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Protecting Policyholders From Terrorism

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Protecting Policyholders From Terrorism

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Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises
language : en
Publisher:
Release Date : 2001

Protecting Policyholders From Terrorism written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Business & Economics categories.

Protecting Policyholders From Terrorism

Terrorism Risk Protection Act

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Author : United States. Congress. House. Committee on Financial Services
language : en
Publisher:
Release Date : 2001

Terrorism Risk Protection Act written by United States. Congress. House. Committee on Financial Services and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Casualty insurance categories.

Protecting Americans From Catastrophic Terrorism Risk

Protecting Americans From Catastrophic Terrorism Risk written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Political Science categories.

Protecting Americans From Catastrophic Terrorism Risk Joint Hearing

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Author :
language : en
Publisher: DIANE Publishing
Release Date :

Protecting Americans From Catastrophic Terrorism Risk Joint Hearing written by and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on with categories.

Terrorism Risk Protection Act

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Author : United States. Congress
language : en
Publisher:
Release Date : 2002

Terrorism Risk Protection Act written by United States. Congress and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Alien property categories.

Issues And Options For Government Intervention In The Market For Terrorism Insurance

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Author :
language : en
Publisher:
Release Date : 2004

Issues And Options For Government Intervention In The Market For Terrorism Insurance written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Financial reinsurance categories.

The threat of terrorism poses a challenge for the U.S. insurance system: How can the system best insure against potential losses and compensate victims of attacks? Following the 9/11 attacks, the federal government adopted the Terrorism Risk Insurance Act (TRIA), which requires insurers to make terrorism coverage available to commercial policyholders. In return, TRIA guarantees that the public (i.e., the government) will reimburse insurers for 90 percent of losses from terrorism above certain thresholds. TRIA was intended to bolster the insurance industry against catastrophic payouts while the industry developed strategies and mechanisms to cope with the threat of terrorism. TRIA expires on December 31, 2005, but insurance policies (which typically last one year) will soon begin to be written that will expire after TRIA does. This paper has a dual purpose: to help frame the central issues that should be considered in the debate over whether to extend, modify, or end TRIA, and to explore the broader issue of the appropriate role of disaster insurance within a system for managing risks created by the possibility of terrorist attacks and compensating losses caused by terrorist attacks. The paper also discusses options that policymakers might consider in addressing these issues and goals against which various options can be evaluated. Although this paper focuses on insurance, it is important to note that insurance is only one part of an overall system for managing risks created by the possibility of terrorist attacks and compensating losses caused by terrorist attacks. Direct government compensation, the tort system, and charities can also play a role in this system.

Distribution Of Losses From Large Terrorist Attacks Under The Terrorism Risk Insurance Act

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Author : Stephen J. Carroll
language : en
Publisher: Rand Corporation
Release Date : 2005

Distribution Of Losses From Large Terrorist Attacks Under The Terrorism Risk Insurance Act written by Stephen J. Carroll and has been published by Rand Corporation this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with History categories.

The pending expiration of the Terrorism Risk Insurance Act (TRIA) of 2002 is the impetus for this assessment of how TRIA redistributes terrorism losses. The authors find that the role of taxpayers is expected to be minimal in all but very rare cases and that, even with TRIA in place, a high fraction of losses would go uninsured in each of the attack scenarios examined.

How Much Are Americans At Risk Until Congress Passes Terrorism Insurance Protection

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Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations
language : en
Publisher:
Release Date : 2002

How Much Are Americans At Risk Until Congress Passes Terrorism Insurance Protection written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Business & Economics categories.

The Federal Role In Terrorism Insurance

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Author : Lloyd S. Dixon
language : en
Publisher: Rand Corporation
Release Date : 2007

The Federal Role In Terrorism Insurance written by Lloyd S. Dixon and has been published by Rand Corporation this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Business & Economics categories.

What are the Terrorism Risk Insurance Act1s effects on the market for terrorism insurance? What would be the effect of enhancing provisions for nuclear, biological, chemical, and radiological (NBCR) attacks? The authors conclude that the program yields positive outcomes in a number of dimensions for conventional attacks and identify specific reforms that can improve results for NBCR attacks.

Protecting Policyholders From Terrorism

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