Should We Abolish Household Debts


Should We Abolish Household Debts
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Should We Abolish Household Debts


Should We Abolish Household Debts
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Author : Johnna Montgomerie
language : en
Publisher: John Wiley & Sons
Release Date : 2019-05-07

Should We Abolish Household Debts written by Johnna Montgomerie and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-05-07 with Political Science categories.


We live in a culture of credit. As wages have stagnated, we’ve seen a dramatic surge in private borrowing across the western world; increasing numbers of households are sucked into a hopeless vortex of spiralling debt, fuelled by exploitative lending. In this book Johnna Montgomerie argues that the situation is chronically dysfunctional, both individually and collectively. She shows that abolishing household debts can put an end to austerity and to the unsustainable forward march of debt-dependent growth. She combines astute economic analysis with the elements of an accessible guide to practical policy solutions such as extending unconventional monetary policy to the household sector, providing pragmatic and affordable refinancing options, and writing off the most pernicious elements of household debt. This framework, she contends, can help us to make our economy fairer and to tackle both the housing crisis and accelerating inequality.



Bank Job


Bank Job
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Author : Hilary Powell
language : en
Publisher: Chelsea Green Publishing
Release Date : 2020-09-17

Bank Job written by Hilary Powell and has been published by Chelsea Green Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-09-17 with Business & Economics categories.


"These art avengers...took on toxic debt culture—and won."—The Guardian "[They] want to blow up the whole financial system."—The New York Times Art hacks life when two filmmakers launch a project to cancel more than £1m of high-interest debt from their local community. Bank Job is a white-knuckle ride into the dark heart of our financial system, in which filmmaker and artist duo Hilary Powell and Dan Edelstyn risk their sanity to buy up and abolish debt by printing their own money in a disused bank in Walthamstow, London. Tired of struggling in an economic system that leaves creative people on the fringes, the duo weave a different story, both risky and empowering, of self-education and mutual action. Behind the opaque language and defunct diagrams, they find a system flawed by design but ripe for hacking. This is the inspiring story of how they listen and act upon the widespread desire to change the system to meet the needs of many and not just the few. And for those among us brave enough, they show how we can do this too in our own communities one bank job at a time.



Can T Pay Won T Pay


Can T Pay Won T Pay
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Author : Collective Debt
language : en
Publisher: Haymarket Books
Release Date : 2020-06-23

Can T Pay Won T Pay written by Collective Debt and has been published by Haymarket Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-06-23 with Social Science categories.


Debtors have been mocked, scolded and lied to for decades. We have been told that it is perfectly normal to go into debt to get medical care, to go to school, or even to pay for our own incarceration. We’ve been told there is no way to change an economy that pushes the majority of people into debt while a small minority hoard wealth and power. The coronavirus pandemic has revealed that mass indebtedness and extreme inequality are a political choice. In the early days of the crisis, elected officials drew up plans to spend trillions of dollars. The only question was: where would the money go and who would benefit from the bailout? The truth is that there has never been a lack of money for things like housing, education and health care. Millions of people never needed to be forced into debt for those things in the first place. Armed with this knowledge, a militant debtors movement has the potential to rewrite the contract and assure that no one has to mortgage their future to survive. Debtors of the World Must Unite. As isolated individuals, debtors have little influence. But as a bloc, we can leverage our debts and devise new tactics to challenge the corporate creditor class and help win reparative, universal public goods. Individually, our debts overwhelm us. But together, our debts can make us powerful.



I Peel The International Political Economy Of Everyday Life


I Peel The International Political Economy Of Everyday Life
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Author : James (Reader in International Political Economy Brassett, Reader in International Political Economy University of Warwick)
language : en
Publisher: Oxford University Press
Release Date : 2022-12

I Peel The International Political Economy Of Everyday Life written by James (Reader in International Political Economy Brassett, Reader in International Political Economy University of Warwick) and has been published by Oxford University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-12 with categories.


andbull; Do we work for social media?andbull; Why do we go into debt?andbull; How is desire manufactured in fast fashion?andbull; How are our diets governed?andbull; Who owns what in the sharing economy?I-PEEL: The International Political Economy of Everyday Life provides a new introduction to the field of IPE by locating it in our daily experiences. By using topics such as social media, debt, food, and clothes as thematic entry points, this textbook shows how concepts from IPE can be used tounderstand and question the world around us.Eight core chapters each start with a discussion of an everyday object or practice linked to that topic, including social media influencing, student debt, chocolate, and fast fashion. From there the chapters open out to discuss broader questions that speak to the core themes of IPE and its study ofpower, wealth, and global capitalism. Each chapter ends with a pair of learning activities, such as creating your own meme (chapter 8, Humour), to help apply what you have read. These are accompanied by student-voice podcasts, in which current IPE students discuss how they approached the activity.Developed by the creators of the popular teaching tool www.i-peel.org: I-PEEL: The International Political Economy of Everyday Life is a ground-breaking, exciting, and engaging new approach to IPE that places you at the centre of knowledge production.The first edition includes a wealth of embedded digital resources, which are accessible through the enhanced e-book, and are viewable in a university's VLE.The online student resources include:- Videos from the authors introducing the I-PEEL approach- Quickfire quiz questions- Author chapter-introduction podcasts- Reflective multiple-choice questions- Support for tackling the chapter's learning activities- Student reflection podcasts- Web links to relevant blogs, debates, and videos- An interactive flashcard glossaryThe online digital lecturer resources include:- A guide to the I-PEEL approach- Customisable PowerPoint slides



Debt And Austerity


Debt And Austerity
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Author : Jodi Gardner
language : en
Publisher: Edward Elgar Publishing
Release Date : 2020-11-27

Debt And Austerity written by Jodi Gardner and has been published by Edward Elgar Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-11-27 with Law categories.


This book explores the complex interactions between debt and austerity, analysing the social, economic, and legal implications of governments’ responses to the 2008 financial crisis.



Regulation Of Debt Collection In Europe


Regulation Of Debt Collection In Europe
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Author : Cătălin Gabriel Stănescu
language : en
Publisher: Taylor & Francis
Release Date : 2022-11-25

Regulation Of Debt Collection In Europe written by Cătălin Gabriel Stănescu and has been published by Taylor & Francis this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-11-25 with Law categories.


Due to the absence of due process and other procedural guarantees generally offered by judicial enforcement, informal debt collection practices (IDCPs) can become abusive, harming both consumers and the economy by threatening consumers’ physical, psychological, and economic wellbeing; exposing lawabiding debt collectors to unfair competition; undermining the financial system; and negatively impacting social peace by resorting to criminal activity. The need to control and harmonize IDCPs surfaced in connection with the European Commission’s Action Plan to tackle the high level of non-performing loans caused by the financial crisis and the Covid-19 pandemic –specifically the Proposal for a Directive on Credit Servicers, Credit Purchasers, and the Recovery of Collateral (CSD). Harmonizing the regulation of abusive IDCPs is vital for several reasons. First, IDCPs have a cross-border dimension due to the freedom of movement, enabling debt collection operations across the internal market. Second, the internal market’s size amounts to over 450 million citizens potentially exposed to abusive IDCPs. The regulatory frameworks addressing IDCPs in the E.U. display divergent characteristics that may be difficult to navigate and require creating a level-playing field for consumers and debt collectors, especially when approaches vary at Member State level. This book addresses this gap by providing a comprehensive guide to regulating informal debt collection practices in eight Member States of the E.U. and the United Kingdom (U.K.). It serves as a comparative law instrument for implementing the recently adopted CSD. It will be important reading for students, academics, and stakeholders with an interest in debt collection practices and the law.



Thriving Beyond Debt


Thriving Beyond Debt
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Author : Zach Roche
language : en
Publisher: Policy Press
Release Date : 2024-03-27

Thriving Beyond Debt written by Zach Roche and has been published by Policy Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-03-27 with Business & Economics categories.


Capitalism only celebrates success, and it can be difficult to know what to do when confronted with failure. This book explores what happens when people go broke and what the experience of bankruptcy and insolvency is like from a qualitative perspective. It shows, contrary to the expectations of policy makers, that debt relief is not transactional. Rather, it is moral, theological, social and cultural. The book demonstrates that debt encompasses fairness, trust, faith, sin, guilt, revelation and confession and that taking these factors seriously is vital to successfully navigating the world of the over-indebted.



Financing Prosperity By Dealing With Debt


Financing Prosperity By Dealing With Debt
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Author : Christopher Harker
language : en
Publisher: UCL Press
Release Date : 2022-06-14

Financing Prosperity By Dealing With Debt written by Christopher Harker and has been published by UCL Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-06-14 with Business & Economics categories.


In an era when many of us depend on debt to survive but struggle with its consequences, Financing Prosperity by Dealing with Debt draws together current thinking on how to solve debt crises and promote prosperity. By profiling existing action by credit unions and community organisations, alongside bold proposals for the future, with contributions from artists, activists and academics, the book shows how we can rethink the validity and inevitability of many contemporary forms of debt through organising debt audits, promoting debt cancellation and expanding member-owned co-operatives. The authors set out legal and political methods for changing the rules of the system to provide debt relief and reshape economies for more inclusive and sustainable flourishing. The book also profiles community-based actions that are changing the role of debt in economic, social and political life – among them, participatory art projects, radical advice networks and ways of financing feminist green transition. While much of the research and activism documented here has taken place in London, the contributors show how different initiatives draw from and generate inspiration elsewhere, from debt audits across the global south, creative interventions around the UK and grassroots movements in North America. Financing Prosperity by Dealing with Debt moves beyond critique to present a wealth of concrete ways to tackle debt and forge the prosperous communities we want for the future.



The Care Crisis


The Care Crisis
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Author : Emma Dowling
language : en
Publisher: Verso Books
Release Date : 2022-04-05

The Care Crisis written by Emma Dowling and has been published by Verso Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-04-05 with Social Science categories.


What is care and who is paying for it? Every one of us will need care at some point in life: social care, healthcare, childcare, eldercare. In the shadow of COVID-19, care has become the most urgent topic of our times. But our care systems are in crisis. Concern for the most vulnerable has been overtaken by an obsession with profits and productivity. How did we end up here? In an era of economic turmoil, lower birth rates and increased life expectancy mean a larger proportion of the population than ever before is of retirement age. As a result, more people need care, and their numbers are rising. Yet, despite the demand, public services continue to be cut and sold off. Those most in need are left to fend for themselves. In this groundbreaking book, Emma Dowling charts the multifaceted nature of care in the modern world, from the mantras of self-care and what they tell us about our anxieties to the state of the social care system. The Care Crisis examines the ways that profitability and care are played off against each other, exposing the impacts of financialisation and austerity. Dowling charts the current experiments in short-term solutions now taking place. In a new afterword, she examines the care crisis through the lens of the Covid-19 pandemic, revealing the devastating consequences of a collision between an ongoing care crisis and the coronavirus.



The Routledge International Handbook Of Financialization


The Routledge International Handbook Of Financialization
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Author : Philip Mader
language : en
Publisher: Routledge
Release Date : 2020-02-05

The Routledge International Handbook Of Financialization written by Philip Mader and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-02-05 with Business & Economics categories.


Financialization has become the go-to term for scholars grappling with the growth of finance. This Handbook offers the first comprehensive survey of the scholarship on financialization, connecting finance with changes in politics, technology, culture, society and the economy. It takes stock of the diverse avenues of research that comprise financialization studies and the contributions they have made to understanding the changes in contemporary societies driven by the rise of finance. The chapters chart the field’s evolution from research describing and critiquing the manifestations of financialization towards scholarship that pinpoints the driving forces, mechanisms and boundaries of financialization. Written for researchers and students not only in economics but from across the social sciences and the humanities, this book offers a decidedly global and pluri-disciplinary view on financialization for those who are looking to understand the changing face of finance and its consequences.