Unlocking Financial Inclusion In Trinidad And Tobago Through Electronic Funds Transfer
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Unlocking Financial Inclusion In Trinidad And Tobago Through Electronic Funds Transfer
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Author : Don Charles
language : en
Publisher: Cambridge Scholars Publishing
Release Date : 2024-11-27
Unlocking Financial Inclusion In Trinidad And Tobago Through Electronic Funds Transfer written by Don Charles and has been published by Cambridge Scholars Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-11-27 with Business & Economics categories.
Electronic Funds Transfer (EFT) is increasingly recognized as an important component in modernizing financial systems. As digital transactions become more prevalent globally, EFT offers a streamlined, secure, and efficient method for transferring money. For Trinidad and Tobago (T&T), embracing a robust EFT framework can improve financial inclusion, and may be the key to unlocking new avenues for economic growth. The objectives of this study are to: i) review the international landscape for best practices regarding electronic funds transfer (EFT); ii) conduct a diagnostic assessment of the current state of EFT policy for Trinidad and Tobago (T&T); iii) empirically determine if EFT can have a positive contribution and impact on economic activity in T&T; iv) provide recommendations for an EFT framework for T&T. A notable recommendation is for the government to facilitate financial inclusion by improving TTBizLink and creating a close digital wallet to accept payments.
Unlocking Financial Inclusion In Trinidad And Tobago Through Electronic Funds Transfer
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Author : Don Charles (Writer on economics)
language : en
Publisher:
Release Date : 2024
Unlocking Financial Inclusion In Trinidad And Tobago Through Electronic Funds Transfer written by Don Charles (Writer on economics) and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024 with Electronic funds transfers categories.
The Global Findex Database 2017
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Author : Asli Demirguc-Kunt
language : en
Publisher: World Bank Publications
Release Date : 2018-04-19
The Global Findex Database 2017 written by Asli Demirguc-Kunt and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-04-19 with Business & Economics categories.
In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals.The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.
Unlocking Credit
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Author : Inter-American Development Bank
language : en
Publisher: IDB
Release Date : 2004
Unlocking Credit written by Inter-American Development Bank and has been published by IDB this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Banks and banking categories.
Annotation Bank loans are the main source of credit for businesses across Latin America, so understanding what determines the depth, cost, and volatility of bank credit is crucial to designing strategies that ensure financial stability and promote growth. This new edition of Economic and Social Progress in Latin America provides a comprehensive analysis of the region's all-important banking industry. The book examines two-way interactions between macroeconomic policies and financial intermediation -- not only how these policies affect banking but how banks weather intermediate shocks, and how industry incentives can prompt bank portfolio choices that influence economic policy. The report also discusses how elements of a financial safety net -- including deposit insurance, prudential regulation, protection of creditor rights, and legal and judicial enforcement -- can mitigate factors that make credit more volatile and constrain its expansion. Finally, the report studies how the banking industry's market structure affects its performance. Particular attention is given to the role of government- versus foreign-owned banks, access to credit by small and medium-sized enterprises, and the development of mortgage credit markets.
Financing Africa
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Author : Thorsten Beck
language : en
Publisher: World Bank Publications
Release Date : 2011-09-01
Financing Africa written by Thorsten Beck and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-09-01 with Business & Economics categories.
Financing Africa takes stock of Africa s financial systems in light of recent changes in the global financial system and the increasing role of technology.
Handbook Of Blockchain Digital Finance And Inclusion Volume 1
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Author : David Lee Kuo Chuen
language : en
Publisher: Academic Press
Release Date : 2017-08-03
Handbook Of Blockchain Digital Finance And Inclusion Volume 1 written by David Lee Kuo Chuen and has been published by Academic Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-08-03 with Business & Economics categories.
Handbook of Blockchain, Digital Finance, and Inclusion, Volume 1: Cryptocurrency, FinTech, InsurTech, and Regulation explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets. Contributors go beyond summaries of standard models to describe new banking business models that will be sustainable and will likely dictate the future of finance. The volume not only emphasizes the financial opportunities made possible by digital banking, such as financial inclusion and impact investing, but it also looks at engineering theories and developments that encourage innovation. Its ability to illuminate present potential and future possibilities make it a unique contribution to the literature. - Explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets - Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties - Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger and applied cryptography - Provides the only advanced methodical summary of these subjects available today
Remittances
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Author : Samuel Munzele Maimbo
language : en
Publisher: World Bank Publications
Release Date : 2005
Remittances written by Samuel Munzele Maimbo and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Business & Economics categories.
Migrants have long faced unwarranted constraints to sending money to family members and relatives in their home countries, among them costly fees and commissions, inconvenient formal banking hours, and inefficient domestic banking services that delay final payment to the beneficiaries. Yet such remittances are perhaps the largest source of external finance in developing countries. Officially recorded remittance flows to developing countries exceeded US$125 billion in 2004, making them the second largest source of development finance after foreign direct investment. This book demonstrates that governments in developing countries increasingly recognize the importance of remittance flows and are quickly addressing these constraints.
Extending Social Security To All
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Author : International Labour Office. Social Security Department
language : en
Publisher: International Labor Office
Release Date : 2010
Extending Social Security To All written by International Labour Office. Social Security Department and has been published by International Labor Office this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Business & Economics categories.
Social security represents an investment in a country's human infrastructure, which is no less important than its physical infrastructure. This book outlines basic concepts such as the social protection floor and the social security staircase, analyses the affordability of various approaches, and examines the results of practices around the world, especially in low- and middle-income countries. Its second part weighs the pros and cons of conditional cash transfers and, based on a wealth of statistics, argues that effective social transfer programmes not only alleviate poverty, but also improve labour market participation, productivity, nutrition, health care, education, consumption and social inclusion. The overall message is that such investment can benefit poorer countries as well as richer ones, and that even in times of tightened budgets and global economic crisis , the dividends are well worth the expenditure.
Fintech And Financial Inclusion In Latin America And The Caribbean
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Author : Mr. Dmitry Gershenson
language : en
Publisher: International Monetary Fund
Release Date : 2021-08-20
Fintech And Financial Inclusion In Latin America And The Caribbean written by Mr. Dmitry Gershenson and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-08-20 with Business & Economics categories.
Despite some improvement since 2011, Latin America and the Caribbean continue to lag behind other regions in terms of financial inclusion. There is no clear evidence that fintech developments have supported greater financial inclusion in LAC, contrary to what has been observed elsewhere in the world. Case studies by national policy experts suggest that barriers to entry in the financial sector, along with a constraining regulatory environment, may have hindered a faster adoption of fintech. However, fintech development seems to have accelerated in the wake of the COVID-19 pandemic and with the support of recent policy initiatives.
Bringing E Money To The Poor
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Author : Thyra A. Riley
language : en
Publisher: World Bank Publications
Release Date : 2017-09-13
Bringing E Money To The Poor written by Thyra A. Riley and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-09-13 with Business & Economics categories.
Moving toward universal access to financial services is within reach, thanks to new technologies, transformative business models, and ambitious reforms. Instruments such as e-money accounts and mobile accounts, along with debit cards and low-cost traditional bank accounts, can significantly increase financial access for those who are excluded.Bringing e-Money to the Poor: Successes and Failures examines the lessons of success from four country case studies of “gazelles”?Kenya, South Africa, Sri Lanka, and Thailand?that leapt from limitation to innovation by successfully enabling the deployment of e-money technology. These countries have thereby transformed the landscape of financial access to their poor. In addition, two country case studies (Maldives and the Philippines) yield lessons learned from constraints that stalled e-money deployments. Because technology is not a silver bullet, the case studies also explore other strategic elements that need to be in place for a country to expand access to financial services through digital technology.