Nfip Community Rating System A Local Official S Guide To Saving Lives Preventing Property Damage And Reducing The Cost Of Flood Insurance

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Nfip Community Rating System A Local Official S Guide To Saving Lives Preventing Property Damage And Reducing The Cost Of Flood Insurance
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Author :
language : en
Publisher: FEMA
Release Date :
Nfip Community Rating System A Local Official S Guide To Saving Lives Preventing Property Damage And Reducing The Cost Of Flood Insurance written by and has been published by FEMA this book supported file pdf, txt, epub, kindle and other format this book has been release on with categories.
Fema Publications Catalog
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Author :
language : en
Publisher: FEMA
Release Date : 1990
Fema Publications Catalog written by and has been published by FEMA this book supported file pdf, txt, epub, kindle and other format this book has been release on 1990 with categories.
Levees And The National Flood Insurance Program
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Author : National Research Council
language : en
Publisher: National Academies Press
Release Date : 2013-08-18
Levees And The National Flood Insurance Program written by National Research Council and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-08-18 with Science categories.
The Federal Emergency Management Agency's (FEMA) Federal Insurance and Mitigation Administration (FIMA) manages the National Flood Insurance Program (NFIP), which is a cornerstone in the U.S. strategy to assist communities to prepare for, mitigate against, and recover from flood disasters. The NFIP was established by Congress with passage of the National Flood Insurance Act in 1968, to help reduce future flood damages through NFIP community floodplain regulation that would control development in flood hazard areas, provide insurance for a premium to property owners, and reduce federal expenditures for disaster assistance. The flood insurance is available only to owners of insurable property located in communities that participate in the NFIP. Currently, the program has 5,555,915 million policies in 21,881 communities3 across the United States. The NFIP defines the one percent annual chance flood (100-year or base flood) floodplain as a Special Flood Hazard Area (SFHA). The SFHA is delineated on FEMA's Flood Insurance Rate Maps (FIRM's) using topographic, meteorologic, hydrologic, and hydraulic information. Property owners with a federally back mortgage within the SFHAs are required to purchase and retain flood insurance, called the mandatory flood insurance purchase requirement (MPR). Levees and floodwalls, hereafter referred to as levees, have been part of flood management in the United States since the late 1700's because they are relatively easy to build and a reasonable infrastructure investment. A levee is a man-made structure, usually an earthen embankment, designed and constructed in accordance with sound engineering practices to contain, control, or divert the flow of water so as to provide protection from temporary flooding. A levee system is a flood protection system which consists of a levee, or levees, and associated structures, such as closure and drainage devices, which are constructed and operated in accordance with sound engineering practices. Recognizing the need for improving the NFIP's treatment of levees, FEMA officials approached the National Research Council's (NRC) Water Science and Technology Board (WSTB) and requested this study. The NRC responded by forming the ad hoc Committee on Levee and the National Flood Insurance Program: Improving Policies and Practices, charged to examine current FEMA treatment of levees within the NFIP and provide advice on how those levee-elated policies and activities could be improved. The study addressed four broad areas, risk analysis, flood insurance, risk reduction, and risk communication, regarding how levees are considered in the NFIP. Specific issues within these areas include current risk analysis and mapping procedures behind accredited and non-accredited levees, flood insurance pricing and the mandatory flood insurance purchase requirement, mitigation options to reduce risk for communities with levees, flood risk communication efforts, and the concept of shared responsibility. The principal conclusions and recommendations are highlighted in this report.
A Unified National Program For Floodplain Management
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Author : United States. Interagency Task Force on Floodplain Management
language : en
Publisher:
Release Date : 1986
A Unified National Program For Floodplain Management written by United States. Interagency Task Force on Floodplain Management and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1986 with Flood control categories.
Prepared by the Interagency Task Force on Floodplain Management. Includes National Flood Insurance Program.
Warming Mountains
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Author : Sachchidanand Tripathi
language : en
Publisher: Springer Nature
Release Date : 2024-11-11
Warming Mountains written by Sachchidanand Tripathi and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-11-11 with Science categories.
This contributed volume focuses on the sustainability of mountain ecosystems in the face of a changing climate. Its chapters highlight climate change impacts on the livelihoods of the people and communities that live in mountains and ways that these effects can be mitigated through adaptive measures. The chapters herein address a gamut of topics from use of remote sensing tools to assess changing ecosystems, disaster management in mountains, policymaking between institutions, and more. This book is suitable for students (undergraduate and postgraduates) of ecology and environmental studies/sciences, mountainous agriculture, mountain forestry, teachers, researchers, climate change scientists in academic and research institutions. It will also be useful to environmental management agencies particularly working towards sustainable development in mountainous regions, disaster management authorities, government agencies and policy makers.
Reducing Damage From Localized Flooding
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Author : United States. Federal Emergency Management Agency
language : en
Publisher:
Release Date : 2005
Reducing Damage From Localized Flooding written by United States. Federal Emergency Management Agency and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Drainage categories.
"This guide is intended to help local offices in cities, towns, villages, and counties in the United States understand what they can do to reduce the damage, disruption, and public and private costs that result from the shallow, localized flooding that occurs within their jurisdictions. This is flooding that all too often escapes the attention received by larger floods or those that are clearly mapped and subject to floodplain development regulations"--Publisher's website.
Homeowner S Guide To Retrofitting
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Author :
language : en
Publisher:
Release Date : 1998
Homeowner S Guide To Retrofitting written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1998 with Flood damage prevention categories.
Floodplain Management Plan 1993
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Author : PPK Consultants
language : en
Publisher:
Release Date : 1993
Floodplain Management Plan 1993 written by PPK Consultants and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993 with Flood control categories.
National Flood Insurance Program Community Rating System
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Author : Department of Homeland Security. Federal Emergency Management Agency. National Flood Insurance Program
language : en
Publisher:
Release Date : 2006
National Flood Insurance Program Community Rating System written by Department of Homeland Security. Federal Emergency Management Agency. National Flood Insurance Program and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with categories.
Those discounts provide an incentive for new flood protection activities that can help save lives and property in the event of a flood.
National Flood Insurance Program Community Rating System
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Author : United States. Federal Emergency Management Agency
language : en
Publisher:
Release Date : 2013
National Flood Insurance Program Community Rating System written by United States. Federal Emergency Management Agency and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013 with categories.
The National Flood Insurance Program (NFIP) provides federally backed flood insurance within communities that enact and enforce floodplain regulations. Since its inception in 1968, the NFIP has been very successful in helping flood victims get back on their feet. As of December 2011, there were nearly 5.6 million residential and commercial policies in force, with over $1.26 trillion in written coverage with annual premiums of almost $3.5billion. From 1978 through 2011, over 1.4 million losses were paid, totaling over $38 billion. To be covered by a flood insurance policy (for the structure and/or its contents), a property must be in a community that participates in the NFIP. To qualify for the NFIP, a community adopts and enforces a floodplain management ordinance to regulate development in flood hazard areas. The objective of the ordinance is to minimize the potential for flood damage to future development. Today, over 21,600 communities in 56 states and territories participate in the NFIP. The NFIP has been effective in requiring new buildings to be protected from damage by a 1% chance flood, also known as the 100-year or base flood. However, flood damage still results from floods that exceed the base flood, from flooding in unmapped areas, and from flooding that affects buildings constructed before the community joined the NFIP. Under the Community Rating System (CRS), communities can be rewarded for doing more than simply regulating construction of new buildings to the minimum national standards. Under the CRS, the flood insurance premiums of a community's residents and businesses are discounted to reflect that community's work to reduce flood damage to existing buildings, manage development in areas not mapped by the NFIP, protect new buildings beyond the minimum NFIP protection level, preserve and/or restore natural functions of floodplains, help insurance agents obtain flood data, and help people obtain flood insurance. This series presents an overview of the purpose, goals, and contextual background of the Community Rating System (CRS), the benefits of the program, and the community's role and responsibilities. The activities that are credited under the CRS are listed here, along with the points that may be obtained for each activity, and a description of how those points are translated into CRS classifications and premium reductions. The last part of this series (Section 120) is a glossary of terms used throughout the CRS Coordinator's Manual.