Microfinance Games
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Microfinance Games
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Author :
language : en
Publisher: World Bank Publications
Release Date : 2006
Microfinance Games written by and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Game theory categories.
"Microfinance has been heralded as an effective way to address imperfections in credit markets. But from a theoretical perspective, the success of microfinance contracts has puzzling elements. In particular, the group-based mechanisms often employed are vulnerable to free-riding and collusion, although they can also reduce moral hazard and improve selection. The authors created an experimental economics laboratory in a large urban market in Lima, Peru and over seven months conducted 11 different games that allow them to unpack microfinance mechanisms in a systematic way. They find that risk-taking broadly conforms to predicted patterns, but that behavior is safer than optimal. The results help to explain why pioneering microfinance institutions have been moving away from group-based contracts. "--World Bank web site.
Microfinance Games
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Author : Xavier Gine
language : en
Publisher:
Release Date : 2010
Microfinance Games written by Xavier Gine and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with categories.
Microfinance banks use group-based lending contracts to strengthen borrowers' incentives for diligence, but the contracts are vulnerable to free-riding and collusion. We systematically unpack microfinance mechanisms through ten experimental games played in an experimental economics laboratory in urban Peru. Risk-taking broadly conforms to theoretical predictions, with dynamic incentives strongly reducing risk-taking even without group-based mechanisms. Group lending increases risk-taking, especially for risk-averse borrowers, but this is moderated when borrowers form their own groups. Group contracts benefit borrowers by creating implicit insurance against investment losses, but the costs are borne by other borrowers, especially the most risk averse.
Microfinance Games
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Author : Xavier Gin??
language : en
Publisher:
Release Date : 2012
Microfinance Games written by Xavier Gin?? and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012 with categories.
Microfinance has been heralded as an effective way to address imperfections in credit markets. But from a theoretical perspective, the success of microfinance contracts has puzzling elements. In particular, the group-based mechanisms often employed are vulnerable to free-riding and collusion, although they can also reduce moral hazard and improve selection. The authors created an experimental economics laboratory in a large urban market in Lima, Peru and over seven months conducted 11 different games that allow them to unpack microfinance mechanisms in a systematic way. They find that risk-taking broadly conforms to predicted patterns, but that behavior is safer than optimal. The results help to explain why pioneering microfinance institutions have been moving away from group-based contracts.
Microfinance Games
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Author : Xavier Giné
language : en
Publisher:
Release Date : 2016
Microfinance Games written by Xavier Giné and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016 with categories.
Microfinance has been heralded as an effective way to address imperfections in credit markets. But from a theoretical perspective, the success of microfinance contracts has puzzling elements. In particular, the group-based mechanisms often employed are vulnerable to free-riding and collusion, although they can also reduce moral hazard and improve selection. The authors created an experimental economics laboratory in a large urban market in Lima, Peru and over seven months conducted 11 different games that allow them to unpack microfinance mechanisms in a systematic way. They find that risk-taking broadly conforms to predicted patterns, but that behavior is safer than optimal. The results help to explain why pioneering microfinance institutions have been moving away from group-based contracts.
Institutionalising Microfinance In Bangladesh
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Author : Lila Rashid
language : en
Publisher:
Release Date : 2019
Institutionalising Microfinance In Bangladesh written by Lila Rashid and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019 with Financial institutions categories.
Online Philanthropy In The Global North And South
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Author : Radhika Gajjala
language : en
Publisher: Lexington Books
Release Date : 2017-12-20
Online Philanthropy In The Global North And South written by Radhika Gajjala and has been published by Lexington Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-12-20 with Social Science categories.
Online Philanthropy in the Global North and South: Connecting, Microfinancing, and Gaming for Change offers a critical examination how online philanthropy operates through digital connectivity, affective networks of well-meaning digital givers, and the commodification of poverty through what is conceptualized as the “digital subaltern.” Chapters examine a range of online philanthropy settings such as online microfinance platforms and games for change, with case studies revealing unseen problems in how digital inclusion and financialization are attempted through the joint forces of NGOization and ITization.
Research Anthology On Microfinance Services And Roles In Social Progress
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Author : Management Association, Information Resources
language : en
Publisher: IGI Global
Release Date : 2022-09-23
Research Anthology On Microfinance Services And Roles In Social Progress written by Management Association, Information Resources and has been published by IGI Global this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-09-23 with Business & Economics categories.
Microfinance has emerged as a growing field as more businesses discover the benefits and opportunities it provides. To ensure that microfinance is utilized appropriately, further study on the best practices and difficulties is required. The Research Anthology on Microfinance Services and Roles in Social Progress considers the ways in which microfinance can be utilized to achieve social progress as well as the challenges and opportunities of this area. Covering key topics such as income, small businesses, entrepreneurship, and credit, this major reference work is ideal for industry professionals, government officials, computer scientists, entrepreneurs, business owners, managers, policymakers, researchers, scholars, practitioners, instructors, and students.
Microfinance And Financial Inclusion
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Author : Eugenia Macchiavello
language : en
Publisher: Routledge
Release Date : 2017-07-20
Microfinance And Financial Inclusion written by Eugenia Macchiavello and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-07-20 with Business & Economics categories.
Following the recent global financial crisis there is a growing interest in alternative finance – and microfinance in particular – as new instruments for providing financial services in a socially responsible way or as an alternative to traditional banking. Nonetheless, correspondingly there is also a lack of clarity about how to regulate alternative financial methods particularly in light of the financial crisis’ lessons on regulatory failure and shadow banking’s risks. This book considers microfinance from a legal and regulatory perspective. Microfinance is the provision of a wide range of financial services, particularly credit but also remittances, savings, to low-income people or financially excluded people. It combines a business structure with social inspiration, often resorts to technological innovations to lower costs (Fintech: e.g. crowdfunding and mobile banking) and merges with traditional local experiences (e.g. financial cooperatives and Islamic finance), this further complicating the regulatory picture. The book describes some of the unique dimensions of microfinance and the difficulties that this can cause for regulators, through a comparative analysis of selected European Union (EU) countries’ regimes. The focus is in fact on the EU legal framework, with some references to certain developing world experiences where relevant. The book assesses the impact and validity of current financial regulation principles and rules, in light of the most recent developments and trends in financial regulation in the wake of the financial crisis and compares microfinance with traditional banking. The book puts forward policy recommendations for regulators and policy makers to help address the challenges and opportunities offered by microfinance.
Handbook Of Microfinance Financial Inclusion And Development
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Author : Valentina Hartarska
language : en
Publisher: Edward Elgar Publishing
Release Date : 2023-02-14
Handbook Of Microfinance Financial Inclusion And Development written by Valentina Hartarska and has been published by Edward Elgar Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-02-14 with Business & Economics categories.
This timely Handbook collates a range of evidence from top scholars in the field to help readers understand who microfinance reaches, how it helps, and why clients come back. It offers updated views on important concepts that enable a broader framework for understanding poverty and the corresponding financial needs of poor households.
Microfinance And Poverty Reduction
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Author : Susan Johnson
language : en
Publisher: Oxfam
Release Date : 1997
Microfinance And Poverty Reduction written by Susan Johnson and has been published by Oxfam this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Business & Economics categories.
The book emphasizes the importance of studying the local context, and then considering the macroeconomic factors which may be operating upon the economy of a particular country. Five extended case studies, in the Gambia, Ecuador, Mexico, Pakistan, and the UK are examined with reference to further aspects of sustainability and impact assessment.