The Credit Power Handbook For American Consumers
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The Credit Power Handbook For American Consumers
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Author : Daniel K. Berman
language : en
Publisher: Creditpower Publishing Company
Release Date : 1988-01-01
The Credit Power Handbook For American Consumers written by Daniel K. Berman and has been published by Creditpower Publishing Company this book supported file pdf, txt, epub, kindle and other format this book has been release on 1988-01-01 with Consumer credit categories.
Credit Power Handbook For American Consumers
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Author : Daniel K. Berman
language : en
Publisher: Creditpower Publishing Company
Release Date : 1991-02
Credit Power Handbook For American Consumers written by Daniel K. Berman and has been published by Creditpower Publishing Company this book supported file pdf, txt, epub, kindle and other format this book has been release on 1991-02 with categories.
The Credit Power Handbook For American Consumers
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Author : Daniel K. Berman
language : en
Publisher: Creditpower Publishing Company
Release Date : 1989-11
The Credit Power Handbook For American Consumers written by Daniel K. Berman and has been published by Creditpower Publishing Company this book supported file pdf, txt, epub, kindle and other format this book has been release on 1989-11 with Business & Economics categories.
Handbook Of Us Consumer Economics
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Author : Andrew Haughwout
language : en
Publisher: Academic Press
Release Date : 2019-08-12
Handbook Of Us Consumer Economics written by Andrew Haughwout and has been published by Academic Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-08-12 with Business & Economics categories.
Handbook of U.S. Consumer Economics presents a deep understanding on key, current topics and a primer on the landscape of contemporary research on the U.S. consumer. This volume reveals new insights into household decision-making on consumption and saving, borrowing and investing, portfolio allocation, demand of professional advice, and retirement choices. Nearly 70% of U.S. gross domestic product is devoted to consumption, making an understanding of the consumer a first order issue in macroeconomics. After all, understanding how households played an important role in the boom and bust cycle that led to the financial crisis and recent great recession is a key metric. Introduces household finance by examining consumption and borrowing choices Tackles macro-problems by observing new, original micro-data Looks into the future of consumer spending by using data, not questionnaires
Consumer Credit And The American Economy
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Author : Thomas A. Durkin
language : en
Publisher: Financial Management Associati
Release Date : 2014
Consumer Credit And The American Economy written by Thomas A. Durkin and has been published by Financial Management Associati this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014 with Business & Economics categories.
This article provides an introduction to a law review symposium by the Journal of Law, Economics, and Policy on our book (co-authored with Michael E. Staten), Consumer Credit and the American Economy (Oxford 2014). The conference, held November 2014, collects several articles responding to and building on the research agenda laid out by our book. For those who have not read the book, this article is intended to summarize several of the main themes of the book, including discussion of economic models of consumer credit usage, trends in consumer credit usage over time, the use of high-cost credit, and behavioral economics.
Consumer Lending In France And America
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Author : Gunnar Trumbull
language : en
Publisher: Cambridge University Press
Release Date : 2014-08-11
Consumer Lending In France And America written by Gunnar Trumbull and has been published by Cambridge University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-08-11 with Business & Economics categories.
"At the beginning of the 20th century, consumer credit in the United States was perceived as unfair and exploitative. Social reformers fought to limit the economic and social impact of small lenders they decried as loan sharks. Reputable businesses steered clear of sales credit because of the questionable consumers that it would attract. By the 1970s, however, credit in America had been reimagined as a legitimate tool of household finance that was understood to have broad social and economic benefits. This transformation in the moral economy of credit accompanied a revolution in lending technologies and the regulatory treatment of consumer credit. Ultimately, these changes allowed American households to amass unprecedented debt -- debt that eventually precipitated the worst financial crisis of postwar America. To understand the origins of that crisis, we need to understand not just the shifting habits of consumers, but also what happened to lenders as the public moved from opposing credit to embracing it. This book traces how that transformation occurred. Nearly all accounts of the origins of American consumer credit have focused exclusively on the U.S. experience. Single-country case studies have their virtues. But they do not allow the observer easily to differentiate what is unusual about the U.S. case from what is common even to countries with very different credit practices"--
Financing The American Dream
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Author : Lendol Calder
language : en
Publisher: Princeton University Press
Release Date : 2009-07-01
Financing The American Dream written by Lendol Calder and has been published by Princeton University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-07-01 with History categories.
Once there was a golden age of American thrift, when citizens lived sensibly within their means and worked hard to stay out of debt. The growing availability of credit in this century, however, has brought those days to an end--undermining traditional moral virtues such as prudence, diligence, and the delay of gratification while encouraging reckless consumerism. Or so we commonly believe. In this engaging and thought-provoking book, Lendol Calder shows that this conception of the past is in fact a myth. Calder presents the first book-length social and cultural history of the rise of consumer credit in America. He focuses on the years between 1890 and 1940, when the legal, institutional, and moral bases of today's consumer credit were established, and in an epilogue takes the story up to the present. He draws on a wide variety of sources--including personal diaries and letters, government and business records, newspapers, advertisements, movies, and the words of such figures as Benjamin Franklin, Mark Twain, and P. T. Barnum--to show that debt has always been with us. He vigorously challenges the idea that consumer credit has eroded traditional values. Instead, he argues, monthly payments have imposed strict, externally reinforced disciplines on consumers, making the culture of consumption less a playground for hedonists than an extension of what Max Weber called the "iron cage" of disciplined rationality and hard work. Throughout, Calder keeps in clear view the human face of credit relations. He re-creates the Dickensian world of nineteenth-century pawnbrokers, takes us into the dingy backstairs offices of loan sharks, into small-town shops and New York department stores, and explains who resorted to which types of credit and why. He also traces the evolving moral status of consumer credit, showing how it changed from a widespread but morally dubious practice into an almost universal and generally accepted practice by World War II. Combining clear, rigorous arguments with a colorful, narrative style, Financing the American Dream will attract a wide range of academic and general readers and change how we understand one of the most important and overlooked aspects of American social and economic life.
Handbook Of Consumer Lending
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Author : David B. Lawrence
language : en
Publisher:
Release Date : 1992
Handbook Of Consumer Lending written by David B. Lawrence and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1992 with Business & Economics categories.
The Ultimate Credit Handbook
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Author : Gerri Detweiler
language : en
Publisher: Plume Books
Release Date : 1993
The Ultimate Credit Handbook written by Gerri Detweiler and has been published by Plume Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993 with Business & Economics categories.
Detweiler, a former director of Bankcard Holders of America, draws on her years of expertise in counseling consumers with credit problems to write the definitive handbook on how to have more credit, get out of debt, and live a lifetime of financial stability and prosperity.
Consumer Credit Conference Handbook
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Author :
language : en
Publisher:
Release Date : 1955
Consumer Credit Conference Handbook written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1955 with Consumer credit categories.