No Fault Auto Accident Law
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Who Pays For Car Accidents
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Author : Estate of Jerry J. Phillips
language : en
Publisher: Georgetown University Press
Release Date : 2001-12-18
Who Pays For Car Accidents written by Estate of Jerry J. Phillips and has been published by Georgetown University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001-12-18 with Political Science categories.
In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.
The U S Experience With No Fault Automobile Insurance
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Author : James M. Anderson
language : en
Publisher: Rand Corporation
Release Date : 2010
The U S Experience With No Fault Automobile Insurance written by James M. Anderson and has been published by Rand Corporation this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Business & Economics categories.
"No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.
Who Pays For Car Accidents
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Author : Jerry J. Phillips
language : en
Publisher: Controversies in Public Policy Series
Release Date : 2002
Who Pays For Car Accidents written by Jerry J. Phillips and has been published by Controversies in Public Policy Series this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Law categories.
In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.
No Fault Auto Accident Law
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Author : Allan Gordon
language : en
Publisher:
Release Date : 2016-08-01
No Fault Auto Accident Law written by Allan Gordon and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-08-01 with categories.
This text comprises a comprehensive study and analysis of No-Fault Auto Accident Law, explaining the concept of No-Fault and its practical application to you, the insured. It is designed for paralegals, attorneys, those in the insurance industry and all who are concerned as to how this law affects them and their auto insurance.
No Fault Automobile Accident Law
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Author : Josephine Y. King
language : en
Publisher: John Wiley & Sons
Release Date : 1987
No Fault Automobile Accident Law written by Josephine Y. King and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 1987 with Business & Economics categories.
Standards For No Fault Motor Vehicle Accident Benefits Act
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Author : United States. Congress. Senate. Committee on Commerce, Science, and Transportation
language : en
Publisher:
Release Date : 1977
Standards For No Fault Motor Vehicle Accident Benefits Act written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1977 with Insurance, No-fault automobile categories.
Exploring The Domain Of Accident Law
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Author : Don DeWees
language : en
Publisher: Oxford University Press
Release Date : 1996-01-04
Exploring The Domain Of Accident Law written by Don DeWees and has been published by Oxford University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996-01-04 with Law categories.
In the mid 1980s, there was a crisis in the availability, affordability, and adequacy of liability insurance in the United States and Canada. Mass tort claims such as the asbestos, DES, and Agent Orange litigation generated widespread public attention, and the tort system came to assume a heightened prominence in American life. While some scholars debate whether or not any such crisis still exists, there has been an increasing political, judicial and academic questioning of the goals and future of the tort system. Exploring the Domain of Tort Law reviews the evidence on the efficacy of the tort system and its alternatives. By looking at empirical evidence in five major categories of accidents--automobile, medical malpractice, product-related accidents, environmental injuries, and workplace injuries--the authors evaluate the degree to which the tort system conforms to three normative goals: deterrence, corrective justice, and distributive justice. In each case, the authors review the deterrence and compensatory properties of the tort system, and then review parallel bodies of evidence on regulatory, penal, and compensatory alternatives. Most of the academic literature on the tort system has traditionally been doctrinal or, in recent years, highly theoretical. Very little of this literature provides an in-depth consideration of how the system works, and whether or not there are any feasible alternatives. Exploring the Domain of Tort Law contributes valuable new evidence to the tort law reform debate. It will be of interest to academic lawyers and economists, policy analysts, policy professionals in government and research organizations, and all those affected by tort law reform.
Federal Standards For No Fault Motor Vehicle Accident Benefits Act
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Author : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance
language : en
Publisher:
Release Date : 1977
Federal Standards For No Fault Motor Vehicle Accident Benefits Act written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1977 with Insurance, No-fault automobile categories.
The Effect Of No Fault Automobile Insurance On Driver Behavior And Automobile Accidents In The United States
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Author : David S. Loughran
language : en
Publisher: Rand Corporation
Release Date : 2001
The Effect Of No Fault Automobile Insurance On Driver Behavior And Automobile Accidents In The United States written by David S. Loughran and has been published by Rand Corporation this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Health & Fitness categories.
No-fault auto insurance opponents frequently argue that no-fault may ultimately lead to higher auto insurance costs by reducing drivers' incentives to drive carefully and thereby increasing the accident rate. The intuition behind this criticism of no-fault is simple: No-fault auto insurance lowers the cost of driving negligently by limiting first-party liability for the injuries suffered by third-parties in auto accidents. This book evaluates this criticism of no-fault by examining trends in fatal and non-fatal automobile accidents rates and rates of driver negligence in the United States between 1967 and 1989. Contrary to some earlier research, the author finds no evidence that the adoption of no-fault auto insurance between 1971 and 1976 in 16 states increased fatal accident rates in those states. This book also finds no correlation between the presence of no-fault auto insurance and a state's overall accident rate or rate of driver negligence.
No Fault Automobile Insurance And Accident Severity
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Author : Rose Anne Devlin
language : en
Publisher:
Release Date : 1997
No Fault Automobile Insurance And Accident Severity written by Rose Anne Devlin and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Business & Economics categories.