The Cml Mortgage Market Manifesto
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The Cml Mortgage Market Manifesto
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Author : Sue Anderson
language : en
Publisher:
Release Date : 2004
The Cml Mortgage Market Manifesto written by Sue Anderson and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Mortgage loans categories.
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Author :
language : en
Publisher: IOS Press
Release Date :
written by and has been published by IOS Press this book supported file pdf, txt, epub, kindle and other format this book has been release on with categories.
The Dark Side Of Prosperity
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Author : Mark Horsley
language : en
Publisher: Routledge
Release Date : 2016-03-09
The Dark Side Of Prosperity written by Mark Horsley and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-03-09 with Social Science categories.
This book offers a critical analysis of consumer credit markets and the growth of outstanding debt, presenting in-depth interview material to explore the phenomenon of mass indebtedness through the life trajectories of self-identified debtors struggling with the pressures of owing money. A rich and original qualitative study of the close relationship between financial capitalism, consumer aspirations, social exclusion and the proliferation of personal indebtedness, The Dark Side of Prosperity examines questions of social identity, subjectivity and consumer motivation in close connection with the socio-cultural ideals of an ’enjoyment society’ that binds the value of the lives of individuals to the endless acquisition and disposal of pecuniary resources and lifestyle symbols. Critically engaging with the work of Giddens, Beck and Bauman, this volume draws on the thought of contemporary philosophers including Zizek, Badiou and Rancière to consider the possibility that the expansion of outstanding consumer credit, despite its many consequences, may be integral to the construction of social identity in a radically indeterminate and increasingly divided society. A ground-breaking work of critical social research this book will appeal to scholars of social theory, contemporary philosophy and political and economic sociology, as well as those with interests in consumer credit and cultures of indebtedness.
Home Ownership
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Author : J. F. Doling
language : en
Publisher: IOS Press
Release Date : 2006
Home Ownership written by J. F. Doling and has been published by IOS Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Business & Economics categories.
Home ownership sectors in most European countries have grown in size. Whatever assets European households have acquired in recent decades, real estate appears to form a significant element in wealth portfolios. Frequently, national governments have been active in promoting the shift in tenure balance. The general question pursued in this book is about the gains and losses accruing to individual households by virtue of their position as home owners. The focus, here, is on financial gains and losses. It also concerns the losses, in the form of repayment risk, related to difficulties that some households may experience in meeting housing loan repayment schedules. The immediate background to this volume is the conference 'Housing in Europe: New Challenges and Innovations in Tomorrow's Cities', held in Reykjavik, Iceland. Hosted by the Urban Studies Institute of the University of Iceland and Centre for Housing and Property Research, Bifrost School of Business, it was held under the auspices of the European Network of Housing Researchers.
Building On The Past
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Author : Malpass, Peter
language : en
Publisher: Policy Press
Release Date : 2006-03-29
Building On The Past written by Malpass, Peter and has been published by Policy Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006-03-29 with Political Science categories.
Despite the improved supply and quality of housing in the UK and Europe, the future of housing remains uncertain. Is decent, affordable housing an achievable goal? How far will governments seek to shape the market and respond to demographic pressures? This book looks at the big questions housing as a key indicator of social and economic well-being.
Housing And The Credit Crunch
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Author : Great Britain. Parliament. House of Commons. Communities and Local Government Committee
language : en
Publisher: The Stationery Office
Release Date : 2009
Housing And The Credit Crunch written by Great Britain. Parliament. House of Commons. Communities and Local Government Committee and has been published by The Stationery Office this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Architecture categories.
In this report the Communities and Local Government Committee says the Government must stick to its long term house building targets, despite the credit crunch, but a greater proportion of the homes built should be social housing. The Committee is concerned that the £975 million borrowed by the Government from its 2010-11 budgets to build social rented housing now is not new money, and that the Government has been unable to say how that borrowing will be replaced. The Committee urges the Department for Communities and Local Government to: put pressure on the Treasury to ensure measures to revive the mortgage markets are implemented immediately; increase construction of new social housing, both to provide for housing need and as a means of maintaining capacity in the homebuilding industry whilst the market recovers; accelerate refurbishment programmes for social housing; acquire further social housing through the purchase of unsold stock and street properties; consider the purchase of unsold family homes which have been on the market for more than a year; encourage public sector bodies to make land available for the development of new homes. The report also urges the Government to do more to help those at risk of repossession by considering sanctions against lenders who repossess too quickly and by doing more to protect tenants and homeowners from unscrupulous landlords. An Office of Fair Trading recommendation for sale-and-rent back schemes should be implemented as a matter of urgency to protect the growing number of households falling behind in mortgage payments. The Committee would like to see more done to support housing associations, including increasing social housing grant where necessary.
The Everyday Life Of Global Finance
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Author : Paul Langley
language : en
Publisher: OUP Oxford
Release Date : 2008-05-08
The Everyday Life Of Global Finance written by Paul Langley and has been published by OUP Oxford this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-05-08 with Business & Economics categories.
In the US and UK, saving and borrowing routines have changed radically and become closely bound-up with the capital markets of global finance. As mutual funds have increased in popularity and pension provision has been transformed, many more individuals and households have come to invest in stocks and shares. As consumer borrowing has risen dramatically and mortgage finance has been extended to those deemed sub-prime, so the repayments of credit card holders and mortgagors have provided the basis for the issue and trading of bonds and other market instruments. The Everyday Life of Global Finance explores the unprecedented relationships that now bind society and the markets, challenging the dominant tendency to simply position recent developments in Wall Street and the City of London at the centre of contemporary finance. Grounded in literature from the sociology of finance and international political economy, drawing on the social theory of Callon, Foucault, and Latour, and informed by extensive empirical research, the book shows how global finance has become mundane and ordinary in Anglo-America. Finance is not 'out there somewhere', but is embedded in the calculative technologies and performances of reconfigured saving and borrowing networks, and is embodied through the assembly of everyday financial identities and self-disciplines. Society's new-found relationships with the financial markets are also shown, however, to be marked by stark inequalities, manifest contradictions, and political dissent. The Everyday Life of Global Finance is thus an ambitious and innovative contribution to our understanding of the contemporary financial world.
The Changing Structure Of The Uk Mortgage Market
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Author : Simon Walker
language : en
Publisher:
Release Date : 2002
The Changing Structure Of The Uk Mortgage Market written by Simon Walker and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Mortgage loans categories.
Conceptualising Home
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Author : Lorna Fox O'Mahony
language : en
Publisher: Bloomsbury Publishing
Release Date : 2006-12-01
Conceptualising Home written by Lorna Fox O'Mahony and has been published by Bloomsbury Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006-12-01 with Law categories.
It is difficult to overstate the everyday importance of home in law. Home provides the backdrop for our lives, and is often the scene or the subject of legal disputes. In addition, in recent decades there has been growing academic interest in the meaning of home, which has prompted empirical studies and theoretical exploration in a wide range of disciplines. Yet, while the authenticity of home as a social, psychological, cultural and emotional phenomenon has been recognised in other disciplines, it has not penetrated the legal domain, where the proposition that home can encapsulate meanings beyond the physical structure of the house, or the capital value it represents, continues to present conceptual difficulties. This book focuses on the competing interests of creditors who lend money against the security of the property and the occupiers who dwell in the property, in the context of possession actions. By mapping the concept of home as it has evolved in other disciplines against existing legal frameworks, Conceptualising Home examines the possibilities for developing a coherent concept of home in law.
Building On The Past
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Author : Malpass, Peter
language : en
Publisher: Policy Press
Release Date : 2006-03-29
Building On The Past written by Malpass, Peter and has been published by Policy Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006-03-29 with Political Science categories.
Despite the improved supply and quality of housing in the UK and Europe over the last 60 years, the future of housing remains uncertain. Will the supply of new housing meet demand? Is decent, affordable housing an achievable goal? How far will governments seek to shape the market? How will they respond to demographic pressures in different parts of the country? Will housing wealth become a central issue in wider debates about the future of public services? This book looks at the big questions affecting the future of housing as a key indicator of social and economic well-being in the 21st century. It brings together specially commissioned contributions by leading housing experts who explore a wide range of themes and issues affecting the prospects for the coming 20 years or more. Drawing on the evidence of the past and present they analyse the implications of current trends to consider how markets and governments might respond to the challenges ahead. The book is not a work of prophecy or a manifesto for action. It is designed to stimulate and contribute to informed debate about possible futures and what can be done to influence what happens. Building on the past will be of interest to all those concerned about the future of housing, neighbourhoods and communities over the next 20 years.