Out Of State Holding Company Affiliation And Small Business Lending
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Out Of State Holding Company Affiliation And Small Business Lending
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Author : Gary Whalen
language : en
Publisher:
Release Date : 1995
Out Of State Holding Company Affiliation And Small Business Lending written by Gary Whalen and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1995 with Bank loans categories.
Recent Trends In Bank Consolidation And Interstate Mega Mergers
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Author : United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit
language : en
Publisher:
Release Date : 1996
Recent Trends In Bank Consolidation And Interstate Mega Mergers written by United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996 with Business & Economics categories.
Technical Bulletin
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Author :
language : en
Publisher:
Release Date : 1927*
Technical Bulletin written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1927* with Agriculture categories.
The Banks And The Italian Economy
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Author : Damiano Bruno Silipo
language : en
Publisher: Springer Science & Business Media
Release Date : 2009-04-22
The Banks And The Italian Economy written by Damiano Bruno Silipo and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-04-22 with Business & Economics categories.
Damiano Bruno Silipo In the 1990s the Italian banking system underwent profound normative, institutional and structural changes. The Consolidated Law on Banking (1993) and that on Finance (1998) instituted the legal framework for a far-reaching overhaul of the Italian banking and ?nancial system: signi?cant relaxation of entry barriers, the liberalization of branching, the privatization of the Italian banks, and a massive process of mergers and acquisitions. Following the Bank of Italy’s liberalization of branching in 1990, in 10 years the number of bank branches increased by 70% in Italy, while in the rest of Europe it declined. Over the decade the average number of banks doing business in a province rose from 27 to 31, while a wave of mergers (324 operations) and acquisitions (137) revolutionized the Italian banking industry, reducing the overall number of Italian banks by 30%. To a signi?cant extent this concentration represented take-overs of troubled Southern banks by Central and Northern ones. As a result of these developments (plus a rise in banking productivity and a fall in costs), the spread between short-term lending and deposit rates fell from 7 percentage points in 1990 to 4 points in 1999. And despite an increase in concentration in a number of local credit markets, the interest-rate differential between the locally dominant and other banks generally narrowed.
Out Of State Entry And The Cost Efficiency Of Local Commercial Banks
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Author : Robert DeYoung
language : en
Publisher:
Release Date : 1997
Out Of State Entry And The Cost Efficiency Of Local Commercial Banks written by Robert DeYoung and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Bank management categories.
Fdic Banking Review
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Author :
language : en
Publisher:
Release Date : 1996
Fdic Banking Review written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996 with Bank failures categories.
Bank Mergers
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Author : United States. Congress. House. Committee on Banking and Financial Services
language : en
Publisher:
Release Date : 1998
Bank Mergers written by United States. Congress. House. Committee on Banking and Financial Services and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1998 with Business & Economics categories.
The Ability Of Banks To Lend To Informationally Opaque Small Businesses
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Author : N. Allen Berger
language : en
Publisher: World Bank Publications
Release Date : 1999
The Ability Of Banks To Lend To Informationally Opaque Small Businesses written by N. Allen Berger and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with categories.
August 2001 Large and foreign-owned institutions may have difficulty extending relationship loans to informationally opaque small firms. Bank distress does not appear to affect small business lending, although even small firms may react to bank distress by borrowing from multiple banks. Consolidation of the banking industry is shifting assets into larger institutions that often operate in many nations. Large international financial institutions are geared toward serving large wholesale customers. How does this affect the banking system's ability to lend to informationally opaque small businesses? Berger, Klapper, and Udell test hypotheses about the effects of bank size, foreign ownership, and distress on lending to informationally opaque small firms, using a rich new data set on Argentinean banks, firms, and loans. They also test hypotheses about borrowing from a single bank versus borrowing from several banks. Their results suggest that large and foreign-owned institutions may have difficulty extending relationship loans to opaque small firms, especially if small businesses are delinquent in repaying their loans. Bank distress resulting from lax prudential supervision and regulation appears to have no greater effect on small borrowers than on large borrowers, although even small firms may react to bank distress by borrowing from multiple banks, despite raising borrowing costs and destroying some of the benefits of exclusive lending relationships. This paper--a product of Finance, Development Research Group--is part of a larger effort in the group to study small and medium size firm financing. The authors may be contacted at [email protected], [email protected], or [email protected].
Problem Loans And Cost Efficiency In Commercial Banks
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Author : Allen N. Berger
language : en
Publisher:
Release Date : 1995
Problem Loans And Cost Efficiency In Commercial Banks written by Allen N. Berger and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1995 with Bank loans categories.
Brookings Wharton Papers On Financial Services 2000
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Author : Robert E. Litan
language : en
Publisher: Brookings Institution Press
Release Date : 2010-12-01
Brookings Wharton Papers On Financial Services 2000 written by Robert E. Litan and has been published by Brookings Institution Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-12-01 with Political Science categories.
The third in a series of annual volumes on the financial sector from the Brookings Institution and the Wharton School at the University of Pennsylvania explores the ongoing process of globalization in the financial services industry. Leading financial experts from the corporate, government, and academic communities examine global trends in banking, in reinsurance industries, and in securities markets; the challenges these trends pose for national regulations; the evolution of global accounting standards; the alleged effects of global hedge funds on capital flows into and out of emerging markets; and the erosion of legal barriers to the establishment of foreign financial services firms around the world.Opening remarks by Secretary of the Treasury Lawrence Summers present both national security and economic arguments for direct American support for increased global interdependence in trade in goods and services, including U.S. support for international financial institutions.