Expanding Consumer Choice And Addressing Adverse Selection Concerns In Health Insurance


 Expanding Consumer Choice And Addressing Adverse Selection Concerns In Health Insurance
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Expanding Consumer Choice And Addressing Adverse Selection Concerns In Health Insurance


 Expanding Consumer Choice And Addressing Adverse Selection Concerns In Health Insurance
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Author : United States. Congress. Joint Economic Committee
language : en
Publisher:
Release Date : 2005

Expanding Consumer Choice And Addressing Adverse Selection Concerns In Health Insurance written by United States. Congress. Joint Economic Committee and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Business & Economics categories.




Expanding Consumer Choice And Addressing Adverse Selection Concerns In Health Insurance


 Expanding Consumer Choice And Addressing Adverse Selection Concerns In Health Insurance
DOWNLOAD

Author : United States. Congress. Joint Economic Committee
language : en
Publisher:
Release Date : 2005

Expanding Consumer Choice And Addressing Adverse Selection Concerns In Health Insurance written by United States. Congress. Joint Economic Committee and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Adverse selection (Insurance) categories.




How Adverse Selection Affects The Health Insurance Market


How Adverse Selection Affects The Health Insurance Market
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Author : Paolo Belli
language : en
Publisher: World Bank Publications
Release Date : 2001

How Adverse Selection Affects The Health Insurance Market written by Paolo Belli and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Adverse selection (Insurance) categories.


There may be a price to pay (in terms of inefficient coverage) if competition among health insurers is encouraged as a way to give patients greater choice and to achieve better control over insurance providers.



Choice Price Competition And Complexity In Markets For Health Insurance


Choice Price Competition And Complexity In Markets For Health Insurance
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Author : Richard G. Frank
language : en
Publisher:
Release Date : 2008

Choice Price Competition And Complexity In Markets For Health Insurance written by Richard G. Frank and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Health insurance categories.


The United States and other nations rely on consumer choice and price competition among competing health plans to allocate resources in the health sector. A great deal of research has examined the efficiency consequences of adverse selection in health insurance markets, less attention has been devoted to other aspects of consumer choice. The nation of Switzerland offers a unique opportunity to study price competition in health insurance markets. Switzerland regulates health insurance markets with the aim of minimizing adverse selection and encouraging strong price competition. We examine consumer responses to price differences in local markets and the degree of price variation in local markets. Using both survey data and observations on local markets we obtain evidence suggesting that as the number of choices offered to individuals grow their willingness to switch plans given a set of price dispersion differences declines allowing large price differences for relatively homogeneous products to persist. We consider explanations for this phenomenon from economics and psychology.



Critical Perspectives On Health Care


Critical Perspectives On Health Care
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Author : Bridey Heing
language : en
Publisher: Enslow Publishing, LLC
Release Date : 2019-07-15

Critical Perspectives On Health Care written by Bridey Heing and has been published by Enslow Publishing, LLC this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-07-15 with Young Adult Nonfiction categories.


In the United States, the healthcare debate has swirled for decades as politicians, pundits, and citizens try to find a solution to the ongoing question of how best to meet the public's need for quality medical care at affordable prices. The introduction of new programs over the course of the twentieth and twenty-first centuries set a precedent for minimum levels of care. Despite these programs, millions remain uninsured across the country. This collection of essays will interrogate the debate on healthcare, providing students with a wide-ranging look at the competing ideas, policies, and viewpoints that intersect on this important issue.



Care Without Coverage


Care Without Coverage
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Author : Institute of Medicine
language : en
Publisher: National Academies Press
Release Date : 2002-06-20

Care Without Coverage written by Institute of Medicine and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002-06-20 with Medical categories.


Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.



Health Care Utilization As A Proxy In Disability Determination


Health Care Utilization As A Proxy In Disability Determination
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Author : National Academies of Sciences, Engineering, and Medicine
language : en
Publisher: National Academies Press
Release Date : 2018-04-02

Health Care Utilization As A Proxy In Disability Determination written by National Academies of Sciences, Engineering, and Medicine and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-04-02 with Medical categories.


The Social Security Administration (SSA) administers two programs that provide benefits based on disability: the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program. This report analyzes health care utilizations as they relate to impairment severity and SSA's definition of disability. Health Care Utilization as a Proxy in Disability Determination identifies types of utilizations that might be good proxies for "listing-level" severity; that is, what represents an impairment, or combination of impairments, that are severe enough to prevent a person from doing any gainful activity, regardless of age, education, or work experience.



Employment And Health Benefits


Employment And Health Benefits
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Author : Institute of Medicine
language : en
Publisher: National Academies Press
Release Date : 1993-02-01

Employment And Health Benefits written by Institute of Medicine and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993-02-01 with Medical categories.


The United States is unique among economically advanced nations in its reliance on employers to provide health benefits voluntarily for workers and their families. Although it is well known that this system fails to reach millions of these individuals as well as others who have no connection to the work place, the system has other weaknesses. It also has many advantages. Because most proposals for health care reform assume some continued role for employers, this book makes an important contribution by describing the strength and limitations of the current system of employment-based health benefits. It provides the data and analysis needed to understand the historical, social, and economic dynamics that have shaped present-day arrangements and outlines what might be done to overcome some of the access, value, and equity problems associated with current employer, insurer, and government policies and practices. Health insurance terminology is often perplexing, and this volume defines essential concepts clearly and carefully. Using an array of primary sources, it provides a store of information on who is covered for what services at what costs, on how programs vary by employer size and industry, and on what governments doâ€"and do not doâ€"to oversee employment-based health programs. A case study adapted from real organizations' experiences illustrates some of the practical challenges in designing, managing, and revising benefit programs. The sometimes unintended and unwanted consequences of employer practices for workers and health care providers are explored. Understanding the concepts of risk, biased risk selection, and risk segmentation is fundamental to sound health care reform. This volume thoroughly examines these key concepts and how they complicate efforts to achieve efficiency and equity in health coverage and health care. With health care reform at the forefront of public attention, this volume will be important to policymakers and regulators, employee benefit managers and other executives, trade associations, and decisionmakers in the health insurance industry, as well as analysts, researchers, and students of health policy.



Handbook Of Health Economics


Handbook Of Health Economics
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Author : Mark V. Pauly
language : en
Publisher: Elsevier
Release Date : 2012-01-05

Handbook Of Health Economics written by Mark V. Pauly and has been published by Elsevier this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-01-05 with Business & Economics categories.


"As a relatively new subdiscipline of economics, health economics has made many contributions to areas of the main discipline, such as insurance economics. This volume provides a survey of the burgeoning literature on the subject of health economics." {source : site de l'éditeur].



Frontiers In Health Policy Research


Frontiers In Health Policy Research
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Author : David M. Cutler
language : en
Publisher: MIT Press
Release Date : 2004

Frontiers In Health Policy Research written by David M. Cutler and has been published by MIT Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Medical care categories.


Leading economists discuss current health policy challenges, including prescription drugs benefits as a component of Medicare and conversion to for-profit health plans.