The Increase In Personal Bankruptcy And The Crisis In Consumer Credit
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The Increase In Personal Bankruptcy And The Crisis In Consumer Credit
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Author : Charles E. Grassley
language : en
Publisher:
Release Date : 1999-06
The Increase In Personal Bankruptcy And The Crisis In Consumer Credit written by Charles E. Grassley and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999-06 with categories.
Hearing on the explosive growth in personal bankruptcies & the crisis in consumer banking. Witnesses include: Michael E. Staten, Credit Research Center, Purdue Univ.; Ian Domowitz, Northwestern Univ.; Edward Bankole, Moody's Investors Service; Kim Kowalewski, Congressional Budget Office; Michael McEneney, for the National Consumer Bankruptcy Coalition; Donald B. Banks, dir. of legal services for Retailers National Bank, Dayton Hudson Corp.; Kenneth R. Crone, Visa USA, Inc.; Jean Ryan, attorney at law; & Gerald P. Wixted, Consumer Credit Counseling Services.
The Increase In Personal Bankruptcy And The Crisis In Consumer Credit
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Author : United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Administrative Oversight and the Courts
language : en
Publisher:
Release Date : 1997
The Increase In Personal Bankruptcy And The Crisis In Consumer Credit written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Administrative Oversight and the Courts and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Business & Economics categories.
The Increase In Personal Bankruptcy And The Crisis In Consumer Credit
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Author : United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Administrative Oversight and the Courts
language : en
Publisher:
Release Date : 1997
The Increase In Personal Bankruptcy And The Crisis In Consumer Credit written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Administrative Oversight and the Courts and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Bankruptcy categories.
Consumer Credit Debt And Bankruptcy
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Author : Johanna Niemi
language : en
Publisher: Bloomsbury Publishing
Release Date : 2009-07-15
Consumer Credit Debt And Bankruptcy written by Johanna Niemi and has been published by Bloomsbury Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-07-15 with Law categories.
After a long period of prosperity and steady economic growth, the world's leading economies are now in crisis, and although there will be debate about its origins, the scale and seriousness of the crisis is in no doubt. There is also no doubt that excessive amounts of consumer credit, allied to a weak understanding of how globalised credit markets might react to a crisis, have played a significant part. This book, which is primarily about credit, debt and the trouble they have led to, is written by authors who have specialised in researching into over-indebtedness, that is, situations in which an individual's debt burden has become overwhelming. For these authors the plight of individuals is a primary concern, but the wider issue is how credit is used and how it changes societies. The essays in this volume, addressing topics which are fundamental to our understanding of the current crisis, range widely across the whole sector of consumer finance, including mortgages, 'credit-binges', the regulation of consumer lending, insolvency, repayment plans, debt counselling and much more besides. The conclusions drawn from the book are equally wide-ranging, but above all the lesson learned from these essays is that the financialisation of contemporary life ensures that issues of the appropriate role of credit remain of critical importance in society.
Household Debt And Economic Crises
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Author : Heikki Hiilamo
language : en
Publisher: Edward Elgar Publishing
Release Date : 2018-08-31
Household Debt And Economic Crises written by Heikki Hiilamo and has been published by Edward Elgar Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-08-31 with Business & Economics categories.
The trajectories of increasing household debt are studied in the contexts of the US and the UK, Germany, the Netherlands, Finland and Norway. Household Debt and Economic Crises examines remedies to prevent and alleviate the over-indebtedness epidemic, creating a conceptual framework with which to analyse the causes and consequences of debt. Hiilamo argues that social policies are needed to tackle the current borrowing crisis that endangers and prevents the full participation in society of individuals with excessive debts.
The Increase In Personal Bankruptcy And The Crisis In Consumer Credit
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Author : United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Administrative Oversight and the Courts
language : en
Publisher:
Release Date : 1997
The Increase In Personal Bankruptcy And The Crisis In Consumer Credit written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Administrative Oversight and the Courts and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Business & Economics categories.
As We Forgive Our Debtors
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Author : Teresa A. Sullivan
language : en
Publisher: Beard Books
Release Date : 1999
As We Forgive Our Debtors written by Teresa A. Sullivan and has been published by Beard Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with Business & Economics categories.
Bankruptcy in America is a booming business, with hundreds of thousands of ordinary Americans filing for bankruptcy each year. Is this dramatic growth a result of mushrooming debt or does it reflect a moral decline that permits the middle class to evade their debts? As We Forgive Our Debtors addresses these questions with hard empirical data drawn from bankruptcy court filings. The authors of this multidisciplinary study describe the law and the statistics in clear, nontechnical language, combining a thorough statistical description of the social and economic position of consumer bankrupts with human portraits of the debtors and creditors whose journeys have ended in bankruptcy court. Book jacket.
Consumer Bankruptcy In Global Perspective
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Author : Johanna Niemi-Kiesiläinen
language : en
Publisher: Hart Publishing
Release Date : 2003-12
Consumer Bankruptcy In Global Perspective written by Johanna Niemi-Kiesiläinen and has been published by Hart Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003-12 with Law categories.
This book provides a comparative appraisal of global developments in the area of consumer bankruptcy and overindebtedness.
Accounting For The Rise In Consumer Bankruptcies
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Author : Igor Livshits
language : en
Publisher:
Release Date : 2007
Accounting For The Rise In Consumer Bankruptcies written by Igor Livshits and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Business & Economics categories.
Personal bankruptcies in the United States have increased dramatically, rising from 1.4 per thousand working age population in 1970 to 8.5 in 2002. We use a heterogeneous agent life-cycle model with competitive financial intermediaries who can observe households' earnings, age and current asset holdings to evaluate several commonly offered explanations. We find that increased uncertainty (income shocks, expense uncertainty) cannot quantitatively account for the rise in bankruptcies. Instead, the rise in filings appears to mainly reflect changes in the credit market environment. We find that credit market innovations which cause a decrease in the transactions cost of lending and a decline in the cost of bankruptcy can largely accounting for the rise in consumer bankruptcy. We also argue that the abolition of usury laws and other legal changes are unimportant.
The Bankruptcy Reform Act Of 2001
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Author : United States. Congress. Senate. Committee on the Judiciary
language : en
Publisher:
Release Date : 2002
The Bankruptcy Reform Act Of 2001 written by United States. Congress. Senate. Committee on the Judiciary and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Law categories.