Socioeconomic Effects Of The National Flood Insurance Program
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Socioeconomic Effects Of The National Flood Insurance Program
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Author : James P. Howard, II
language : en
Publisher: Springer
Release Date : 2016-04-20
Socioeconomic Effects Of The National Flood Insurance Program written by James P. Howard, II and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-04-20 with Political Science categories.
This Brief presents a benefit-cost analysis of the National Flood Insurance Program (NFIP) as well as an evaluation of its cumulative socioeconomic effects. Created by Congress in 1968, the NFIP provides flood insurance protection to property owners, in return for local government commitment to sound floodplain management. Since 1994, the NFIP has included a Flood Mitigation Assistance (FMA) program to provide local communities with support for flood mitigation. This book offers quantitative evidence of the net social benefit of the NFIP for the years 1996-2010, including an independent assessment of the consumer benefit. Second, it provides distributionally weighted analysis to show the socioeconomic effects of payments and claims. Finally, this Brief includes an analysis of the change in government revenue attributable to the NFIP and FMA programs. The models used in each component of the analysis are usable by others for extending and revising the analysis. Providing a comprehensive analysis of this increasingly important federal policy, this Brief will be of use to students of environmental economics and public policy as well as those interested in risk management in the era of climate change.
The National Flood Insurance Program S Market Penetration Rate
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Author : Lloyd S. Dixon
language : en
Publisher: Rand Infrastructure Safety and Environment and Institute for Civil Justice
Release Date : 2006-01-01
The National Flood Insurance Program S Market Penetration Rate written by Lloyd S. Dixon and has been published by Rand Infrastructure Safety and Environment and Institute for Civil Justice this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006-01-01 with Flood insurance categories.
Flooding is a major source of loss to individuals and businesses in the United States. Private insurers have historically been unable to provide flood insurance at affordable rates, and until the establishment of the National Flood Insurance Program in 1968, the primary recourse for flood victims was government disaster assistance. Congress adopted this program in response to the ongoing unavailability of private insurance and continued increases in federal disaster assistance. The Federal Emergency Management Agency is currently conducting a major evaluation of the program's goals and performance. This report contributes to that evaluation by developing more reliable estimates of the proportion of single-family homes (excluding condominiums) that have flood insurance (the market penetration rate); by identifying factors that determine the market penetration rate; and by examining some of the opportunities for, and the potential benefits of, increasing the market penetration rate.
Financial Management Of Flood Risk
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Author : OECD
language : en
Publisher: OECD Publishing
Release Date : 2016-07-29
Financial Management Of Flood Risk written by OECD and has been published by OECD Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-07-29 with categories.
Disasters present a broad range of human, social, financial, economic and environmental impacts, with potentially long-lasting effects. This report applies the lessons from the OECD’s analysis of disaster risk financing practices and its risk guidance to the specific case of floods.
Underwater
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Author : Rebecca Elliott
language : en
Publisher: Columbia University Press
Release Date : 2021-01-05
Underwater written by Rebecca Elliott and has been published by Columbia University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-01-05 with Social Science categories.
Communities around the United States face the threat of being underwater. This is not only a matter of rising waters reaching the doorstep. It is also the threat of being financially underwater, owning assets worth less than the money borrowed to obtain them. Many areas around the country may become economically uninhabitable before they become physically unlivable. In Underwater, Rebecca Elliott explores how families, communities, and governments confront problems of loss as the climate changes. She offers the first in-depth account of the politics and social effects of the U.S. National Flood Insurance Program (NFIP), which provides flood insurance protection for virtually all homes and small businesses that require it. In doing so, the NFIP turns the risk of flooding into an immediate economic reality, shaping who lives on the waterfront, on what terms, and at what cost. Drawing on archival, interview, ethnographic, and other documentary data, Elliott follows controversies over the NFIP from its establishment in the 1960s to the present, from local backlash over flood maps to Congressional debates over insurance reform. Though flood insurance is often portrayed as a rational solution for managing risk, it has ignited recurring fights over what is fair and valuable, what needs protecting and what should be let go, who deserves assistance and on what terms, and whose expectations of future losses are used to govern the present. An incisive and comprehensive consideration of the fundamental dilemmas of moral economy underlying insurance, Underwater sheds new light on how Americans cope with loss as the water rises.
National Flood Insurance Program Answers To Questions About The Nfip
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Author :
language : en
Publisher: FEMA
Release Date : 1980
National Flood Insurance Program Answers To Questions About The Nfip written by and has been published by FEMA this book supported file pdf, txt, epub, kindle and other format this book has been release on 1980 with categories.
Framing The Challenge Of Urban Flooding In The United States
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Author : National Academies of Sciences, Engineering, and Medicine
language : en
Publisher: National Academies Press
Release Date : 2019-04-29
Framing The Challenge Of Urban Flooding In The United States written by National Academies of Sciences, Engineering, and Medicine and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-04-29 with Science categories.
Flooding is the natural hazard with the greatest economic and social impact in the United States, and these impacts are becoming more severe over time. Catastrophic flooding from recent hurricanes, including Superstorm Sandy in New York (2012) and Hurricane Harvey in Houston (2017), caused billions of dollars in property damage, adversely affected millions of people, and damaged the economic well-being of major metropolitan areas. Flooding takes a heavy toll even in years without a named storm or event. Major freshwater flood events from 2004 to 2014 cost an average of $9 billion in direct damage and 71 lives annually. These figures do not include the cumulative costs of frequent, small floods, which can be similar to those of infrequent extreme floods. Framing the Challenge of Urban Flooding in the United States contributes to existing knowledge by examining real-world examples in specific metropolitan areas. This report identifies commonalities and variances among the case study metropolitan areas in terms of causes, adverse impacts, unexpected problems in recovery, or effective mitigation strategies, as well as key themes of urban flooding. It also relates, as appropriate, causes and actions of urban flooding to existing federal resources or policies.
The National Flood Insurance Program
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Author : Illinois. Governor's Task Force on Flood Control
language : en
Publisher:
Release Date : 1974
The National Flood Insurance Program written by Illinois. Governor's Task Force on Flood Control and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1974 with Flood control categories.
Understanding The Economic And Financial Impacts Of Natural Disasters
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Author : Charlotte Benson
language : en
Publisher: World Bank Publications
Release Date : 2004
Understanding The Economic And Financial Impacts Of Natural Disasters written by Charlotte Benson and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with categories.
The Economic Impacts Of Natural Disasters
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Author : Debarati Guha-Sapir
language : en
Publisher: Oxford University Press
Release Date : 2013-05-23
The Economic Impacts Of Natural Disasters written by Debarati Guha-Sapir and has been published by Oxford University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-05-23 with Business & Economics categories.
This work combines research and empirical evidence on the economic costs of disasters with theoretical approaches. It provides new insights on how to assess and manage the costs and impacts of disaster prevention, mitigation, recovery and adaption, and much more.
Monthly Catalog Of United States Government Publications
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Author :
language : en
Publisher:
Release Date : 1981
Monthly Catalog Of United States Government Publications written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1981 with Government publications categories.