Trends In Consumer Credit Affordability
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Trends In Consumer Credit Affordability
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Author : United States
language : en
Publisher:
Release Date : 1994
Trends In Consumer Credit Affordability written by United States and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1994 with Business & Economics categories.
Distributed to some depository libraries in microfiche.
Trends In Consumer Credit Affordability
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Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance
language : en
Publisher:
Release Date : 1994
Trends In Consumer Credit Affordability written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1994 with Consumer credit categories.
Trends In Consumer Credit Legislation
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Author : Barbara A. Curran
language : en
Publisher:
Release Date : 1965
Trends In Consumer Credit Legislation written by Barbara A. Curran and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1965 with categories.
Moving Forward
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Author : Nicolas Paul Retsinas
language : en
Publisher: Brookings Institution Press
Release Date : 2011
Moving Forward written by Nicolas Paul Retsinas and has been published by Brookings Institution Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011 with Business & Economics categories.
Financial experts explore what caused the financial crisis and discuss new research and ideas about the future of credit markets, including how improvements might be shaped by industry leaders. Original.
Trends In Consumer Finance
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Author : Morris R. Neifeld
language : en
Publisher:
Release Date : 1954
Trends In Consumer Finance written by Morris R. Neifeld and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1954 with Loans, Personal categories.
The Single Family Affordable Housing Market Trends And Innovations
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Author :
language : en
Publisher: DIANE Publishing
Release Date : 1997
The Single Family Affordable Housing Market Trends And Innovations written by and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Homeownership categories.
Affordable Credit
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Author : Collard, Sharon
language : en
Publisher: Policy Press
Release Date : 2005-02-09
Affordable Credit written by Collard, Sharon and has been published by Policy Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005-02-09 with Political Science categories.
The poor pay more for many things but, arguably, it is the extra they pay for credit that puts the greatest strain on their budgets. This report looks beyond the rhetoric that has dominated much of the debate on high-cost credit to examine the scope for widening access to more affordable credit. The report explores what people on low incomes want from a credit source. It also analyses the constraints on lending to poor people. It looks at the scope for reducing the costs of lending and widening access to more affordable credit, and estimates the scale of demand for affordable credit. This report should be read by commercial and not-for-profit lenders, campaigners, policymakers and anyone studying or researching issues around poverty and financial exclusion.
The Consumer Finance Industry
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Author : National Consumer Finance Association
language : en
Publisher:
Release Date : 1962
The Consumer Finance Industry written by National Consumer Finance Association and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1962 with Commercial finance companies categories.
Inequality Consumer Credit And The Saving Puzzle
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Author : Christopher Brown
language : en
Publisher: Edward Elgar Publishing
Release Date : 2008-01-01
Inequality Consumer Credit And The Saving Puzzle written by Christopher Brown and has been published by Edward Elgar Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008-01-01 with Business & Economics categories.
. . . provides an excellent example of economic analysis using atypical analytical approaches. . . the book is very accessible, especially to readers with some grounding in economics. Mathematical models and empirical evidence are appropriately used and the writing is superb. Advanced undergraduates and graduate students should be able to follow the analysis and will benefit from seeing the alternative analytics at work. Of course economists of all stripes will find something useful in this book as will anyone with a strong interest in understanding the current economic crisis. Richard V. Adkisson, The Social Science Journal For those who do not mind a stimulating read, the book by Christopher Brown, Inequality, Consumer Credit and the Saving Puzzle, is recommended. . . the book is exciting, tracing the causes for the uncommonly low savings rate in American households. . . this book is written in nearly colloquial language and easily understood. It is divided into eight chapters, each of which addresses one theme group, respectively. The author evaluates in detail literary sources, and also examines alternative approaches, but always returns to his line of thought. Relationships that he perceives as important are exemplified through small models. In addition to that, he always attempts to support the central thesis with statistics. In particular, to read those statistics is very exciting. Conclusion: a book definitely worth reading. Friedrich Thießen, Bankhistorisches Archiv Brown makes an important contribution to the field of consumer credit by presenting a broad view of the issues and problems associated with growing consumer credit habits, culture, and institutions. . . This book effectively uses a heterodox methodology, which will appeal to a wide audience of social scientists. Highly recommended. R.H. Scott, Choice Providing much needed context for current events like the sub-prime mortgage crisis, this timely book presents a vision of an economy evolved to greater dependence on consumer credit and analyzes the trade-offs and risks associated with it. While synthesizing the Keynesian theory of consumption with the Institutional theory of habit selection (brought up to date with new knowledge from evolutionary biology and neuroscience), this book represents an in-depth treatment of the macroeconomic dimensions of consumer credit and implications of recent financial innovations from a non-traditional economic approach. Some of the effects of consumer credit dependence include the potential for illiquidity in markets for debt-collateralized securities, sub-prime contagion, or the possibility of a Minsky-type debt deflation episode. The author also argues that a sharp increase in borrowing by US households over the past 20 years, aided by financial innovations such as the securitization of consumer loans and sub-prime lending, have lessened the harmful consequences of income inequality, and that the collapse of personal saving after 1993 is actually a gradual trend of consumer habits conforming to the imperatives of corporatism. The book s primary audience will be academic economists in sympathy with heterodox and pluralist approaches. It sets forth an institutional or top-down theory of household spending behavior that should be of interest to readers in fields such as sociology, consumer or family studies, psychology, or anthropology. Much of the book is technically accessible for non-economists and students.
The Condition Of Consumer Credit
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Author : Richard C. Shelby
language : en
Publisher:
Release Date : 1996-06-01
The Condition Of Consumer Credit written by Richard C. Shelby and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1996-06-01 with categories.
Contains the proceedings of the hearing on the implications of consumer credit trends and the risks they impose on financial institutions. Testimony examines weakening consumer credit quality and rising credit card losses, the effects of competition on credit card dynamics and lenders, funding through securitization, the growth of debt repayment pressure for marginal quality consumers, tighter standards, the effect of a stable economy on consumer credit quality, the increasing acceptance of credit cards as a method of payment by consumers and merchants, a healthy banking industry, and the involvement of bankers in consumer educ.