Saving For Development
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Saving For Development
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Author : Inter-American Development Bank
language : en
Publisher: Springer
Release Date : 2016-07-08
Saving For Development written by Inter-American Development Bank and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-07-08 with Business & Economics categories.
Why should people - and economies - save? This book on the savings problem in Latin America and the Caribbean suggests that, while saving to survive the bad times is important, saving to thrive in the good times is what really counts. People must save to invest in health and education, live productive and fulfilling lives, and make the most of their retirement years. Firms must save to grow their enterprises, employ more workers in better jobs, and produce quality goods. Governments must save to build the infrastructure required by a productive economy, provide quality services to their citizens, and assure their senior citizens a dignified, worry-free retirement. In short, countries must save not for the proverbial rainy day, but for a sunny day - a time when everyone can bask in the benefits of growth, prosperity, and well-being. This book is open access under a CC BY-NC-ND 3.0 IGO license.
Saving For Development
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Author : Eduardo Cavallo
language : en
Publisher:
Release Date : 2016-07-10
Saving For Development written by Eduardo Cavallo and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-07-10 with categories.
Children S Saving
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Author : Edmund J.S. Sonuga-Barke
language : en
Publisher: Routledge
Release Date : 2017-12-06
Children S Saving written by Edmund J.S. Sonuga-Barke and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-12-06 with Psychology categories.
Originally published in 1993, this book presents an alternative approach to the study of the emergence of economic awareness during childhood: a new developmental economic psychology! In the past, attempts to study the emergence of children’s economic consciousness have failed to take account of the practical nature of the "economic" in the history of western cultures. Economic socialisation has been seen as the acquisition of abstract knowledge about the institutions of adult economic culture. The child has been seen as a spectator, acquiring knowledge of that culture, but never really a part of it. However, economic actions, in essence, are directed not towards the attainment of knowledge, but rather towards the practical solution of problems of resource allocation imposed by constraint. Children, just like adults, are faced with practical problems of resource allocation. Their response to these problems may be different from those of adults but no less "economic" for that. This realisation forms the heart of this book. In it children are seen as both inhabitants of their own "playground" economic subculture and actors in the wider economic world of adults, solving, or attempting to solve, practical economic problems. In order to highlight this "child-centred" approach, the authors studied the way children tackle the particular problems posed by limitations of income. How do children learn (a) the relationship between choices available in the present and the future, (b) to spread their limited financial resources over time into the future and (c) about the strategies, such as banking, that allow them to protect those resources from threats and temptations? In short, how do children learn to save? This volume goes some way to answering these and related questions and in so doing sets up an alternative framework for the study of the emergence of economic awareness.
Saving Investment And Growth In Developing Countries
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Author : Klaus Schmidt-Hebbel
language : en
Publisher: World Bank Publications
Release Date : 1994
Saving Investment And Growth In Developing Countries written by Klaus Schmidt-Hebbel and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 1994 with Ahorro categories.
Can The Poor Save
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Author : Michael Sherraden
language : en
Publisher: Routledge
Release Date : 2017-09-08
Can The Poor Save written by Michael Sherraden and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-09-08 with Business & Economics categories.
Many policymakers argue that the best poverty policy not only provides cash to the poor for subsistence but also incentives and structures that encourage long-term social and economic improvement. As part of this, they make the case for Individual Development Accounts (IDAs), a new policy proposal designed to help the poor save and to build assets. This book explores IDAs to determine their effectiveness. IDAs are matched savings accounts targeted on low-income, low-wealth individuals. Savings in IDAs are used for home ownership, post-secondary education, small business development, and other purposes. Do IDAs work? If they do, for whom? And does how an IDA is designed determine savings outcomes? This volume is the first analysis of matched savings by the poor to use data from monthly bank statements. It comes at a critical time, as debate rages over the merits of individual social security accounts. IDAs also respond to policy that is becoming more asset based and less inclusive of the poor. The authors argue for the efficacy of IDAs to counter this tendency. They find that while savings outcomes vary among participants, no characteristics (such as low income or public assistance) preclude saving. They examine effects of IDA design (the match rate, savings targets, and the use of automatic transfer) on savings results and analyze factors that influence varying rates of saving and spending over time. They conclude that financial education and other support services, though costly, improve savings performance. To address the issue of cost they suggest a two-tier system of IDA design, one with broad access and simple services and the other with targeted access and intensive services. Can the Poor Save? offers a wealth of lessons to those interested in saving and asset accumulation among the poor. It not only breaks new ground in the scientific study of savings behavior, but also offers concrete, evidence-based recommendations to improve policies designed to encourage the poor to save and how to make such policies more inclusive.
Saving Investment And Growth In Developing Countries An Overview
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Author : Klaus Schmidt-Hebbel
language : en
Publisher:
Release Date : 1982
Saving Investment And Growth In Developing Countries An Overview written by Klaus Schmidt-Hebbel and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1982 with categories.
Capital For The Future
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Author : The World Bank
language : en
Publisher: World Bank Publications
Release Date : 2013-05-16
Capital For The Future written by The World Bank and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-05-16 with Business & Economics categories.
The gradual acceleration of growth in developing countries is a defining feature of the past two decades. This acceleration came with major shifts in patterns of investment, saving, and capital flows. This second volume in the Global Development Horizons series analyzes these shifts and explores how they may evolve through 2030. Average domestic saving in developing countries stood at 34 percent of their GDP in 2010, up from 24 percent in 1990, while their investment was around 33 percent of their GDP in 2012, up from 26 percent. These trends in saving and investment, along with higher growth rates in developing countries, have resulted in developing countries’ share of global savings now standing at 46 percent, nearly double the level of the 1990s. The presence of developing countries on the global stage will continue to expand over the next two decades. Analysis in this report projects that by 2030, China will account for 30 percent of global investment activity, far and away the largest share of any single country, while India and Brazil (at 7 percent and 3 percent) will account for shares comparable to those of the United States and Japan (11 percent and 5 percent). The complex interaction among aging, growth, and financial deepening can be expected to result in a world where developing countries will contribute 62 of every 100 dollars of world saving in 2030, up from 45 dollars in 2010, and where they account for between $6.2 trillion and $13 trillion of global gross capital flows, rising from $1.3 trillion in 2010. Trends in investment, saving, and capital flows through 2030 will affect economic conditions from the household level to the global macroeconomic level, with implications not only for national policy makers but also for international institutions and policy coordination. Policymakers preparing for this change will benefit from a better understanding of the unfolding dynamics of global capital and wealth in the future. This book is accompanied by a website, http://www.worldbank.org/CapitalForTheFuture, that includes a host of related electronic resources: data sets underlying the two main scenarios presented in the report, background papers, technical appendixes, interactive widgets with variations to some of the assumptions used in the projections, and related audio and video resources.
Transforming Africa
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Author : Dana T. Redford
language : en
Publisher: Emerald Group Publishing
Release Date : 2022-01-26
Transforming Africa written by Dana T. Redford and has been published by Emerald Group Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-01-26 with Business & Economics categories.
Transforming Africa: How Savings Groups Foster Financial Inclusion, Resilience and Economic Development presents in-depth empirical research into current day savings group activities across Africa, exploring savings groups through the lens of financial inclusion and reflecting on formal finance, economic and social outcomes.
Savings For Development
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Author : United Nations Publications
language : en
Publisher: United Nations Publications
Release Date : 1984-10-01
Savings For Development written by United Nations Publications and has been published by United Nations Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 1984-10-01 with categories.
Promoting Savings In Latin America
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Author : Inter-American Development Bank
language : en
Publisher: Development Centre of the Organisation for Economic Co-operation and Development
Release Date : 1997
Promoting Savings In Latin America written by Inter-American Development Bank and has been published by Development Centre of the Organisation for Economic Co-operation and Development this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Finance categories.