Mortgaged Lives
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Mortgaged Lives
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Author : Ada Colau
language : en
Publisher:
Release Date : 2013
Mortgaged Lives written by Ada Colau and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013 with Housing policy categories.
Non Performing Loans Non Performing People
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Author : Melissa García-Lamarca
language : en
Publisher: University of Georgia Press
Release Date : 2022-11-15
Non Performing Loans Non Performing People written by Melissa García-Lamarca and has been published by University of Georgia Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-11-15 with Business & Economics categories.
Non-Performing Loans, Non-Performing People tells the previously untold stories of those living with mortgage debt in times of precarity and explores how individualized indebtedness can unite resistance in the struggle toward housing justice. The book builds on several years of Melissa García-Lamarca’s engagement with activist research in Barcelona’s housing movement, in particular with its most prominent collective, the Platform for Mortgage-Affected People (PAH). What García-Lamarca learned from fellow activists and the movement in Barcelona pushed her to rethink how lived experiences of indebtedness connect to larger political- economic processes related to housing and debt. The book is also inspired by feminist scholars who integrate the lens of everyday life into explorations of contemporary political economy and by anthropologists who connect macroprocesses to lived experience. Distinctive in how it integrates a racialized, gendered, and decolonial perspective, García-Lamarca’s research of mortgaged lives in precarious times explores two principal phenomena: first, how financial speculation is experienced in the day-to-day and differentially embedded in the dynamics of (urban) capital accumulation, and second, how collective action can unleash the liberating possibility of indebtedness.
Busted Life Inside The Great Mortgage Meltdown
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Author : Edmund L. Andrews
language : en
Publisher: W. W. Norton & Company
Release Date : 2009-05-22
Busted Life Inside The Great Mortgage Meltdown written by Edmund L. Andrews and has been published by W. W. Norton & Company this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-05-22 with Business & Economics categories.
The fiasco that sank millions of Americans, including one journalist, who thought he knew better. A veteran New York Times economics reporter, Ed Andrews was intimately aware of the dangers posed by easy mortgages from fast-buck lenders. Yet, at the promise of a second chance at love, he succumbed to the temptation of subprime lending and became part of the economic catastrophe he was covering. In surprisingly short order, he amassed a staggering amount of debt and reached the edge of bankruptcy. In Busted, Andrew bluntly recounts his misadventures in mortgages and goes one step further to describe the brokers, lenders, Wall Street players, and Washington policymakers who helped bring that money to his door. The result is a penetrating and often acerbic look at the binge and bust that nearly bankrupted the United States. Enabled by know-nothing complacency in Washington, Wall Street wizards used "collateralized debt obligations," "conduits," and other inscrutable financial "innovations" to put American home financing into hyperdrive. Millions of Americans abandoned the safety of thirty-year, fixed-rate mortgages and loaded up on debt. While regulators insisted that the markets knew best, Wall Street firms fragmented and repackaged unsound loans into securities that the rating agencies stamped with triple-A seals of approval. Andrews describes a remarkably democratic debacle that made fools out of people up and down the financial food chain. From a confessional meeting with Alan Greenspan to a trek through the McMansion bubble of the OC, he maps the arc of the Frankenstein loans that brought the American economy to the brink. With on-the-ground reporting from the frothiest quarters of the crisis, Andrews locates what is likely to be the high-water mark in America's long-term embrace of higher borrowing, higher risk-taking, and the fervent belief in the possibility of easy profits.
Mortgaged Lives
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Author : Ada Colau
language : en
Publisher:
Release Date : 2014-05-10
Mortgaged Lives written by Ada Colau and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-05-10 with categories.
Translated from Spanish, and originally published under Vidas Hipotecadas. About the organizing strategies of the PAH, Plataforma De Afectados Por La Hipoteca.
The Practice Of Mortgages Of Real And Personal Estate With Precedents Offorms Etc
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Author : William HUGHES (Barrister-at-Law)
language : en
Publisher:
Release Date : 1849
The Practice Of Mortgages Of Real And Personal Estate With Precedents Offorms Etc written by William HUGHES (Barrister-at-Law) and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1849 with categories.
Land And The Mortgage
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Author : Daivi Rodima-Taylor
language : en
Publisher: Berghahn Books
Release Date : 2022-02-11
Land And The Mortgage written by Daivi Rodima-Taylor and has been published by Berghahn Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-02-11 with Social Science categories.
The mortgaging of land is not just economic and legal but also social and cultural. Here, anthropologists, historians, and economists explore origins, variations, and meanings of the land mortgage, and the risks to homes and livelihoods. Combining findings from archives, printed records, and live ethnography, the book describes the changing and problematic assumptions surrounding mortgage. It shows how mortgages affect people on the ground, where local forms of mutuality mix with larger bureaucracies. The outcomes of mortgage in Africa, Europe, Asia, and America challenge economic development orthodoxies, calling for a human-centered exploration of this age-old institution.
Direct Real Estate Duration Risk Total Risk And The Residential Mortgage Life Insurance Rmli
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Author : Kim Hin David HO
language : en
Publisher: Partridge Publishing Singapore
Release Date : 2021-08-31
Direct Real Estate Duration Risk Total Risk And The Residential Mortgage Life Insurance Rmli written by Kim Hin David HO and has been published by Partridge Publishing Singapore this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-08-31 with Business & Economics categories.
Chapter 1 compares the direct real estate (DRE) duration Beta estimates with the time-varying Beta regression estimates, for each of the three prime DRE sectors. Except for the prime office sector, both the duration Beta and the time-varying Beta profiles follow the same general trend. The luxury residential sector and the prime office sector are inclined to move in opposite direction. However, the prime office sector shows greater volatility in the duration Beta compared with the time-varying Beta. Chapter 2 demonstrates overall that in the presence of a set of limited available information comprising a direct real estate (DRE) asset’s passing (annual) rent, the current rental value, the expected yields and the yield-growth movements from a DRE sector analysis, conducted by a DRE consultancy or service provider, the risk-free rate and the lease maturity period; it is readily feasible to model and rigorously estimate several key risk measures and the expected total returns (TRs). Such a model and its estimations can be achieved through an ex-ante integrated DRE risk-measure model, which innovatively combines the bond duration-convexity risk conception, the Beta distribution function, and the DRE equivalent (rental) yield valuation conception. Finally, Chapter 3 looks at the structural and behavioural experience of the prepayment risk for the underlying mortgages of China’s rapidly developing residential mortgage life insurance (RMLI) market. A reliable private prepayment dataset for China’s commercial center - the city of Shanghai - is deployed. Chapter 3 estimates the relationship between RMLI’s underlying mortgage prepayment risk and the observable macroeconomic factors, loan specific factors and borrower specific characteristics. A Cox proportional hazard model is adopted for this purpose. Chapter 4 summarises the book’s findings and highlights the contributions and recommendations made
Nonfarm Mortgage Investments Of Life Insurance Companies
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Author :
language : en
Publisher:
Release Date : 1966
Nonfarm Mortgage Investments Of Life Insurance Companies written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1966 with Insurance companies categories.
Fast Track Your Mortgage
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Author : Lorraine Graham
language : en
Publisher: Allen & Unwin
Release Date : 2002-08-01
Fast Track Your Mortgage written by Lorraine Graham and has been published by Allen & Unwin this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002-08-01 with Business & Economics categories.
It's no secret that you can save thousands of dollars by paying off your mortgage faster. But which mortgages allow you to do this? And where do you find the extra money to make the additional repayments? In this practical guide, Lorraine Graham takes you through the key steps to paying off your mortgage in a realistic timeframe. Lorraine explains the different types of mortgages available and shows how to calculate the one which best suits you. This is not just a book about throwing everything you can spare into your mortgage, but a whole new way of managing your finances so your money works for you. But it doesn't end there. Once you've paid off your mortgage, Lorraine shows you how you can use the money you saved to invest for a secure financial retirement - and ensure you enjoy the lifestyle you want. An extra $45 a week on a loan of $100 000 could save you $50 000 and ten years of payments. An extra $75 a week could allow you to pay off your loan in twelve years and retire with nearly a million dollars Whether you are single, a young family buying your first home, or an older family with an established mortgage, this book will show you how you can save ten of thousands of dollars on your mortgage without compromising your lifestyle.
Experimental Practice
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Author : Dimitris Papadopoulos
language : en
Publisher: Duke University Press
Release Date : 2018-08-03
Experimental Practice written by Dimitris Papadopoulos and has been published by Duke University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-08-03 with Science categories.
In Experimental Practice Dimitris Papadopoulos explores the potential for building new forms of political and social movements through the reconfiguration of the material conditions of existence. Rather than targeting existing institutions in demands for social justice, Papadopoulos calls for the creation of alternative ontologies of everyday life that would transform the meanings of politics and justice. Inextricably linked to technoscience, these “alterontologies”—which Papadopoulos examines in a variety of contexts, from AIDS activism and the financialization of life to hacker communities and neuroscience—form the basis of ways of life that would embrace the more-than-social interdependence of the human and nonhuman worlds. Speaking to a matrix of concerns about politics and justice, social movements, matter and ontology, everyday practice, technoscience, the production of knowledge, and the human and nonhuman, Papadopoulos suggests that the development of alterontologies would create more efficacious political and social organizing.
