Retirement Decisions
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20 Retirement Decisions You Need To Make Right Now
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Author : Ray LeVitre
language : en
Publisher: Sourcebooks, Inc.
Release Date : 2014-01-14
20 Retirement Decisions You Need To Make Right Now written by Ray LeVitre and has been published by Sourcebooks, Inc. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-01-14 with Business & Economics categories.
You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. •Do I have enough money to retire now? •How will I cover my medical expenses during retirement? •When should I begin taking Social Security? •How much should I invest in stocks, bonds, and cash? •What criteria should I use to identify the best investments? •Should I cancel my life insurance policy? •Should I pay off my mortgage at retirement?
Retirement
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Author : Gary A. Adams
language : en
Publisher: Springer Publishing Company
Release Date : 2003
Retirement written by Gary A. Adams and has been published by Springer Publishing Company this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003 with Business & Economics categories.
For students, researchers, and practitioners in such fields as gerontology, industrial and organizational psychology, and human resources management, contributors from those fields synthesize the current literature on retirement and suggest areas for future research and practice. The sections cover before retirement, deciding to retire, and after retirement. Annotation (c)2003 Book News, Inc., Portland, OR (booknews.com).
20 Retirement Decisions You Need To Make Right Now
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Author : Ray E. LeVitre
language : en
Publisher:
Release Date : 2010
20 Retirement Decisions You Need To Make Right Now written by Ray E. LeVitre and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Finance, Personal categories.
Assessing Knowledge Of Retirement Behavior
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Author : Panel on Retirement Income Modeling
language : en
Publisher: National Academies Press
Release Date : 1996-08-13
Assessing Knowledge Of Retirement Behavior written by Panel on Retirement Income Modeling and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996-08-13 with Social Science categories.
This book brings together in one volume what researchers have learned about workers, employers, and retirees that is important for formulating retirement income policies. As the U.S. population ages, there is increasing uncertainty about the solvency of the Social Security and Medicare systems and the adequacy of private pensions to provide for people's retirement needs. The volume covers such critical behaviors as workers' decisions to retire, people's choices of saving over consumption, and employers' decisions about hiring older workers and providing pension and health care benefits. Also covered are trends in mortality, health status, and health care costs that are key to projecting the likely costs and effects of alternative retirement income security policies and a strategy for combining data and research knowledge into a policy modeling framework.
How To Retire Happy Everything You Need To Know About The 12 Most Important Decisions You Must Make Before You Retire
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Author : Stan Hinden
language : en
Publisher: McGraw Hill Professional
Release Date : 2001-01-09
How To Retire Happy Everything You Need To Know About The 12 Most Important Decisions You Must Make Before You Retire written by Stan Hinden and has been published by McGraw Hill Professional this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001-01-09 with Business & Economics categories.
Nearly 2 million Americans reach retirement age each year. Before anyone can begin to enjoy all the leisure time ahead, there are difficult decisions to be made about a host of crucial issues, such as Social Security, HMOs, insurance, and estate planning. Written by award-winning Washington Post financial reporter and syndicated columnist, Stan Hinden, How to Retire Happy arms anyone approaching retirement with easy-to-comprehend answers to all their complicated questions. How to Retire Happy: • Provides practical advice and guidance on the 12 most complicated decisions to make before retiring • Covers all the bases, from where to live to how to invest, from health insurance to taking money out of IRAs • Goes beyond financial planning to offer practical advice on the key emotional and psychological issues surrounding retirement
Early Retirement The Decision And The Experience
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Author : Richard E. Barfield
language : en
Publisher: Ann Arbor : Survey Research Center, University of Michigan
Release Date : 1969
Early Retirement The Decision And The Experience written by Richard E. Barfield and has been published by Ann Arbor : Survey Research Center, University of Michigan this book supported file pdf, txt, epub, kindle and other format this book has been release on 1969 with Automobile industry workers categories.
Retirement Decisions
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Author : United States Government Accountability Office
language : en
Publisher: Createspace Independent Publishing Platform
Release Date : 2018-01-24
Retirement Decisions written by United States Government Accountability Office and has been published by Createspace Independent Publishing Platform this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-01-24 with categories.
Retirement Decisions: Federal Policies Offer Mixed Signals about When to Retire
Retirement Decisions
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Author : United States. Government Accountability Office
language : en
Publisher: Nova Science Pub Incorporated
Release Date : 2008
Retirement Decisions written by United States. Government Accountability Office and has been published by Nova Science Pub Incorporated this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Business & Economics categories.
The first wave of the 78 million member baby boom generation is now reaching retirement age. The number of people age 62, the earliest age of eligibility for Social Security retired worker benefits, is expected to be 21 percent higher in 2009 than in 2008. In addition, by 2030, the number of workers supporting each retiree is projected to be 2.2, down from 3.3 in 2006. This demographic shift poses challenges to the economy, federal tax revenues, the nation's old-age programs, and individuals' financial security in retirement. For those who are able to work longer, later retirement can strengthen the economy and also retiree incomes by postponing the time at which people will start drawing retirement benefits rather than working. A wide range of factors including the features of employers' benefit plans, personal finances, social norms, health, and individual attitudes influence workers' decisions about when to retire. Federal policies may also play a role: these include Social Security, Medicare, and tax policies related to certain private retiree health and defined benefit (DB) and defined contribution (DC) pension plans.1 Identifying both the incentives posed by these policies and the extent to which workers respond to them can help to inform policy makers as they consider ways to address the demographic challenges facing the nation. To determine the extent to which federal policiesdirectly and indirectly-pose incentives and are influencing individuals decisions about the age at which they retire, the authors have pursued the following questions: (1) What incentives do federal policies provide about when to retire? (2) What are the recent retirement patterns, and is there evidence that recent changes in Social Security requirements have resulted in later retirements? (3) Is there evidence that tax-favored private retiree health insurance and pension benefits have influenced when people retire? This is a revised and excerpted version.
Survey Based Study On Partial Aspects Of Retirement Decisions Of Private Persons In Germany
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Author : Ivonne Honekamp
language : en
Publisher: University of Bamberg Press
Release Date : 2014-07-03
Survey Based Study On Partial Aspects Of Retirement Decisions Of Private Persons In Germany written by Ivonne Honekamp and has been published by University of Bamberg Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-07-03 with categories.
Social Security And Early Retirement
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Author : Robert Fenge
language : en
Publisher: CESifo Book
Release Date : 2005
Social Security And Early Retirement written by Robert Fenge and has been published by CESifo Book this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Business & Economics categories.
Theoretical and empirical analysis of the relationship between retirement decision and pension systems, with policy recommendations for reversing the current trend toward early retirement. The contrasting trends toward earlier retirement and greater longevity have resulted in steadily increasing retirement costs over the last forty years. One important factor influencing early retirement decisions is the expansion of retirement benefits; but studies predict that most countries, particularly those with early retirement incentives, will be unable to meet future pension and social security obligations. In this timely CESifo volume, Robert Fenge and Pierre Pestieau examine empirical and theoretical evidence that explains why early retirement has become such a burden for social security systems and suggest pension system reforms that will reverse the trend. Drawing on evidence from the European Union (with comparisons to other industrialized countries including the United States and Canada), the authors demonstrate that the effective retirement age is influenced by social security regulations (such as a change in eligibility age) and discuss ways of measuring these embedded incentives. Fenge and Pestieau examine the implicit taxes on prolonged working life from normative and political economy perspectives. They discuss optimal payroll tax rates that minimize distortions of labor supply and retirement decisions and consider alternative ways to finance benefits, including consumption and capital income taxation. They discuss why policies are designed to discourage employment among older workers and why reforms to counter this often meet resistance. They demonstrate, contrary to the belief of many European governments, that pushing older workers into retirement does not free jobs for young unemployed workers. They show that the gap between salaries and productivity is an incentive for employers to rid themselves of older workers and argue that governments should not support this behavior by compensating older workers for the difference between severance payments and salaries in early retirement programs.