Paying His Debt
DOWNLOAD
Download Paying His Debt PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get Paying His Debt book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
Paying His Debt
DOWNLOAD
Author : J D Grayson
language : en
Publisher:
Release Date : 2020-02-28
Paying His Debt written by J D Grayson and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-02-28 with categories.
No woman should ever have to pay their husband's debt, yet the sentence had become mine alone. The irresponsible man I had married was weak. Though even worse than weakness, he was selfish. Faced with the impossible choice of our deaths or my servitude, I chose the latter.With all hope lost, I had no future left to look forward to. I could never go home to the man who willingly let me face his past failures. I had no one left to free me from my fate or the dark thoughts that plagued me.Little did I know, the debtor who had destroyed my life was the only man who could save it.
Debt Free For Life
DOWNLOAD
Author : David Bach
language : en
Publisher: Crown Currency
Release Date : 2010-12-28
Debt Free For Life written by David Bach and has been published by Crown Currency this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-12-28 with Business & Economics categories.
GOODBYE DEBT—HELLO FREEDOM! Most of us grew up with the idea that there is good debt and there is bad debt. Good debts are generally considered to be debts you incur to buy things that can go up in value—like a home or college education. Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods. But as America’s favorite financial coach, David Bach, points out, in difficult times there is no such thing as good debt. There is only debt. And all debt is too expensive—if what you desire is FREEDOM! In fact, Bach believes the best investment you can make today is to pay down your debt, faster and smarter than you have ever attempted before—starting today! In Debt Free for Life, #1 New York Times bestselling author David Bach has written his most groundbreaking and important book since The Automatic Millionaire, giving us the knowledge, the tools, and the mindset we need to get out of debt and achieve financial freedom— forever! Offering a revolutionary approach to personal finance that teaches you how to pay down your debt and adopt a whole new way of living – debt free. Bach unveils the Debt Wise program that empowers you to pare down your debt automatically. You’ll learn how to calculate your Debt Freedom Day – the actual date you will be completely free of debt. And you’ll discover that when you are debt free, you need a lot less money to live on. You can retire, even with a smaller nest egg -- perhaps earlier than you expected. David Bach has coached millions to pay off their debt and now he can guide you. Whether you have home loans, student loans, car loans, credit card debt—paying down your debt is truly a game you can win, if you know the rules. Debt Free For Life will teach you the rules and give you the tools to buy back your freedom.
How To Get Out Of Credit Card Debt
DOWNLOAD
Author : HowExpert
language : en
Publisher: HowExpert
Release Date : 2016-08-29
How To Get Out Of Credit Card Debt written by HowExpert and has been published by HowExpert this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-08-29 with Business & Economics categories.
If you want to get out of credit card debt fast, then get this book! Credit card debt is a form of unsecured debt taken from a financial tool usually credit cards. These credit card debts are generated when credit card holder purchases products from these cards and accumulates due to the interest charged on it. Difficulty arises because people are not able to repay their loans effectively or in time. When a card holder is unable to pay his debts he is declared as "defaulter". In this book, “Living with Credit Card Debts”, we are looking at how we can overcome the obstacle we often face when it comes to managing our credit cards. The basic ideas discussed in the book are as follows: • Plan your financial life. Financial problems are something most of us will have to manage eventually in life. In order to cope with the pressure that may arise, we need to have a proper financial plan and even financial goals. • Credit card ratings and debts. We need to know what we should do and not be overburdened by debts. • Study of financial management. We should make money work for us and not the other way round. We should have control of our money and not money have controls over us. • Avoid bad debt. This may be as a result of poor privatization that may make us go for what we do not necessarily need. HowExpert publishes quick 'how to' guides on all topics from A to Z by everyday experts.
Stop Paying Your Credit Cards
DOWNLOAD
Author : Arthur V. Prosper
language : en
Publisher:
Release Date : 2018-01-08
Stop Paying Your Credit Cards written by Arthur V. Prosper and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-01-08 with Business & Economics categories.
***SECOND EDITION***This book IS about negotiating forgiveness for your credit card debt by writing your creditor one simple negotiation letter and what to do if the creditor refuses to negotiate. If you owe money on your credit cards and cannot make payments anymore because of financial difficulty, this book is for you. I owed over $100,000 in credit card debt and the debt was hurting my life. I had trouble sleeping at night thinking how long my ever-increasing debt would continue to gnaw at me. Even if I could afford to make the minimum payments and do not borrow anymore, with interest of 25% APR, I will still owe a lot of money after many years of making only minimum payments. The interest alone would total close to $100,000. It took a year of trial and error, hours on the phone and writing meaningless letters most of which I copied from the internet before I saw the light at the end of the tunnel. None of the free advice and letters in the internet worked because the truth is I was not insolvent. I did not qualify for bankruptcy protection. I could have paid my credit card debt by liquidating my assets, selling my house, but that would have been devastating for my family. I kept on thinking of a way for my creditors to reduce my debt. I finally came up with The Letter that uniformly worked in negotiating down my debt. After mailing The Letter to my creditors, I received a reply from one of them offering to accept 50% of what I owed as full payment of my debt. I countered with 5%. We finally agreed on 10% of the original amount as full and final settlement of my balance. Considering I had not paid them for a year, I accumulated a little cash, so I was happy to grab the offer and pay the 10%. I had five credit cards with large balances and The Letter worked satisfactorily on four of the accounts. I settled the 4 accounts for between 5% and 15%. The last hold-out, surprisingly the account with the smallest balance at $13,000 chose to take me to arbitration. This negotiation-resistant creditor perceived that they might collect more money from me that way but they were wrong. I was surprised that not one of the 4 creditors even referred to the contents of The Letter or attempted to verify what I had written in the letter. The Letter aims to convey this message: "Take my final settlement offer or sue me. But if you sue me, you will lose". Ken Clark, author of The Complete Idiot's Guide to Getting Out of Debt: "So many people are trying to get their balances reduced, you call and try to negotiate a balance, and it's 'Get in line.'" The card company's attitude may be, "Yeah, you and everybody else"". My Comment - That's because you called to negotiate instead of sending them The Letter shown at the end of this chapter. Trust me there aren't that many accounts in default as a percentage of the whole or our banking system would collapse. If you write The Letter shown at the end of this chapter, the creditor will put you at the front of the line.Brian Tawney, Director of Clear One Advantage: "Based on experience negotiating with creditors, debt settlement companies know what percentage of debt owed each creditor is likely to agree to. We use an algorithm that considers 140 different variables and tells us the accounts that have the highest opportunity to settle at any given time. We negotiate in bulk. We can negotiate thousands of cases and get a better settlement for everyone". Translation: Debt Settlement Agencies take only the easy cases that's why they "negotiate in bulk". If they have to spend more time on your case because you have wages a creditor can garnish and assets they can put a lien on, they will not take your case. I like my system better. You write The Letter shown at the end of this chapter which begs creditors to forgive 85% to 95% of your debt. The creditors can take it or leave it. If they take it, you win. If they leave it, they lose. Author's website: www.didosphere.com
What Is Phantom Debt What Causes Phantom Debt And The Problems With Having Phantom Debt
DOWNLOAD
Author : Dr. Harrison Sachs
language : en
Publisher: The Epic Books Of Dr. Harrison Sachs
Release Date : 2024-05-14
What Is Phantom Debt What Causes Phantom Debt And The Problems With Having Phantom Debt written by Dr. Harrison Sachs and has been published by The Epic Books Of Dr. Harrison Sachs this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-05-14 with Business & Economics categories.
This essay sheds light on what is the phantom debt, demystifies what causes phantom debt, and expounds upon the problems with having phantom debt. Phantom debt refers to outstanding debt that has been outstanding debt for years on end. Phantom debt is often long forgotten about by the debtor before he is reminded about it again when it is being pursued for collection. The outstanding balance of a phantom debt can substantially amplify overtime as recurring late fees and recurring interest fees significantly increase the outstanding balance of a phantom debt. It can be far more cumbersome for a debtor to attempt to pay off a phantom debt in the pending future post years having elapsed since it was issued than it otherwise would have been for him to attempt to do so in the imminent future shortly after it was issued since the outstanding balance of a phantom debt becomes all the more sizeable overtime. It is a calamitous predicament to have phantom debt that is rapidly growing due to recurring late fees and recurring interest fees significantly amplifying the outstanding balance of a phantom debt. Nothing beneficent can ever ensue from being saddled with phantom debt. A poor person is all the more vulnerable to accruing phantom debt than an affluent person. When a poor person is issued more loans and additional lines of credit, then he becomes all the more susceptible to accruing phantom debt. Being destitute adversely impinges on a person’s standard of living and quality of life since a person cannot afford to obtain his needs that are apart of "Maslow's hierarchy of needs theory" if he lacks extreme wealth. An indebted person should aim to pay off his debts since becoming debt-free can significantly augment a person’s standard of living and quality of life. Becoming debt-free can also help to bolster a person’s future earnings potential since the cost to service outstanding debts are enormous. When an indebted person pays recurring late fees and recurring interest fees on his outstanding debts, then he does not receive anything for doing so and winds up having less fiat currency to earmark into acquiring investment securities that can furnish him with recurring investment income. When a poor person amplifies his recurring expenses, then he also becomes all the more prone to accruing phantom debt. A person should aim to minimize his recurring expenses. Phantom debt is old outstanding debt that can be eminently arduous for an indebted person to pay off if he lacks extreme wealth. It can be extraordinarily difficult for an indebted person who lacks extreme wealth to be able to generate enough revenue to be able to pay off of his outstanding phantom debts in contexts in which his outstanding phantom debt balances continue to ceaselessly amplify from the accrual of recurring late fees and recurring interest fees. Phantom debt can be accrued in a multitude of disparate ways. Phantom debt can be accrued from old loans that have outstanding loan balances, such as old “buy now, pay later loans” that have outstanding “buy now, pay later loan” balances, old payday loans that have outstanding payday loan balances, old automobile loans that have outstanding automobile loan balances, old personal loans that have outstanding loan balances, and old mortgage loans that have outstanding mortgage loan balances. Phantom debt can also be accrued from lines of credit that have outstanding balances, such as credit cards that have outstanding credit card balances and home equity lines of credit that have outstanding home equity balances. A person should abstain from undergoing debt financing to finance purchases since doing so cannot only bear exorbitant recurring interest fees, but can also undermine a person’s future earnings potential since earmarking fiat currency towards paying recurring interest fees depletes a person’s fiat currency that could otherwise have been allocated towards acquiring investment securities that can provide him with recurring investment income, such as safe stocks that have high dividend yields from highly profitable companies, AAA-rated long-term corporate bonds from highly profitable companies, index mutual funds that have a stellar performance track record, actively managed mutual funds that have a stellar performance track record, index exchange traded funds that have a stellar performance track record, and actively managed exchange traded funds that have a stellar performance track record. An investor should be acutely aware that in spite of how enticing an investment security may be, he is not guaranteed to reap a positive return on investment from purchasing investment securities.
Destroy Your Student Loan Debt
DOWNLOAD
Author : Anthony ONeal
language : en
Publisher: Ramsey Press
Release Date : 2020-04-07
Destroy Your Student Loan Debt written by Anthony ONeal and has been published by Ramsey Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-04-07 with Business & Economics categories.
You don’t have to spend decades paying off your student loans! You can destroy your debt fast and live a life of freedom. You’ve been lied to: there’s no such thing as good debt. Debt sucks. Period. And that includes student loan debt. No matter what you believed—or were told—when you took out your loans, you need to get serious about getting rid of your debt fast, because it’s costing you more than you know. That’s why bestselling author Anthony ONeal wrote this motivating 64-page Quick Read—to show you why you need to dump your debt fast and how to do it. If you have student loan debt and have never heard of Ramsey Solutions or the 7 Baby Steps, this 64-page Quick Read is for you. Anthony will walk you step-by-step through Baby Steps 1 and 2 to show you how to dump your debt forever. You’ll learn: -The ugly truth about how debt hurts you -The importance of an emergency fund and how to budget (Baby Step 1) -The power of the debt snowball (Baby Step 2) -Exactly what to do to pay off your student loans faster -How to control your money so it doesn’t control you -You’ll also hear stories from real people about how they paid off their debt fast You don’t need relief from your debt, you need to get mad at it. Because the truth is, when you get mad enough, you can pay off your loans faster than you ever thought possible—and take control of your money, and your life, for good! Don’t let anything stand in the way of your future. This plan has helped millions get out of debt and you’re next. You can do this! (Ramsey Press)
The Work Of Christ
DOWNLOAD
Author : R. C. Sproul
language : en
Publisher: David C Cook
Release Date : 2012-06-01
The Work Of Christ written by R. C. Sproul and has been published by David C Cook this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-06-01 with Religion categories.
“The work of Jesus reveals to us who He is. The work and the person may be distinguished but never separated.”—Dr. R. C. Sproul Most Christians recognize the importance of Christ’s death and resurrection. But how many of us understand the theological significance of Jesus’ actions before and after the Crucifixion? In The Work of Christ, Dr. R. C. Sproul looks at every aspect of Jesus’ life and work, addressing such life-changing topics as:Why Jesus’ baptism is relevant for our salvationThe similarities and differences between the temptation of the first Adam and the temptation of Jesus, the “second Adam”How God uses song to celebrate his redemptive actsWhy the Last Supper marks the beginning of a greater exodus than that of the Old TestamentHow Jesus’ death and resurrection are grounded in the eternal covenant among the persons of the TrinityWhy Jesus’ ascension makes a difference in our lives todayWhat we know and don’t know about Jesus’ returnMoving from Jesus’ existence from before creation through His incarnation, boyhood, adulthood, death, resurrection, and return, Dr. Sproul guides you to a deeper understanding of God’s beautiful promise and purpose behind the works of Christ’s life.
How To Collect The Money People Owe You
DOWNLOAD
Author : Gini Graham Scott Ph. D.
language : en
Publisher: iUniverse
Release Date : 2009-03
How To Collect The Money People Owe You written by Gini Graham Scott Ph. D. and has been published by iUniverse this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-03 with Business & Economics categories.
HOW TO COLLECT THE MONEY PEOPLE OWE YOU is a complete credit and collection guide for the small business and individual - an invaluable resource that will help you establish effective credit policies, collect overdue bills quickly, and increase the money available to you. HOW TO COLLECT YOUR MONEY shows you: How to decide when to send polite reminder notices, when you should send stronger letters, when you should make a collection phone call, and, finally, when you should resort to hiring a collection agency or an attorney. How to determine if a consumer or business should be extended credit and how much. How to collect from overdue accounts while maintaining them as future customers or clients. How to collect money from impossible debtors or "deadbeats" who have no intention of paying their bills. The book includes sample scripts for collection phone calls, sample collection letters, and important legal guidelines.
Slash Your Debt
DOWNLOAD
Author : Gerri Detweiler
language : en
Publisher:
Release Date : 2001-03
Slash Your Debt written by Gerri Detweiler and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001-03 with Business & Economics categories.
-- Why a 13% credit card can cost more to pay off than a 19% one-- Where to get consolidation loans with no credit check-- How to create a rapid repayment plan based on your personality-- The eight essential keys to successful debt consolidation-- How to avoid consolidation traps that can lead to bankruptcy or foreclosure
Master Your Debt
DOWNLOAD
Author : Jordan E. Goodman
language : en
Publisher: John Wiley & Sons
Release Date : 2010-01-26
Master Your Debt written by Jordan E. Goodman and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-01-26 with Business & Economics categories.
Strategies and tools to live debt free The world of borrowing and debt management has changed dramatically, leaving people confused about how best to secure their financial future. This book is the only guide with detailed advice to help you become debt free or master the debt you have, based on the latest laws and new government programs and policies implemented under the Obama administration. Is the information and advice on debt management different than in years past? Definitely. In this savvy, engaging guide, bestselling financial expert Jordan Goodman will tell you how to Win the mortgage game: avoid foreclosure, obtain the best refi, and modify your mortgage even if it is "under water" Clean up your credit report and dramatically boost your credit score Negotiate new terms and payments for burdensome medical bills, student loans, and credit cards Protect yourself from the devastation of identity theft Master the new credit card rules, and avoid the rate and fee traps Learn a revolutionary strategy that will help you become mortgage free in 5 to 7 years, change the way you pay all your bills, and save hundreds of thousands of dollars Master Your Debt recommends many pioneering strategies as it lays out an innovative plan for achieving the elusive goal of financial success. The book is filled with helpful web sites, toll free numbers, associations and government agencies, and vetted companies and services to help you implement this advice. In today's volatile economy, getting out of debt is the key to surviving and thriving, and author Jordan Goodman provides you with the strategies and tools to live debt free.