Small Business Effects Of A National Employer Healthcare Mandate

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Small Business Effects Of A National Employer Healthcare Mandate

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Author : Michael J. Chow
language : en
Publisher:
Release Date : 2009

Small Business Effects Of A National Employer Healthcare Mandate written by Michael J. Chow and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with categories.

The Health Care Law

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Author : United States. Congress. House. Committee on Small Business
language : en
Publisher:
Release Date : 2014

The Health Care Law written by United States. Congress. House. Committee on Small Business and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014 with Health insurance categories.

The Effects Of The Health Law S Definitions Of Full Time Employee On Small Businesses

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Author : United States. Congress. House. Committee on Small Business. Subcommittee on Health and Technology
language : en
Publisher:
Release Date : 2013

The Effects Of The Health Law S Definitions Of Full Time Employee On Small Businesses written by United States. Congress. House. Committee on Small Business. Subcommittee on Health and Technology and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013 with Employer-sponsored health insurance categories.

The Affordable Care Act And Small Business

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Author : Congressional Research Congressional Research Service
language : en
Publisher: CreateSpace
Release Date : 2015-01-15

The Affordable Care Act And Small Business written by Congressional Research Congressional Research Service and has been published by CreateSpace this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-01-15 with categories.

The Patient Protection and Affordable Care Act (ACA; P.L. 111-148 and P.L. 111-152) contains several provisions to encourage employer-sponsored health coverage, particularly among small businesses. The provisions that most directly relate to small businesses are (1) an employer penalty for not providing health insurance, (2) a tax credit to increase the affordability of health care for the smallest firms, and (3) small business health insurance exchanges designed to increase plan options and lower plan costs. Several events have altered the ACA's implementation since its enactment in 2010. Most notably, the Obama Administration delayed the implementation of the employer penalty and part of the small business health exchanges from 2014 to 2015 to allow more time for developing these provisions and allowing firms to come into compliance. Subsequently, the Administration suspended the penalty for employers with fewer than 100 full-time equivalent (FTE) employees for an additional year (until 2016). These delays have added to uncertainty over the potential effects of the ACA on small businesses. First, this report explains how employer-sponsored insurance can be used to address concerns about health insurance coverage and cost. Second, it summarizes the three ACA provisions most relevant to small businesses, listed above. Next, it analyzes these provisions for their potential effects on small businesses. Finally, this report presents several approaches that could address some concerns associated with these provisions (particularly the employer penalty). According to analysis of the most recent employer size and insurance coverage data, the ACA's employer penalty is structured so that it could exempt approximately 96.2% of employer firms simply because these firms would be too small and thus fall below the employer penalty threshold of 50 FTE employees. These exempt firms account for approximately 27.6% of all workers. After accounting for firms that already provide insurance, less than 1% of employer firms could be subject to the employer penalty. Although 72.4% of all employees work for firms that are large enough to be potentially subject to the penalty, only about 2.4% of employees work in firms that do not already offer health insurance. Less than 4% of small businesses that could have been eligible for the small business health care tax credit in 2010 actually claimed it. According to a report by the Government Accountability Office (GAO), many business owners felt that (1) the credit was too small of an incentive to begin offering insurance; (2) even if these small employers offered health insurance, some employees declined coverage because they could not afford their share of the premium; and (3) the rules were too complex. President Obama has proposed simplifying and expanding the credit.

Small Business And Health Care Reform

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Author : United States. Congress. House. Committee on Small Business
language : en
Publisher:
Release Date : 1994

Small Business And Health Care Reform written by United States. Congress. House. Committee on Small Business and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1994 with Business & Economics categories.

Ppaca S Effects On Maintaining Health Coverage And Jobs

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Author : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Health
language : en
Publisher:
Release Date : 2012

Ppaca S Effects On Maintaining Health Coverage And Jobs written by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Health and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012 with Business & Economics categories.

Examining The Impact Of State Mandates On Employer Provided Health Insurance

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Author : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations
language : en
Publisher:
Release Date : 2006

Examining The Impact Of State Mandates On Employer Provided Health Insurance written by United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Law categories.

The Small Business Community S Recommendations For National Health Care Reform

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Author : United States. Congress. House. Committee on Small Business
language : en
Publisher:
Release Date : 1994

The Small Business Community S Recommendations For National Health Care Reform written by United States. Congress. House. Committee on Small Business and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1994 with Business & Economics categories.

Access To Health Insurance

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Author : Mark V. Nadel
language : en
Publisher:
Release Date : 1992

Access To Health Insurance written by Mark V. Nadel and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1992 with Health insurance categories.

Effects Of Health Care Reform On The National Economy And Jobs

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Author : United States. Congress. House. Committee on Ways and Means
language : en
Publisher:
Release Date : 1994

Effects Of Health Care Reform On The National Economy And Jobs written by United States. Congress. House. Committee on Ways and Means and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1994 with Business & Economics categories.