Voluntary Health Insurance In Europe Country Experience
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Voluntary Health Insurance In Europe Country Experience
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Author : Sagan A.
language : en
Publisher: World Health Organization
Release Date : 2016-07-20
Voluntary Health Insurance In Europe Country Experience written by Sagan A. and has been published by World Health Organization this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-07-20 with Business & Economics categories.
No two markets for voluntary health insurance (VHI) are identical. All differ in some way because they are heavily shaped by the nature and performance of publicly financed health systems and by the contexts in which they have evolved. This volume contains short structured profiles of markets for VHI in 34 countries in Europe. These are drawn from European Union member states plus Armenia Iceland Georgia Norway the Russian Federation Switzerland and Ukraine. The book is aimed at policy-makers and researchers interested in knowing more about how VHI works in practice in a wide range of contexts. Each profile written by one or more local experts identifies gaps in publicly-financed health coverage describes the role VHI plays outlines the way in which the market for VHI operates summarises public policy towards VHI including major developments over time and highlights national debates and challenges. The book is part of a study on VHI in Europe prepared jointly by the European Observatory on Health Systems and Policies and the WHO Regional Office for Europe. A companion volume provides an analytical overview of VHI markets across the 34 countries.
Voluntary Health Insurance In Europe Role And Regulation
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Author : Sagan A.
language : en
Publisher: World Health Organization
Release Date : 2016-07-20
Voluntary Health Insurance In Europe Role And Regulation written by Sagan A. and has been published by World Health Organization this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-07-20 with Business & Economics categories.
If public resources were unlimited there would be no gaps in health coverage and no real need for VHI. However most health systems face fiscal constraints and VHI is often seen as a way to address these pressures. This study draws from the experiences of 34 countries to assess VHI s contribution to health spending and to understand its role in Europe and in relation to publicly financed coverage. It looks at who sells VHI who purchases it and why. It also reviews public policy towards VHI at national and EU levels and the related national policy debates. The analysis shows that while the different markets for VHI vary considerably in size operation and regulation the vast majority are small. Where there are substantial markets these tend to be the oldest ones having a tradition of non-profit insurers and to be the most heavily regulated to ensure VHI policies are accessible and affordable. The study also suggests that VHI is normally a better way of meeting population health needs than out-of-pocket payments although there are notable exceptions. VHI can contribute to financial protection especially where it plays a substitutive and complementary role covering co-payments. However it is a complex challenging and highly context-specific policy instrument that may undermine other health system goals including equitable access efficiency transparency and accountability even where markets are well regulated. Policy-makers should therefore exercise real caution before expanding VHI to fill coverage gaps. This volume and its companion set of country profiles were developed jointly by the Observatory s LSE hub and the WHO Regional Office for Europe. The study draws on contributions from national experts from the EU EFTA and other countries in Europe.
Voluntary Health Insurance In The European Union
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Author : Elias Mossialos
language : en
Publisher:
Release Date : 2004
Voluntary Health Insurance In The European Union written by Elias Mossialos and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with EU categories.
Assuring The Quality Of Health Care In The European Union
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Author : Helena Legido-Quigley
language : en
Publisher: World Health Organization
Release Date : 2008
Assuring The Quality Of Health Care In The European Union written by Helena Legido-Quigley and has been published by World Health Organization this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Medical categories.
People have always travelled within Europe for work and leisure, although never before with the current intensity. Now, however, they are travelling for many other reasons, including the quest for key services such as health care. Whatever the reason for travelling, one question they ask is "If I fall ill, will the health care I receive be of a high standard?" This book examines, for the first time, the systems that have been put in place in all of the European Union's 27 Member States. The picture it paints is mixed. Some have well developed systems, setting standards based on the best available evidence, monitoring the care provided, and taking action where it falls short. Others need to overcome significant obstacles.
Impact Of Health Insurance In Low And Middle Income Countries
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Author : Maria-Luisa Escobar
language : en
Publisher: Brookings Institution Press
Release Date : 2010
Impact Of Health Insurance In Low And Middle Income Countries written by Maria-Luisa Escobar and has been published by Brookings Institution Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Social Science categories.
Over the past twenty years, many low- and middle-income countries have experimented with health insurance options. While their plans have varied widely in scale and ambition, their goals are the same: to make health services more affordable through the use of public subsidies while also moving care providers partially or fully into competitive markets. Until now, however, we have known little about the actual effects of these dramatic policy changes. Understanding the impact of health insurance-based care is key to the public policy debate of whether to extend insurance to low-income populationsand if so, how to do itor to serve them through other means.
Voluntary Health Insurance In The European Union
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Author : Elias Mossialos
language : en
Publisher:
Release Date : 2002
Voluntary Health Insurance In The European Union written by Elias Mossialos and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with categories.
Implementing Health Financing Reform
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Author : Joseph Kutzin
language : en
Publisher: Observatory Studies
Release Date : 2010
Implementing Health Financing Reform written by Joseph Kutzin and has been published by Observatory Studies this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010 with Medical categories.
Analyses the experience with the financing reforms implemented by the countries of Central Europe, Eastern Europe, the Cauxasus and Central Asia.
Voluntary Health Insurance In Europe Role And Regulation
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Author :
language : en
Publisher:
Release Date : 2016
Voluntary Health Insurance In Europe Role And Regulation written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016 with categories.
Moral Hazard In Health Insurance
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Author : Amy Finkelstein
language : en
Publisher: Columbia University Press
Release Date : 2014-12-02
Moral Hazard In Health Insurance written by Amy Finkelstein and has been published by Columbia University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-12-02 with Medical categories.
Addressing the challenge of covering heath care expenses—while minimizing economic risks. Moral hazard—the tendency to change behavior when the cost of that behavior will be borne by others—is a particularly tricky question when considering health care. Kenneth J. Arrow’s seminal 1963 paper on this topic (included in this volume) was one of the first to explore the implication of moral hazard for health care, and Amy Finkelstein—recognized as one of the world’s foremost experts on the topic—here examines this issue in the context of contemporary American health care policy. Drawing on research from both the original RAND Health Insurance Experiment and her own research, including a 2008 Health Insurance Experiment in Oregon, Finkelstein presents compelling evidence that health insurance does indeed affect medical spending and encourages policy solutions that acknowledge and account for this. The volume also features commentaries and insights from other renowned economists, including an introduction by Joseph P. Newhouse that provides context for the discussion, a commentary from Jonathan Gruber that considers provider-side moral hazard, and reflections from Joseph E. Stiglitz and Kenneth J. Arrow. “Reads like a fireside chat among a group of distinguished, articulate health economists.” —Choice
Private Voluntary Health Insurance In Development
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Author : Alexander S. Preker
language : en
Publisher: World Bank Publications
Release Date : 2007
Private Voluntary Health Insurance In Development written by Alexander S. Preker and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Business & Economics categories.
Private voluntary health insurance already plays an important role in the health sector of many low and middle income countries. The book reviews the context under which private insurance could contribute to an improvement in the financial sustainability of the health sector, financial protection against the costs of illness, household income smoothing, access to care, and market productivity. This volume is the third in aseries of in-depth reviews of the role of health care financing in providing access for low-income populations to needed healthcare, protecting them from the impoverishing effects of illness, and addressing the important issues of social exclusion in government financed programs.