The Effects Of Health Insurance And Self Insurance On Retirement Behavior
DOWNLOAD
Download The Effects Of Health Insurance And Self Insurance On Retirement Behavior PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get The Effects Of Health Insurance And Self Insurance On Retirement Behavior book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
The Effects Of Health Insurance And Self Insurance On Retirement Behavior
DOWNLOAD
Author : Eric French
language : en
Publisher:
Release Date : 2001
The Effects Of Health Insurance And Self Insurance On Retirement Behavior written by Eric French and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Health insurance categories.
Health Insurance And Early Retirement
DOWNLOAD
Author : Jonathan Gruber
language : en
Publisher:
Release Date : 1993
Health Insurance And Early Retirement written by Jonathan Gruber and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993 with Health insurance categories.
Although the vast majority of working individuals aged 55-64 receive health insurance coverage through their employment, many of these individuals face the prospect of losing such coverage should they retire before becoming eligible for guaranteed public coverage through Medicare at age 65. Because the expected medical expenses of this group are large and uncertain, the availability of health insurance coverage after retirement could be a key factor in the retirement decision of older workers. We examine the effect of health insurance on retirement by looking at variation in state and federal 'continuation of coverage' mandates, laws which allow individuals to continue purchasing health insurance through a previous employer for a specified number of months after leaving the firm. By allowing individuals to maintain their employer-provided health insurance after retirement, these laws decrease the cost of early retirement for those who do not have other retiree health insurance available. Using data on 55-64 year old men from the Current Population Survey, we find that one year of continuation benefits increases the probability of being retired by 1 percentage point; this represents a 5.4 percent increase in the baseline probability of being retired for this group. We also find that continuation mandates increase the likelihood of being insured after retirement.
Employer Provided Health Insurance And Retirement Behavior
DOWNLOAD
Author : Alan L. Gustman
language : en
Publisher:
Release Date : 1993
Employer Provided Health Insurance And Retirement Behavior written by Alan L. Gustman and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993 with Employee fringe benefits categories.
This paper analyzes the effects on retirement of employer provided health benefits to workers and retirees. Retiree health benefits delay retirement until age of eligibility, and then accelerate it. With a base case of no retiree health coverage, granting retiree health coverage to all those with employer coverage while working accelerates retirement age by less than one month. Valuing benefits at costs of private health insurance to unaffiliated individuals, rather than at group rates, increases the effect. Ignoring retiree health benefits in retirement models creates only a small bias. Changing health insurance policies has a small effect on retirement.
Assessing Knowledge Of Retirement Behavior
DOWNLOAD
Author : National Research Council (U.S.). Panel on Retirement Income Modeling
language : en
Publisher: National Academies Press
Release Date : 1996
Assessing Knowledge Of Retirement Behavior written by National Research Council (U.S.). Panel on Retirement Income Modeling and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996 with Business & Economics categories.
This book brings together in one volume what researchers have learned about workers, employers, and retirees that is important for formulating retirement income policies. As the U.S. population ages, there is increasing uncertainty about the solvency of the Social Security and Medicare systems and the adequacy of private pensions to provide for people's retirement needs. The volume covers such critical behaviors as workers' decisions to retire, people's choices of saving over consumption, and employers' decisions about hiring older workers and providing pension and health care benefits. Also covered are trends in mortality, health status, and health care costs that are key to projecting the likely costs and effects of alternative retirement income security policies and a strategy for combining data and research knowledge into a policy modeling framework.
Care Without Coverage
DOWNLOAD
Author : Institute of Medicine
language : en
Publisher: National Academies Press
Release Date : 2002-06-20
Care Without Coverage written by Institute of Medicine and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002-06-20 with Medical categories.
Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Health Policy And The Uninsured
DOWNLOAD
Author : Catherine G. McLaughlin
language : en
Publisher: The Urban Insitute
Release Date : 2004
Health Policy And The Uninsured written by Catherine G. McLaughlin and has been published by The Urban Insitute this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Business & Economics categories.
The United States is unique in the industrialized world in the number of people without health insurance. In 2002, nearly 44 million Americans did not have health insurance coverage. Despite long-running study of this problem, the political debate on health insurance is often based on conventional wisdom and studies that haven't been integrated into a careful theoretical framework. In Health Policy and the Uninsured, leading experts in health policy survey the literature on this subject, synthesizing a wide range of health insurance studies into a comprehensive overview of the uninsured. They consider the methodological hurdles involved in the research, explore the complex interaction between health insurance and labor supply, and highlight the special issues facing children, racial or ethnic minorities and immigrants, the near-elderly, and people with psychiatric or substance abuse disorders. This coordinated critique serves several purposes: First, it summarizes for policy makers what we do not know about the uninsured. Second, it provides a framework for the health policy research needed to fill the remaining gaps in our knowledge. And finally, it serves as a useful primer for economists and other policy analysts.
Impact Of Health Insurance In Low And Middle Income Countries
DOWNLOAD
Author : Maria-Luisa Escobar
language : en
Publisher: Brookings Institution Press
Release Date : 2010
Impact Of Health Insurance In Low And Middle Income Countries written by Maria-Luisa Escobar and has been published by Brookings Institution Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Social Science categories.
Over the past twenty years, many low- and middle-income countries have experimented with health insurance options. While their plans have varied widely in scale and ambition, their goals are the same: to make health services more affordable through the use of public subsidies while also moving care providers partially or fully into competitive markets. Until now, however, we have known little about the actual effects of these dramatic policy changes. Understanding the impact of health insurance-based care is key to the public policy debate of whether to extend insurance to low-income populationsand if so, how to do itor to serve them through other means.
Health Insurance Selection Incentives And Search
DOWNLOAD
Author : Jonne Annemarie Bolhaar
language : en
Publisher: Rozenberg Publishers
Release Date : 2010
Health Insurance Selection Incentives And Search written by Jonne Annemarie Bolhaar and has been published by Rozenberg Publishers this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with categories.
Pension Fund Risk Management
DOWNLOAD
Author : Marco Micocci
language : en
Publisher: CRC Press
Release Date : 2010-01-25
Pension Fund Risk Management written by Marco Micocci and has been published by CRC Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-01-25 with Business & Economics categories.
As pension fund systems decrease and dependency ratios increase, risk management is becoming more complex in public and private pension plans. Pension Fund Risk Management: Financial and Actuarial Modeling sheds new light on the current state of pension fund risk management and provides new technical tools for addressing pension risk from an integr
Transitions Through The Labor Market
DOWNLOAD
Author : Solomon W. Polachek
language : en
Publisher: Emerald Group Publishing
Release Date : 2018-08-09
Transitions Through The Labor Market written by Solomon W. Polachek and has been published by Emerald Group Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-08-09 with Business & Economics categories.
This volume contains seven original and innovative articles which analyze labor market transitions, how individuals progress from school to work, choose a particular occupation, move up the job ladder, and finally withdraw from the workforce to retirement. Investigations are done by race and gender; and social implications are examined.