The Future Of Fintech
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The Future Of Fintech
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Author : Bernardo Nicoletti
language : en
Publisher: Springer
Release Date : 2017-03-02
The Future Of Fintech written by Bernardo Nicoletti and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-03-02 with Business & Economics categories.
This book provides an introduction to the state of the art in financial technology (FinTech) and the current applications of FinTech in digital banking. It is a comprehensive guide to the various technologies, products, processes, and business models integral to the FinTech environment. Covering key definitions and characteristics, models and best practice, as well as presenting relevant case studies related to FinTech and e-Business, this book helps build a theoretical framework for future discussion.
The Future Of Finance
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Author : Henri Arslanian
language : en
Publisher: Springer
Release Date : 2019-07-15
The Future Of Finance written by Henri Arslanian and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-07-15 with Business & Economics categories.
This book, written jointly by an engineer and artificial intelligence expert along with a lawyer and banker, is a glimpse on what the future of the financial services will look like and the impact it will have on society. The first half of the book provides a detailed yet easy to understand educational and technical overview of FinTech, artificial intelligence and cryptocurrencies including the existing industry pain points and the new technological enablers. The second half provides a practical, concise and engaging overview of their latest trends and their impact on the future of the financial services industry including numerous use cases and practical examples. The book is a must read for any professional currently working in finance, any student studying the topic or anyone curious on how the future of finance will look like.
Fintech And The Future Of Finance
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Author : Erik Feyen
language : en
Publisher: World Bank Publications
Release Date : 2023-04-03
Fintech And The Future Of Finance written by Erik Feyen and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-04-03 with Business & Economics categories.
Fintech—the application of digital technology to financial services—is reshaping the future of finance. Digital technologies are revolutionizing payments, lending, investment, insurance, and other financial products and services—and the COVID-19 pandemic has accelerated this process. Digitalization of financial services and money is helping to bridge gaps in access to financial services for households and firms and is promoting economic development. Improved access to basic financial services translates into better firm productivity and growth for micro and small businesses, as well as higher incomes and resilience to improve the lives of the poor. Technology can lower transaction costs by overcoming geographical access barriers; increasing the speed, security, and transparency of transactions; and allowing for more tailored financial services that better serve consumers, including the poor. Women can especially benefit. Yet too many people and firms still lack access to essential financial services that could help them thrive. It is time for policy makers to embrace fintech opportunities and implement policies that enable and encourage safe financial innovation and adoption. Fintech and the Future of Finance: Market and Policy Implications explores the implications of fintech and the digital transformation of financial services for market outcomes, on the one hand, and regulation and supervision, on the other hand—and how these interact. The report, which provides a high-level perspective for senior policy makers, is accompanied by notes that focus on salient issues for a more technical audience. As the financial sector continues to transform itself, policy trade-offs will evolve, and regulators will need to ensure that market outcomes remain aligned with core policy objectives. Several policy implications emerge. 1. Manage risks, while fostering beneficial innovation and competition. 2. Broaden monitoring horizons and reassess regulatory perimeters. 3. Review regulatory, supervisory, and oversight frameworks. 4. Be mindful of evolving policy trade-offs as fintech adoption deepens. 5. Monitor market structure and conduct to maintain competition. 6. Modernize and open financial infrastructures. 7. Ensure public money remains fit for the digital world. 8. Pursue strong cross-border coordination and sharing of information and best practices.
The Fintech Disruption
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Author : Thomas Walker
language : en
Publisher: Springer Nature
Release Date : 2023-02-24
The Fintech Disruption written by Thomas Walker and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-02-24 with Business & Economics categories.
This book provides both practice-oriented and academic insights into the disruptive power of fintech for the banking industry. It explores (1) whether and how the banking industry can use newly emerging technologies in the financial sphere to its advantage while managing any associated risks, (2) how these technologies affect traditional banking service formats as well as the pricing of these services, and (3) whether the emergence of fintech in the banking industry calls for a rethinking of existing banking regulations such as the Basel Accords as well as country-specific regulations. Prior publications in this area typically examine both current applications of fintech in the banking industry, as well as its future prospects, by analyzing actual cases or exploring the impact of a single emerging technology on the banking industry. They often ignore the interdependence between emerging technologies and overlook the connection between fintech as a whole and the future of the banking industry. This book addresses this gap by providing a comprehensive overview of various fintech applications and by analyzing what they mean for the future of banking. Given the potentially disruptive power of fintech, the book will focus on the challenges banking supervisors are likely to encounter as a result of fintech’s continual ascent. It will thus encourage readers to think about and explore how to find a balance between the beneficial aspects of fintech and the challenges it creates in terms of supervision, regulation, and risk management.
Fintech And Regtech In A Nutshell And The Future In A Sandbox
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Author : Douglas W. Arner
language : en
Publisher: CFA Institute Research Foundation
Release Date : 2017-07-31
Fintech And Regtech In A Nutshell And The Future In A Sandbox written by Douglas W. Arner and has been published by CFA Institute Research Foundation this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-07-31 with Business & Economics categories.
The 2008 global financial crisis represented a pivotal moment that separated prior phases of the development of financial technology (FinTech) and regulatory technology (RegTech) from the current paradigm. Today, FinTech has entered a phase of rapid development marked by the proliferation of startups and other new entrants, such as IT and ecommerce firms that have fragmented the financial services market. This new era presents fresh challenges for regulators and highlights why the evolution of FinTech necessitates a parallel development of RegTech. In particular, regulators must develop a robust new framework that promotes innovation and market confidence, aided by the use of regulatory "sandboxes." Certain RegTech developments today are highlighting the path toward another paradigm shift, which will be marked by a reconceptualization of the nature of financial regulation.
The Rise And Development Of Fintech
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Author : Robin Teigland
language : en
Publisher: Routledge
Release Date : 2018-02-15
The Rise And Development Of Fintech written by Robin Teigland and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-02-15 with Business & Economics categories.
This comprehensive guide serves to illuminate the rise and development of FinTech in Sweden, with the Internet as the key underlying driver. The multiple case studies examine topics such as: the adoption of online banking in Sweden; the identification and classification of different FinTech categories; process innovation developments within the traditional banking industry; and the Venture Capital (VC) landscape in Sweden, as shown through interviews with VC representatives, mainly from Sweden but also from the US and Germany, as well as offering insight into the companies that are currently operating in the FinTech arena in Sweden. The authors address questions such as: How will the regulatory landscape shape the future of FinTech companies? What are the factors that will likely drive the adoption of FinTech services in the future? What is the future role of banks in the context of FinTech and digitalization? What are the policies and government initiatives that aim to support the FinTech ecosystem in Sweden? Complex concepts and ideas are rendered in an easily digestible yet thought-provoking way. The book was initiated by the IIS (the Internet Foundation in Sweden), an independent organization promoting the positive development of the Internet in the country. It is also responsible for the Internet’s Swedish top-level domain .se, including the registration of domain names, and the administration and technical maintenance of the national domain name registry. The book illustrates how Sweden acts (or does not act) as a competitive player in the global FinTech arena, and is a vital addition to students and practitioners in the field.
Financial Technology And Disruptive Innovation In Asean
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Author : Anshari, Muhammad
language : en
Publisher: IGI Global
Release Date : 2019-07-05
Financial Technology And Disruptive Innovation In Asean written by Anshari, Muhammad and has been published by IGI Global this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-07-05 with Business & Economics categories.
The emergence of financial technology (FinTech)-related products is causing major disruptions in financial services that enable financial solutions and innovative business models resulting in the fusion of finance and smart mobile technology. As ASEAN is undergoing a paradigm shift from government-to-government (G2G) to community-to-community (C2C) relationships with the emphasis on integration and collaboration, the adoption of FinTech and its possible future directions needs to be studied further. Financial Technology and Disruptive Innovation in ASEAN provides an assortment of innovative research that explores the recent FinTech initiative in ASEAN with respect to its process, strategies, challenges, and outcomes and highlights new business models, products, and services that affect financial markets and institutions and the provision of financial services. While highlighting topics including blockchain technology, cloud computing, and mobile banking, this book is ideally designed for business executives, managers, entrepreneurs, financial and banking practitioners, policymakers, academicians, students, professionals, and researchers.
Embedded Finance
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Author : Scarlett Sieber
language : en
Publisher: John Wiley & Sons
Release Date : 2022-05-24
Embedded Finance written by Scarlett Sieber and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-05-24 with Business & Economics categories.
Embedded finance is here and having global impact. Are you ready for it? In Embedded Finance: When Payments Become An Experience, veteran growth strategists, entrepreneurs, and fintech disruptors Scarlett Sieber and Sophie Guibaud deliver a thought-provoking and page-turning discussion on the most impactful and exciting trend of fintech yet: embedded finance. In the book, you’ll explore the past, present, and future of fintech, from how embedded finance is being leveraged today by industry heavyweights like Google and Amazon to supercharge their customers’ experience to the offerings of smaller, niche players who stand poised to dominate their own corners of the market as their answer unmet customers’ needs. The authors present: ● Practical examples around the world of how embedded finance is being used today by technology companies and brands to redefine our online and offline retail experiences as we know them ● The key trends, players, and technologies that are paving the way for embedded finance to take a dominant position in our lives ● The role, opportunities, and strategies for banks, technology companies and brands, providing them with all necessary tools to define their own embedded finance strategy ● The impact of embedded finance on society, consumers, companies, and the economy as a whole, highlighting the dominant force that is embedded finance for our future ● An exciting view of how our day-to-day lives will look like in 2030, powered by embedded finance An indispensable and eye-opening exploration of one of the most exciting and influential technologies in development today, Embedded Finance details a revolution in financial services, banking, and technology that has already begun. Are you ready?
3f Future Fintech Framework
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Author : KARTIK SWAMINATHAN
language : en
Publisher: Notion Press
Release Date : 2021-02-17
3f Future Fintech Framework written by KARTIK SWAMINATHAN and has been published by Notion Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-02-17 with Business & Economics categories.
Fintech (Financial Technology) segment is growing exponentially, presenting lots of business and career opportunities. The Fintech ecosystem is also changing rapidly, with digital technology, innovations, regulations, market structures and convergence with other sectors. Given such rapid changes and complex developments, there is need for a Simplified and Futuristic Framework that helps you to: - - Understand various key aspects, trends & developments in Fintech - Ideate & Create Innovative Fintech Solutions - Be Future Ready both Professionally and in terms of Solutions you work on That is exactly what 3F: Future Fintech Framework is all about. You can read the book and understand, even if you know very little about Financial Services or Technology. So, if you are interested in Fintech or associated with it in some form, this book is a must read.
The Future Of Money Exploring Fintech S Impact On Financial Systems
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Author : Hannah Handel
language : en
Publisher:
Release Date : 2023-11-05
The Future Of Money Exploring Fintech S Impact On Financial Systems written by Hannah Handel and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-11-05 with categories.
Fintech, short for financial technology, has emerged as a transformative force in the world of finance. It has revolutionized the way financial systems operate, disrupting traditional banking and financial services. In this subchapter, we will delve into the intricacies of Fintech, exploring its impact on financial systems and the various niches within this dynamic field. Fintech encompasses a wide range of technologies and innovations that leverage advancements in digital technology to improve financial services. From mobile payments and peer-to-peer lending to robo-advisors and blockchain, Fintech has paved the way for a more efficient, accessible, and inclusive financial ecosystem. One of the key drivers behind the rise of Fintech is the increasing penetration of smartphones and internet access. These technologies have democratized financial services, enabling access to banking and financial products for previously underserved populations. Fintech has empowered individuals and businesses to bypass traditional intermediaries, offering more affordable and convenient services tailored to their needs. Within the Fintech landscape, various niches have emerged, each with its unique characteristics and potential. One such niche is payments and remittances. Fintech companies have developed innovative payment solutions that simplify transactions, reduce costs, and enhance security. Mobile wallets, contactless payments, and digital currencies have transformed the way we pay, making financial transactions faster and more secure. Another niche within Fintech is lending and crowdfunding. Fintech platforms have disrupted traditional lending models by leveraging technology to assess creditworthiness and streamline loan processing. Peer-to-peer lending platforms connect borrowers directly with lenders, eliminating the need for intermediaries. Crowdfunding platforms have also gained popularity, providing individuals and businesses with alternative funding sources. Investment and wealth management represent another significant niche in Fintech. Robo-advisors, powered by algorithms and artificial intelligence, offer low-cost investment solutions, making wealth management accessible to a broader audience. Fintech has also facilitated the emergence of crowdfunding for startups and venture capital through online platforms, democratizing access to investment opportunities. Blockchain technology, most notably associated with cryptocurrencies like Bitcoin, has revolutionized the way transactions are recorded and verified. Blockchain's decentralized and transparent nature has the potential to disrupt traditional financial systems, offering secure and efficient solutions for various applications beyond cryptocurrencies.