The Indebted Society
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The Indebted Society
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Author : James L. Medoff
language : en
Publisher: Little Brown
Release Date : 1996
The Indebted Society written by James L. Medoff and has been published by Little Brown this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996 with Consumer credit categories.
Over the past twenty years, the quality of life for American workers - blue-collar and white-collar, young and old, skilled and unskilled - has gone from reasonable comfort to near desperation. In this brilliantly original and compelling book, two distinguished economists show how this disastrous downward swing can be traced directly to the insidious disease of debt - not just government debt but personal and corporate debt as well. Corporate debt has engendered a downsizing movement that has drained the last vestiges of job security from the workplace. Personal debt has fueled an ongoing consumption binge and, along with government debt, has choked off investment and left America with inferior jobs, low productivity, and an ever-increasing dependence on foreign workers. Worst of all, the debt explosion has spawned a new and dangerous class, the lenders. Backed by a powerful group of apologists in academia, in government, and on Wall Street, the lenders only compound the problem of debt by pushing for higher interest rates and lower inflation, no matter what the cost. In the end, working people, the poor, and the American family pay the price. Authors Medoff and Harless go far beyond a mere diagnosis and analysis of the disease of debt; they go on to offer potent and practical prescriptions for recovery on personal, corporate, and national levels. The situation is growing desperate, as America is ensnared in a vicious circle that leads us deeper and deeper into the red. The Indebted Society is both a dramatic wake-up call for Americans and a realistic program for returning the nation to economic and social health at last.
The Indebted Society
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Author : Janet Ford
language : en
Publisher: Routledge
Release Date : 2017-12-15
The Indebted Society written by Janet Ford and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-12-15 with categories.
This book is about debt - a situation which affects a large and growing number of people. In Britain alone in 1986 more than 2 million people were sued for debt in the county courts. But debt cannot be understood apart from credit, and the 1980s have seen a substantial increase in the amount of credit available. In The Indebted Society Janet Ford gives both an overview of the contemporary credit and debt society and a discussion of the borrower's experience and management of debt. As well as providing a critical examination of the growth and changing structure of credit provision, describing the social and economic base for such growth, and considering explanations for the emergence of default and contemporary attitudes to debt, she also presents a detailed study of forty households with mortgage arrears, placing these personal histories within the broader structure of a credit and debt society.
The Dark Side Of Prosperity
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Author : Mark Horsley
language : en
Publisher: Ashgate Publishing, Ltd.
Release Date : 2015-03-28
The Dark Side Of Prosperity written by Mark Horsley and has been published by Ashgate Publishing, Ltd. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-03-28 with Social Science categories.
This book offers a critical analysis of consumer credit markets and the growth of outstanding debt, presenting in-depth interview material to explore the phenomenon of mass indebtedness through the life trajectories of self-identified debtors struggling with the pressures of owing money. A rich and original qualitative study of the close relationship between financial capitalism, consumer aspirations, social exclusion and the proliferation of personal indebtedness, The Dark Side of Prosperity examines questions of social identity, subjectivity and consumer motivation in close connection with the socio-cultural ideals of an ‘enjoyment society’ that binds the value of the lives of individuals to the endless acquisition and disposal of pecuniary resources and lifestyle symbols. Critically engaging with the work of Giddens, Beck and Bauman, this volume draws on the thought of contemporary philosophers including Žižek, Badiou and Rancière to consider the possibility that the expansion of outstanding consumer credit, despite its many consequences, may be integral to the construction of social identity in a radically indeterminate and increasingly divided society. A ground-breaking work of critical social research this book will appeal to scholars of social theory, contemporary philosophy and political and economic sociology, as well as those with interests in consumer credit and cultures of indebtedness.
The Dark Side Of Prosperity
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Author : Mark Horsley
language : en
Publisher: Routledge
Release Date : 2016-03-09
The Dark Side Of Prosperity written by Mark Horsley and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-03-09 with Social Science categories.
This book offers a critical analysis of consumer credit markets and the growth of outstanding debt, presenting in-depth interview material to explore the phenomenon of mass indebtedness through the life trajectories of self-identified debtors struggling with the pressures of owing money. A rich and original qualitative study of the close relationship between financial capitalism, consumer aspirations, social exclusion and the proliferation of personal indebtedness, The Dark Side of Prosperity examines questions of social identity, subjectivity and consumer motivation in close connection with the socio-cultural ideals of an ’enjoyment society’ that binds the value of the lives of individuals to the endless acquisition and disposal of pecuniary resources and lifestyle symbols. Critically engaging with the work of Giddens, Beck and Bauman, this volume draws on the thought of contemporary philosophers including Zizek, Badiou and Rancière to consider the possibility that the expansion of outstanding consumer credit, despite its many consequences, may be integral to the construction of social identity in a radically indeterminate and increasingly divided society. A ground-breaking work of critical social research this book will appeal to scholars of social theory, contemporary philosophy and political and economic sociology, as well as those with interests in consumer credit and cultures of indebtedness.
Indebted Societies
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Author : Andreas Wiedemann
language : en
Publisher: Cambridge University Press
Release Date : 2021-07-08
Indebted Societies written by Andreas Wiedemann and has been published by Cambridge University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-07-08 with Political Science categories.
In many rich democracies, access to financial markets is now a prerequisite for fully participating in labor and housing markets and pursuing educational opportunities. Indebted Societies introduces a new social policy theory of everyday borrowing to examine how the rise of credit as a private alternative to the welfare state creates a new kind of social and economic citizenship. Andreas Wiedemann provides a rich study of income volatility and rising household indebtedness across OECD countries. Weaker social policies and a flexible knowledge economy have increased costs for housing, education, and raising a family - forcing many people into debt. By highlighting how credit markets interact with welfare states, the book helps explain why similar groups of people are more indebted in some countries than others. Moreover, it addresses the fundamental question of whether individuals, states, or markets should be responsible for addressing socio-economic risks and providing social opportunities.
Indebted To Intervene
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Author : Oliver Vodeb
language : en
Publisher: Intellect Books
Release Date : 2016-01-10
Indebted To Intervene written by Oliver Vodeb and has been published by Intellect Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-01-10 with Business & Economics categories.
As governments and individuals struggle with growing indebtedness, the topic of debt itself – what it is, what it means, and how we understand it – has never been more salient. This collection brings together a range of contributions from many disciplines and around the world to consider debt through various lenses, including design, art, technology, political economy, social justice, surveillance, protest, education, urban and virtual spaces, and more. Aiming not just to advance scholarship, but to push ahead real change in the world, the book offers not only analytical insights and conceptual apparatuses, but practical tools and radical inspirations as well. A powerful analysis of a concept that has become ever more central to everyday society, InDEBTed to Intervene will be essential reading for scholars and citizens alike.
The Sociology Of Debt
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Author : Featherstone, Mark
language : en
Publisher: Policy Press
Release Date : 2020-12-16
The Sociology Of Debt written by Featherstone, Mark and has been published by Policy Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-12-16 with Social Science categories.
Over the course of the last ten years the issue of debt has become a serious problem that threatens to destroy the global socio-economic system and ruin the everyday lives of millions of people. This collection brings together a range of perspectives of key thinkers on debt to provide a sociological analysis focused upon the social, political, economic, and cultural meanings of indebtedness. The contributors to the book consider both the lived experience of debt and the more abstract processes of financialisation taking place globally. Showing how debt functions on the level of both macro- and microeconomics, the book also provides a more holistic perspective, with accounts that span sociological, cultural, and economic forms of analysis.
Household Debt And Economic Crises
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Author : Heikki Hiilamo
language : en
Publisher: Edward Elgar Publishing
Release Date : 2018-08-31
Household Debt And Economic Crises written by Heikki Hiilamo and has been published by Edward Elgar Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-08-31 with Business & Economics categories.
The trajectories of increasing household debt are studied in the contexts of the US and the UK, Germany, the Netherlands, Finland and Norway. Household Debt and Economic Crises examines remedies to prevent and alleviate the over-indebtedness epidemic, creating a conceptual framework with which to analyse the causes and consequences of debt. Hiilamo argues that social policies are needed to tackle the current borrowing crisis that endangers and prevents the full participation in society of individuals with excessive debts.
The Indebted Society
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Author : Janet Ford
language : en
Publisher: Routledge
Release Date : 2018-02-06
The Indebted Society written by Janet Ford and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-02-06 with Social Science categories.
This book is about debt - a situation which affects a large and growing number of people. In Britain alone in 1986 more than 2 million people were sued for debt in the county courts. But debt cannot be understood apart from credit, and the 1980s have seen a substantial increase in the amount of credit available. In The Indebted Society Janet Ford gives both an overview of the contemporary credit and debt society and a discussion of the borrower's experience and management of debt. As well as providing a critical examination of the growth and changing structure of credit provision, describing the social and economic base for such growth, and considering explanations for the emergence of default and contemporary attitudes to debt, she also presents a detailed study of forty households with mortgage arrears, placing these personal histories within the broader structure of a credit and debt society.
Addressing Household Over Indebtedness
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Author : Hans Dubois
language : en
Publisher:
Release Date : 2020
Addressing Household Over Indebtedness written by Hans Dubois and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020 with categories.
The issue of over-indebtedness continues to be a concern, particularly among some population groups and in Member States where recent increases can be observed. This report provides an overview of the main causes, triggers and consequences of household over-indebtedness, including the costs to society. It then examines two policy responses in the EU and Norway: debt advisory services and debt settlement procedures. While the findings show that in the wake of the global financial crisis, such services and procedures have generally become more widely available and accessible, gaps remain. The overall aim of the report is to draw the attention of national and EU-level policymakers to ways to improve policy responses to household over-indebtedness. This report examines debt advisory services and debt settlement procedures across the EU and Norway. Following the global financial crisis, these services and procedures are more widely available in many Member States. However, there are gaps in terms of access. By learning from practices across the EU, there is an opportunity at regional, national and EU levels to develop policies that serve to address household indebtedness.