Rising Foreclosures In The United States A Perfect Storm
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Rising Foreclosures In The United States A Perfect Storm
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Author : Kelly D. Edmiston
language : en
Publisher: DIANE Publishing
Release Date : 2008-05
Rising Foreclosures In The United States A Perfect Storm written by Kelly D. Edmiston and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-05 with Business & Economics categories.
In the second qtr. of 2007, the share of outstanding mortg. in some stage of foreclosure (FC) stood at 1.4%, up from less than 1% a year earlier. The number of mortg. entering the FC process reached an all-time high in mid-2007. The FC surge was created by a perfect storm of events. First, the share of sub-prime mortg. originations increased. Second, FC rates for adjustable-rate mortg. (ARMs) have increased, esp. for sub-prime ARMs. Finally, high loan-to-value originations, coupled with stagnant or falling home prices, have left many people with insufficient equity to sell or to refinance their homes. Here is a dissection of the current FC surge. Discusses why the FC situation is likely to get worse over the next 2-3 years & why it is likely to improve afterward. Illus.
Fannie Mae And Freddie Mac
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Author : Oonagh McDonald
language : en
Publisher: A&C Black
Release Date : 2013-07-18
Fannie Mae And Freddie Mac written by Oonagh McDonald and has been published by A&C Black this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-07-18 with Business & Economics categories.
The book demonstrates how politicians and federal agencies dominated Fannie Mae and Freddie Mac and took just thirteen years to wreck the American dream of home ownership.
Social Economic And Environmental Justice
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Author : Kalea Benner, PhD, MSW, LCSW
language : en
Publisher: Springer Publishing Company
Release Date : 2021-05-13
Social Economic And Environmental Justice written by Kalea Benner, PhD, MSW, LCSW and has been published by Springer Publishing Company this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-05-13 with Social Science categories.
This innovative text is the first to introduce practical techniques social workers can use to incorporate social, economic, and environmental justice into their practice. The book emphasizes the role of justice in social work practice across the micro-macro spectrum. By assessing common human needs in relation to human rights, justice, and practice aimed at promoting fairness, students will learn how to incorporate theories and practical perspectives in social work practice with individuals, families, communities, and organizations. With its unique approach, this text focuses on structural oppression and inequities connected to clients' engagement in systems and structures. The impact of disparities on accessing and utilizing resources, and subsequently achieving successful outcomes, is examined through the justice lens. Beginning with an overview of key concepts and theoretical underpinnings that provide foundational knowledge, the text then examines each of the three justice foci --social, economic, and environmental--in detail through specific systems. These systems include criminal justice, education, food security, natural disasters and climate change, health, mental health, housing, and income disparities Throughout the book, readers are asked to reflect on their own perceptions to enhance understanding of the influence of justice on practice. Case studies, diagrams, boxed information, student learning outcomes, chapter summaries, and review questions enhance understanding and application of content. Purchase includes digital access for use on most mobile devices or computers. Key Features: Emphasizes the role of social, economic, and environmental justice in social work practice Examines the science and theory behind justice as it relates to social work Teaches practical methods for implementing justice-oriented social work practice Authored by prominent instructors actively engaged in co-curricular justice-related content Offers student learning outcomes and summaries in each chapter Presents abundant diagrams and boxes to enhance application of content Provides multiple experiential learning opportunities including case examples and reflective and knowledge-based review questions Offers practical examples of justice-informed social work Includes Instructor's Manual with sample syllabus, PowerPoints, exam questions, and media resources
Foreclosure Myths
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Author : Ralph R. Roberts
language : en
Publisher: John Wiley & Sons
Release Date : 2008-07-23
Foreclosure Myths written by Ralph R. Roberts and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-07-23 with Business & Economics categories.
Learn the whole truth about foreclosures and discover some real bargains with the myth-busting information in Foreclosure Myths: 77 Secrets to Saving Thousands on Distressed Properties!. Find out the truth about seventy-seven persistent myths that prevent would-be homeowners and real estate investors from taking advantage of tremendous profit potential. Understand how to find, evaluate, and buy foreclosure properties at a discount, including how you can use other people's money to finance your investments through firsthand stories from top industry professionals and handy resources like government foreclosure guidelines.
Departments Of Transportation And Housing And Urban Development And Related Agencies Appropriations For Fiscal Year 2008
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Author : United States. Congress. Senate. Committee on Appropriations. Subcommittee on Transportation and Housing and Urban Development, and Related Agencies
language : en
Publisher:
Release Date : 2008
Departments Of Transportation And Housing And Urban Development And Related Agencies Appropriations For Fiscal Year 2008 written by United States. Congress. Senate. Committee on Appropriations. Subcommittee on Transportation and Housing and Urban Development, and Related Agencies and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Electronic government information categories.
Housing Default
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Author : Allen C. Goodman
language : en
Publisher: DIANE Publishing
Release Date : 2010-10
Housing Default written by Allen C. Goodman and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-10 with Law categories.
Using a national loan level data set, the authors examine loan default as explained by local demographic characteristics and state level legislation that regulates foreclosure procedures and predatory lending through a hierarchical linear model. They observe significant variation in the default rate across states, with lower default levels in states with higher temporal and financial costs to lenders when controlling for loan and location conditions. The results are notable given that many of the observed loans were sold to investors in national and international markets. State level legislative influences provide a foundation for discussion of national level policy that further regulates predatory lending and financial institution foreclosure activities. Charts and tables.
Possible Responses To Rising Mortgage Foreclosures
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Author : United States. Congress. House. Committee on Financial Services
language : en
Publisher:
Release Date : 2007
Possible Responses To Rising Mortgage Foreclosures written by United States. Congress. House. Committee on Financial Services and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Business & Economics categories.
International Encyclopedia Of Housing And Home
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Author :
language : en
Publisher: Elsevier
Release Date : 2012-10-09
International Encyclopedia Of Housing And Home written by and has been published by Elsevier this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-10-09 with Social Science categories.
Available online via SciVerse ScienceDirect, or in print for a limited time only, The International Encyclopedia of Housing and Home, Seven Volume Set is the first international reference work for housing scholars and professionals, that uses studies in economics and finance, psychology, social policy, sociology, anthropology, geography, architecture, law, and other disciplines to create an international portrait of housing in all its facets: from meanings of home at the microscale, to impacts on macro-economy. This comprehensive work is edited by distinguished housing expert Susan J. Smith, together with Marja Elsinga, Ong Seow Eng, Lorna Fox O'Mahony and Susan Wachter, and a multi-disciplinary editorial team of 20 world-class scholars in all. Working at the cutting edge of their subject, liaising with an expert editorial advisory board, and engaging with policy-makers and professionals, the editors have worked for almost five years to secure the quality, reach, relevance and coherence of this work. A broad and inclusive table of contents signals (or tesitifes to) detailed investigation of historical and theoretical material as well as in-depth analysis of current issues. This seven-volume set contains over 500 entries, listed alphabetically, but grouped into seven thematic sections including methods and approaches; economics and finance; environments; home and homelessness; institutions; policy; and welfare and well-being. Housing professionals, both academics and practitioners, will find The International Encyclopedia of Housing and Home useful for teaching, discovery, and research needs. International in scope, engaging with trends in every world region The editorial board and contributors are drawn from a wide constituency, collating expertise from academics, policy makers, professionals and practitioners, and from every key center for housing research Every entry stands alone on its merits and is accessed alphabetically, yet each is fully cross-referenced, and attached to one of seven thematic categories whose ‘wholes' far exceed the sum of their parts
H R 476 The Housing Fairness Act Of 2009
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Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
language : en
Publisher:
Release Date : 2010
H R 476 The Housing Fairness Act Of 2009 written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Law categories.
Medical Debt
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Author : United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Administrative Oversight and the Courts
language : en
Publisher:
Release Date : 2010
Medical Debt written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Administrative Oversight and the Courts and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Business & Economics categories.