Microfinance Livelihoods And Poverty Reduction In Ghana
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Microfinance Livelihoods And Poverty Reduction In Ghana
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Author : Aaron Alesane
language : en
Publisher: Taylor & Francis
Release Date : 2022-12-30
Microfinance Livelihoods And Poverty Reduction In Ghana written by Aaron Alesane and has been published by Taylor & Francis this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-12-30 with Business & Economics categories.
This book assesses the role of microfinance in the construction of livelihoods for poverty reduction in the Northern Savannah of Ghana, analysing the current microfinance landscape and financial services in the region. The book analyses the current microfinance landscape and financial services in Ghana. In doing so, it demonstrates the key factors for designing microfinance products and services to ensure greater uptake and outreach enhancing the sustainability of microfinance service providers. Chapters explore the impact of access to microfinance on livelihood diversification, asset accumulation patterns and welfare outcomes. In addition to assessing the role as well as of microfinance as an anti-poverty tool, the book presents new theoretical frameworks and models, including the microfinance livelisystem framework (MFL). This unique framework, which combines and goes beyond existing frameworks, situates the microfinance industry within national and international financial and economic ecosystems and presents the interrelationships between institutions providing services for the construction of livelihoods. Offering new theoretical frameworks and models developed for the microfinance industry with universal application, this book will be of particular use to students and scholars of Development Studies, Development Finance, Poverty and Inequality Studies, Rural Development and Sustainable Finance.
Microfinance And Poverty Reduction
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Author : Joseph Kimos Adjei
language : en
Publisher:
Release Date : 2010
Microfinance And Poverty Reduction written by Joseph Kimos Adjei and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Economic assistance, Domestic categories.
Microfinance And Poverty Reduction
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Author : Susan Johnson
language : en
Publisher: Oxfam
Release Date : 1997
Microfinance And Poverty Reduction written by Susan Johnson and has been published by Oxfam this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Business & Economics categories.
The book emphasizes the importance of studying the local context, and then considering the macroeconomic factors which may be operating upon the economy of a particular country. Five extended case studies, in the Gambia, Ecuador, Mexico, Pakistan, and the UK are examined with reference to further aspects of sustainability and impact assessment.
Microfinance In Sub Saharan Africa
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Author : Irene Banda Mutalima
language : en
Publisher:
Release Date : 2022
Microfinance In Sub Saharan Africa written by Irene Banda Mutalima and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022 with categories.
Financial Inclusion For Poverty Alleviation
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Author : Essam Yassin Mohammed
language : en
Publisher: Routledge
Release Date : 2017-12-12
Financial Inclusion For Poverty Alleviation written by Essam Yassin Mohammed and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-12-12 with Business & Economics categories.
More than one billion people still live below the poverty line – most of them in South Asia and Sub-Saharan Africa. Financial inclusion is a major issue, as more than three-quarters of the numbers of poor and disadvantaged women and men do not have access to financial products and services, such as bank accounts, affordable and suitable loans, and insurance. The key objective of this book is to provide practical case studies of financial inclusion, rather than focus on academic debates such as the ideological basis of promoting microfinance. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it shows how poor and disadvantaged women and men can be bankable if the right facilitation for maximizing opportunities and addressing constraints are in place. Case studies confirm that achieving inclusive and sustainable access to financial products and services goes beyond simply enabling poor and disadvantaged women and men to have access to credit, or the ability to open a bank account. Examples from Africa, Asia and Latin America demonstrate encouraging progress in making microcredit accessible to millions of poor people. The foremost challenge, however, has been to ensure that they have access to, and usage intensity of, suitable and affordable financial products and services that meet the needs of their livelihoods as well as risks and mitigation strategies. This requires understanding that poor and disadvantaged women and men do not exist in isolation from complex and interdependent functions in the financial system, which includes a number of actors, diversified services, constraints (not just symptoms) and capacities and incentives. Overall, the book provides a rich source of examples of how building inclusive financial systems can empower the world's poor – by increasing income and employment opportunities, securing livelihoods and reducing poverty.
Microfinance For Urban Poverty Reduction
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Author : Linda Mayoux
language : en
Publisher:
Release Date : 2002
Microfinance For Urban Poverty Reduction written by Linda Mayoux and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Community development, Urban categories.
The Microfinance Mirage
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Author : Esayas Bekele Geleta
language : en
Publisher: Routledge
Release Date : 2016-03-09
The Microfinance Mirage written by Esayas Bekele Geleta and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-03-09 with Business & Economics categories.
Microfinance has long been considered a development strategy that can correct the failure of the global credit market and address the financial needs of the poor enabling them to create and run profitable business enterprises. The Microfinance Mirage argues that this neo-liberal oriented analysis overemphasises the economic argument whilst ignoring the cultural roots of inequality and subordination. Drawing on ethnographic research conducted among rural credit clients in the Northern region of Ethiopia, Esayas Bekele Geleta provides a nuanced critical analysis of microfinance challenging the common assumption that it facilitates the building of social capital, poverty reduction and the empowerment of women. Making a unique contribution to our further understanding of the microfinance industry the research shows that, in some cases, microfinance can result in the disintegration of pre-existing relationships and in the disruption and destruction of the livelihoods of the poor. Exploring the impact of microfinance in one of the poorest regions of sub-Saharan Africa, this book demonstrates its potential and problems and shows the complex and contradictory social and cultural environments in which projects are often located.
Microfinance Rural Livelihoods And Women S Empowerment In Uganda
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Author : Alfred Lakwo
language : en
Publisher:
Release Date : 2006
Microfinance Rural Livelihoods And Women S Empowerment In Uganda written by Alfred Lakwo and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Microfinance categories.
Microfinance And Poverty Alleviation
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Author : Ben Quinones
language : en
Publisher: Routledge
Release Date : 2014-02-04
Microfinance And Poverty Alleviation written by Ben Quinones and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-02-04 with Business & Economics categories.
Despite the considerable economic growth of the Asia-Pacific, poverty continues to be a major problem. One key way to create sustainable livelihoods and to provide poor households an escape route from poverty is microfinance. Since the early 1980s, microfinance practitioners have proven that the poor are creditworthy, capable of utilizing scarce capital efficiently in viable incom-generating projects and able to pay back their loans. This book collects the experience of microfinance practitioners in 11 countries in the Asia-Pacific region to describe the present state of the art. It is designed to provide an overview of the subject: why it is so essential to poverty reduction; what is the best practice; what kind of policy framework and regulatory environment is required. It offers both an extensive survey of the academic literature and a selection of case studies, all from authors who have been active practitioners in microfinance for many years. The case studies cover four key countries in South Asia and three countries in East Asia in which microfinance had become particularly important. There is also a regional chapter covering the Pacific islands.
Assets Livelihoods And Social Policy
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Author : Anis A. Dani
language : en
Publisher: World Bank Publications
Release Date : 2008-05-14
Assets Livelihoods And Social Policy written by Anis A. Dani and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-05-14 with Business & Economics categories.
Given the lack of adequate universal social welfare for those unable to find jobs in the salaried formal sector, the livelihoods and well-being of most poor people depends heavily on their asset base. This includes their ability to access and accumulate assets, obtain decent returns from these assets, and use their asset base to manage risks. 'Assets, Livelihoods, and Social Policy' discusses the diverse strategies adopted by people in different contexts to accumulate assets through migration, housing investments, natural resources management, and informal businesses. An asset-based social policy can strengthen asset accumulation strategies as well as help the poor overcome the constraints of unfavorable institutional environments. To a considerable extent, asset accumulation strategies depend on the agency exercised by people themselves through individual or collective action. At the same time, the status of policies and institutions can enable or hinder these strategies and affect livelihood outcomes. In synthesis, the case studies lead to the differentiation among three different types of policies: - policies that affect outcomes by directly influencing access to assets by the poor such as land, housing, natural resources, or credit. - policies and public investments that change the nature of returns on assets such as investments in rural roads, agricultural inputs, and market development. - policies that transform the value of assets held by the poor by virtue of administrative decisions that increase or reduce value such as re-classification of land from arable or pasture to protected lands, land use regulations affecting resource use, or modification in regulations governing labor rights or migration. The chapters, originally commissioned to re-examine major gaps in knowledge and development practice ten years after the Copenhagen Summit on Social Development, are authored by leading scholars from economics, anthropology, sociology, geography, and development studies. This book is part of a new series, New Frontiers in Social Policy, which examines issues and approaches to extend the boundaries of social policy beyond conventional social services toward policies and institutions that improve equality of opportunity and social justice in developing countries. Other titles in the series include Inclusive States: Social Policy and Structural Inequalities, and Institutional Pathways to Equity: Addressing Inequality Traps.