self-help Groups - has made rapid strides in India, exhibiting considerable democratic functioning and group dynamism. The micro credit program in India is now the largest in the world. This book contains 45 scholarly papers in the field of micro finance in India, categorized in five parts: Micro Finance: General Observations . Micro Finance, Self-help Groups, and Financial Inclusion . Micro Finance, Poverty Alleviation, and Empowerment of Women . Technical Aspects of Micro Finance . Micro Finance: Case Studies in India and Abroad.
Microcredit And Poverty Alleviation
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Author : Tazul Islam
language : en
Publisher: Routledge
Release Date : 2016-04-22
Microcredit And Poverty Alleviation written by Tazul Islam and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-04-22 with Business & Economics categories.
The attempt of the Grameen Bank to alleviate poverty and enhance the skills and productivity of its rural women clients provides the fascinating backdrop to this important study of micro-credit institutions. Tazul Islam examines the real extent to which the Grameen Bank's credit-alone policy has been successful in securing the Bank's financial sustainability; its practical role in alleviating poverty and its actual impact on the productivity of its clients. This book concludes by considering alternative policy options that hold out the possibility of increased poverty alleviation.
Microfinance And Poverty Reduction An Empirical Evidence From Benin Metropolis South South Of Nigeria
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Author : Uyi Benjamin Edegbe
language : en
Publisher: Anchor Academic Publishing (aap_verlag)
Release Date : 2014-02-01
Microfinance And Poverty Reduction An Empirical Evidence From Benin Metropolis South South Of Nigeria written by Uyi Benjamin Edegbe and has been published by Anchor Academic Publishing (aap_verlag) this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-02-01 with Business & Economics categories.
This book is an empirical study of how microfinance impacts on poverty reduction in Nigeria. The book examined conceptual issues in poverty and microfinance with focus on the nature and incidences of the poverty phenomenon, justification for the establishment and growth of microfinance in Nigeria. This book with theoretical and empirical findings investigates the previous attempts by the governments in alleviating poverty and specifically how microfinance have helped in reducing the poverty menace especially since the promulgation of the microfinance banking act in 2005 by the Central bank of Nigeria.
Towards The Poverty Eradication Goal
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Author :
language : en
Publisher: Un-habitat
Release Date : 2005
Towards The Poverty Eradication Goal written by and has been published by Un-habitat this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Africa, East categories.
Microcredit And Rural Poverty
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Author : M.L. Narasaiah
language : en
Publisher: Discovery Publishing House
Release Date : 2006
Microcredit And Rural Poverty written by M.L. Narasaiah and has been published by Discovery Publishing House this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Financial services industry categories.
The founding of financial institutions in the developing countries, whose target groups are supposed to be poorer people and, in particular, income-generating micro, small-scale and medium-sized enterprises, originated in the industrialized nations. Soon after Western development policy began in the 1950s and 1960s the donors noted that investment in infrastructure was insufficient to achieve growth. Reflecting on the experiences of Europe, state or mixedenterprise development banks were founded in many developing countries with the support of various donors. The banks were to promote industrialization as a subsituation for imports, as well as farming, housing construction and regional development. Their common feature was that they combined the characteristics of a bank and a public authority. On the one hand, they managed loan holdings and handled payment transactions, and one the other they prompted development by non-repayable grants. Since these functions each followed a very different logic, the banks were required to undertake a difficult tightrope walk.
Micro Finance And Poverty
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Author : Shahidur R. Khandker
language : en
Publisher: World Bank Publications
Release Date : 2010
Micro Finance And Poverty written by Shahidur R. Khandker and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with categories.
Microfinance And Poverty
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Author : Hege Gulli
language : en
Publisher: IDB
Release Date : 1998
Microfinance And Poverty written by Hege Gulli and has been published by IDB this book supported file pdf, txt, epub, kindle and other format this book has been release on 1998 with Business & Economics categories.
Microfinance And Poverty Reduction In Nigeria
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Author : Uyi Benjamin Edegbe
language : en
Publisher: GRIN Verlag
Release Date : 2013-06-07
Microfinance And Poverty Reduction In Nigeria written by Uyi Benjamin Edegbe and has been published by GRIN Verlag this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-06-07 with Social Science categories.
Master's Thesis from the year 2013 in the subject Sociology - Miscellaneous, University of Freiburg (Global Studies Program, Institute fur Soziologie.), language: English, abstract: [...] The poverty question is a global phenomenon. It is perhaps one of the greatest challenges facing Mankind today, especially in most parts of the developing world. This Perhaps explains why the eradication of poverty was listed as the first of the eight issues of the millennium development goals. The problem of poverty is more disturbing giving the fact that there is abundant and enormous wealth in the world to adequately meet the needs of every one. Poverty may be defined as a condition of lack and inability to meet adequately the basic needs of life such as Shelter, food, education and health care. Similarly, according to a United Nations statement: Poverty is a denial of choices and opportunities, a violation of human dignity. It means lack of basic capacity to participate effectively in society. It means not having enough to feed and clothe a family, not having a school or clinic to go to; not having the land on which to grow one’s food or a job to earn one’s living, not having access to credit. It means insecurity, powerlessness and exclusion of individuals, households and communities. It means susceptibility to violence, and it often implies living on marginal or fragile environments, without access to clean water or sanitation.(UN,2008 quoted in Ucha,2010). 2 In other words, the problems of poverty is more worrisome in Sub-Saharan Africa with 47.5% of the people living on less than $1.25 and 70% living on less than $2 per day in Sub-Sahara Africa (World Bank, 2008).The figure may have become worse considering the drought that hit parts of horn of (East) Africa in 2011 and the problem of maladministration or poor governance bedeviling the region. In Nigeria the high level of corruption, poor leadership has contributed to exacerbate the problem of poverty. Ucha, 2010 puts it thus: “Unemployment, corruption, non diversification of the economy, income inequality, laziness and a poor educational system can be considered to be some of the key factors contributing to poverty in Nigeria”(p.46). Given the fact that Nigeria is a country with rich human and natural resources, it is disturbing that majority of her citizens are still very poor. The government has over the years formulated a lot of programs and policies geared towards poverty reduction; however it remains a controversy whether those programs and policies have actually achieved their desired objectives.[...]
Microfinance And Poverty Alleviation
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Author : Ben Quinones
language : en
Publisher: Routledge
Release Date : 2014-02-04
Microfinance And Poverty Alleviation written by Ben Quinones and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-02-04 with Business & Economics categories.
Despite the considerable economic growth of the Asia-Pacific, poverty continues to be a major problem. One key way to create sustainable livelihoods and to provide poor households an escape route from poverty is microfinance. Since the early 1980s, microfinance practitioners have proven that the poor are creditworthy, capable of utilizing scarce capital efficiently in viable incom-generating projects and able to pay back their loans. This book collects the experience of microfinance practitioners in 11 countries in the Asia-Pacific region to describe the present state of the art. It is designed to provide an overview of the subject: why it is so essential to poverty reduction; what is the best practice; what kind of policy framework and regulatory environment is required. It offers both an extensive survey of the academic literature and a selection of case studies, all from authors who have been active practitioners in microfinance for many years. The case studies cover four key countries in South Asia and three countries in East Asia in which microfinance had become particularly important. There is also a regional chapter covering the Pacific islands.