Rules Of The Lending Game
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Rules Of The Lending Game
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Author : Stuart Wemyss
language : en
Publisher: Major Street Publishing
Release Date : 2022-01-01
Rules Of The Lending Game written by Stuart Wemyss and has been published by Major Street Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-01-01 with Business & Economics categories.
Investing in property is the largest single financial transaction anyone will make. Property buyers usually concentrate their research on online search engines, looking at glossy photos of beautifully staged homes. Instead, they would be better off working out how much they will need to borrow, how they should structure their loan and who would be the best lender. Author and personal finance expert, Stuart Wemyss, admits that finding the right loan is a bit like a game of snakes and ladders. You run up the ladder when you think you've found the lowest interest rate, only to slide down the snake when you realise the fees are high and conditions are stringent. "Interest is the single largest lifetime expense for investors" says Stuart. "The amount of borrowings investors carry affects their net worth and their cash flow and can make or break their retirement goals. Getting their borrowing right and structuring their investments correctly can save a considerable amount of money - often thousands of dollars per year."To make sure you get your borrowing right, Stuart explains the Rules of the Lending Game in this fascinating book. It contains invaluable information on: Choosing the right loan products Calculating how much to borrow and how to reduce the overall cost Structuring loans to manage cash flow and create wealth Making the most of your equity.
The Theory Of Credit Contracts
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Author : Christian Prem
language : en
Publisher: Springer Nature
Release Date : 2020-02-08
The Theory Of Credit Contracts written by Christian Prem and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-02-08 with Business & Economics categories.
In this book Christian Prem features new innovations on several levels. On a conceptual level he presents a complete restructuring and modularisation of the field of lending theory. On a formal level he bestows great care on providing precise definitions and promotes notational standardisation. On a technical level the development of an algorithm to solve repayment games automatically is thoroughly documented. Eventually, new theoretic results on the performance of various credit schemes are established, the quality of existing lending schemes is scrutinised and new more efficient mechanisms are presented. The content therefore inspires theorists as well as it provides well-grounded advice to practitioners in the lending industry. Altogether this thesis is a major step towards improving the quality and applicability of lending theory.
Impact Of Institutions On Lending
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Author : Chuluunbaatar Enkhzaya
language : en
Publisher: Springer Science & Business Media
Release Date : 2007-10-08
Impact Of Institutions On Lending written by Chuluunbaatar Enkhzaya and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007-10-08 with Business & Economics categories.
The surprisingly slow process of economic transformation is a well-known but not well-understood phenomenon in economies in transition (EIT). Neither mac- economic arguing nor neoclassic micro approaches turned out to provide helpful tools in explaining the barriers to transform markets and institutions. Chuluunbaatar Enkhzaya addresses the issue of economic transformation, exemplarily by looking at the Mongolian loan market. Her methodological innovation is not only to employ the New Institutional Economy but also to operationalise the degree of institutional change. This is done by using concept mapping, besides the more standard way of interviewing. It allows to identify „action regulating knowledge" governing the decision behavior of credit officers and leading to an indirect observation of informal rules like attitude to risk, perception of supervision, social and ethic commitments. Enkhzaya adds to our understanding why the enforcement of banking regulation norms has not led to an efficient allocation of resources in EIT banking systems. Besides she gives an impressive description of the actual state of the Mongolian economy.
Let S Face The Truth An Outsider S View Of The 2009 Great Recession
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Author : Lenwood Fields
language : en
Publisher: Bookstand Publishing
Release Date : 2010-10-08
Let S Face The Truth An Outsider S View Of The 2009 Great Recession written by Lenwood Fields and has been published by Bookstand Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-10-08 with Political Science categories.
Have you ever wondered what the Great Depression and the 2009 Great Recession have in common? Then wonder no more; please join me and explore significant contributors to the Great Depression and the 2009 Great Recession. Just as important, I have given you a few phrases of wisdom to help get you through those trying times after you have lost all motivation and purpose. In addition, I boldly offer two paradigm shifts that our political leaders, teachers, parents, economists, etc... need to observe ASAP!
Dispossessed
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Author : Noelle Stout
language : en
Publisher: Univ of California Press
Release Date : 2019-06-04
Dispossessed written by Noelle Stout and has been published by Univ of California Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-06-04 with Social Science categories.
In the aftermath of the 2008 financial crisis, more than 14 million U.S. homeowners filed for foreclosure. Focusing on the hard-hit Sacramento Valley, Noelle Stout uncovers the predacious bureaucracy that organized the largest bank seizure of residential homes in U.S. history. Stout reveals the failure of Wall Street banks’ mortgage assistance programs—backed by over $300 billion of federal funds—to deliver on the promise of relief. Unlike the programs of the Great Depression, in which the government took on the toxic mortgage debt of Americans, corporate lenders and loan servicers ultimately denied over 70 percent of homeowner applications. In the voices of bank employees and homeowners, Stout unveils how call center representatives felt about denying appeals and shares the fears of families living on the brink of eviction. Stout discloses the impacts of rising inequality on homeowners—from whites who felt their middle-class life unraveling to communities of color who experienced a more precipitous and dire decline. Trapped in a Kafkaesque maze of mortgage assistance, borrowers began to view debt refusal as a moral response to lenders, as seemingly mundane bureaucratic dramas came to redefine the meaning of debt and dispossession.
The Rule Book
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Author : Jaakko Stenros
language : en
Publisher: MIT Press
Release Date : 2024-03-12
The Rule Book written by Jaakko Stenros and has been published by MIT Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-03-12 with Games & Activities categories.
How games are built on the foundations of rules, and how rules—of which there are only five kinds—really work. Board games to sports, digital games to party games, gambling to role-playing games. They all share one thing in common: rules. Indeed, rules are the one and only thing game scholars agree is central to games. But what, in fact, are rules? In The Rule Book, Jaakko Stenros and Markus Montola explore how different kinds of rules work as building blocks of games. Rules are constraints placed on us while we play, carving a limited possibility space for us. They also inject meaning into our play: without rules there is no queen in chess, no ball in Pong, and no hole in one in golf. Stenros and Montola discuss how rules constitute games through five foundational types: the explicit statements listed in the official rules, the private limitations and goals players place on themselves, the social and cultural norms that guide gameplay, the external regulation the surrounding society places on playing, and the material embodiments of rules. Depending on the game, rules can be formal, internal, social, external, or material. By considering the similarities and differences of wildly different games and rules within a shared theoretical framework, The Rule Book renders all games more legible.
Investopoly
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Author : Stuart Wemyss
language : en
Publisher: Major Street Publishing
Release Date : 2022-01-01
Investopoly written by Stuart Wemyss and has been published by Major Street Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-01-01 with Business & Economics categories.
Winning at Monopoly requires having a little bit of luck, making the most of your luck and applying certain rules &– such as buying as much property as possible, not spending all your cash (having some savings) and negotiating to get a full set of properties as soon as you can. Building wealth is no different. You can win at the game of building personal wealth by applying a set of proven rules: the 8 Golden Rules.In Investopoly, Stuart Wemyss explains the rules he has formulated and refined over two decades of practice, observation and experience. They are not just theory, they are rooted in simple maths, academic studies and/or common sense. They are tested and have been proven to work. They are the rules of the investment game. If you are looking to build wealth that will ensure you are financially secure then this is the book for you. Stuart possesses the rare skill of being able to make financial planning interesting. In this engaging and informative book, he gives sound, easy-to-understand information and encouragement to readers to help them with their planning, saving and investing for a comfortable lifestyle in retirement.
A Complete Guide For Single Moms
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Author : Janis Adams
language : en
Publisher: Atlantic Publishing Company
Release Date : 2011
A Complete Guide For Single Moms written by Janis Adams and has been published by Atlantic Publishing Company this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011 with Family & Relationships categories.
Recent statistics from the U.S. Census Bureau show there are 9.9 million single mothers in the United States. This number is up from only 3.4 million in 1970, showing that single motherhood is more common than ever. For every mother recently finding herself single, or new moms learning how to raise their first child by themselves, there are countless things any mother will need to know. Single motherhood presents innumerable situations that are much harder to handle without the helping hands of a second parent nearby. But one of the best ways to prepare yourself for success as a single mother is to arm yourself with knowledge about what to expect with single parenting. A Complete Guide for Single Moms: Everything You Need to Know About Raising Healthy, Happy Children on Your Own is for every mother who is learning how to raise children on her own. Regardless of how you came to be a single mom whether it was through divorce, the end of a relationship, surrogacy, adoption, unplanned pregnancy, or by the death of a spouse this book will walk you through the information you need to know to help you and your child adjust to a new lifestyle. The book covers what to do when pregnant and single and how to rely on your family and friends for support and help. You will learn the basics of early childcare, including what a child needs in its first year, from breastfeeding and nappies, to clothing and travel. You will learn what to expect as your child grows, including the early years of school and the problematic teenage years. This book teaches you how to take care of yourself in addition to your children, which includes knowing how to find rest and work your way back into dating. You will learn how to prepare yourself for the sacrifices you will be forced to make and how to handle financial matters while raising a child alone. Even the difficult topics are covered, such as the first times you must discuss with your child why his or her father is not present. You will learn when you can fill in as a father figure, when you cannot, and what you can do to provide the male influence and support children need during those formative years. If your child s father is involved, this book will teach you how to work with him. You will learn how to raise a boy as a single mother and find positive role models for your children. We have conducted multiple interviews with successful single mothers, as well as with experts in child care, to provide a comprehensive outlook on everything you can expect as a single parent on your own from the first few weeks of stress to the later years of toilet training, proper diet, allergies, health care, and learning to talk. From conception to graduation, the life of a single mother is a trying, challenging road to travel. With this guide in hand, you will have what you need to raise a healthy, happy family.
Let Your Mortgage Make You Rich
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Author :
language : en
Publisher: Lulu.com
Release Date :
Let Your Mortgage Make You Rich written by and has been published by Lulu.com this book supported file pdf, txt, epub, kindle and other format this book has been release on with categories.
Conceiving Companies
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Author : Timothy L. Alborn
language : en
Publisher: Routledge
Release Date : 2002-09-26
Conceiving Companies written by Timothy L. Alborn and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002-09-26 with Business & Economics categories.
This book takes a new approach to the rise of large scale companies in Victorian England, including the Bank of England and East India Company, locating their origins in social and political practice.