Bank Lending To Small Businesses In Latin America


Bank Lending To Small Businesses In Latin America
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Bank Lending To Small Businesses In Latin America


Bank Lending To Small Businesses In Latin America
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Author :
language : en
Publisher: World Bank Publications
Release Date : 2002

Bank Lending To Small Businesses In Latin America written by and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2002 with Bancos - America Latina categories.


Do foreign banks lend less to small and medium enterprises than domestic banks in Developing countries? Analysis of data from four countries in Latin America suggests that although small foreign banks lend less than small domestic banks, the difference for large banks is considerably less.



Structured Finance In Latin America


Structured Finance In Latin America
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Author : Hela Cheikhrouhou
language : en
Publisher: World Bank Publications
Release Date : 2007

Structured Finance In Latin America written by Hela Cheikhrouhou and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Law categories.


Structured Finance in Latin America explores how structured finance mechanisms can channel pension savings to support projects in underserved sectors, deepen capital markets, and contribute to investment and economic growth. Private pension funds have been accumulating assets rapidly in the wake of pension system reforms in many Latin American countries. Strict investment regulations to protect workers' savings have limited their investment in highly creditworthy domestic securities, yet pension fund demand for new securities has outstripped issuance of eligible traditional corporate debt instruments. This has contributed to a high concentration of pension fund assets in public debt. Innovative structured finance mechanisms can help bring to the market a new set of creditworthy securities backed by pools of loans to small borrowers, mortgage loans or the expected proceeds of large infrastructure projects. These mechanisms create new investment opportunities for pension funds, while establishing additional sources of funding for underserved market segments. Policy makers and regulatory authorities have a catalytic role to play in the development of structured finance securities by establishing a conducive legal, regulatory, and tax framework. Structured Finance in Latin America serves as a practical guide for development practitioners, policy makers, and others working in government, international or nongovernmental organizations, and financial institutions, who focus on finance and investment; infrastructure, transport, and urban development; housing finance; small and medium-sized enterprise development; and pension reform.



Expanding Access To Financial Services In Latin America


Expanding Access To Financial Services In Latin America
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Author : Miguel Basch
language : en
Publisher:
Release Date : 1995

Expanding Access To Financial Services In Latin America written by Miguel Basch and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1995 with Business & Economics categories.


Expanding Access to Financial Services in Latin America examines how macroeconomic conditions and adjustment processes have affected efforts to incorporate small businesses into national financial systems. Constraints include restrictive monetary policies, inflation and high interest rates, as well as the informal and under-capitalized nature of a sector traditionally excluded from access to banking services. Policy recommendations from case studies on Argentina, Chile, Guatemala, Peru and Uruguay point to the importance of market-based allocation tools and a growing role of nongovernmental organizations at different levels of the credit management process.



Finance For Development


Finance For Development
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Author : Barbara Stallings
language : en
Publisher: Rowman & Littlefield
Release Date : 2006-03-08

Finance For Development written by Barbara Stallings and has been published by Rowman & Littlefield this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006-03-08 with Business & Economics categories.


A Brookings Institution Press and Economic Commission for Latin America and the Caribbean (ECLAC) publication Access to finance is critical in setting the course for development in emerging market economies. In this innovative study, which provides the first book-length analysis of the Latin American financial sector, Barbara Stallings and Rogerio Studart examine the dramatic changes resulting from financial liberalization in the region. The authors begin by discussing the critical transformations taking place in Latin America since 1990—a period marked by acceleration toward a new open, market-oriented development model, and away from a semi-closed model relying heavily on the state. Stallings and Studart examine changes in ownership of the financial sector and government regulation of banking, evaluate the role of capital markets as a source of finance, and compare Latin America's financial sector to that of East Asia. The second section of the book features case studies that demonstrate the changes occurring in Chile, Mexico, and Brazil with particular reference to finance for investment and access to credit. The authors conclude with a set of policy recommendations aimed at strengthening Latin American banks and capital markets so that they can play a greater role in supporting economic development.



An Inside View Of Latin American Microfinance


An Inside View Of Latin American Microfinance
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Author : Marguerite Berger
language : en
Publisher: IDB
Release Date : 2006

An Inside View Of Latin American Microfinance written by Marguerite Berger and has been published by IDB this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006 with Business & Economics categories.


The book describes the evolving Latin American microfinance model. In a region of great inequality and economic instability, microfinance is a capitalist paradox.



Financial Inclusion


Financial Inclusion
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Author : Ms.Era Dabla-Norris
language : en
Publisher: International Monetary Fund
Release Date : 2015-09-28

Financial Inclusion written by Ms.Era Dabla-Norris and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-09-28 with Business & Economics categories.


Countries in Latin America and the Caribbean (LAC) have made important strides in promoting financial inclusion of firms and households. However, while the region is broadly at par with its peers on financial inclusion of firms, household inclusion lags behind. Nonetheless, there is substantial heterogeneity across LAC countries. Reducing borrowing costs and strengthening further the regulatory environment, while taking steps to protect efficiency and stability of the financial system, could help close financial inclusion gaps. Reducing financial participation and monitoring costs and relaxing collateral constraints will help spur growth and reduce inequality though trade-offs are likely, as illustrated in the case of Guatemala, El Salvador, and Peru.



Unlocking Credit


Unlocking Credit
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Author : Inter-American Development Bank
language : en
Publisher: IDB
Release Date : 2004

Unlocking Credit written by Inter-American Development Bank and has been published by IDB this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Banks and banking categories.


Annotation Bank loans are the main source of credit for businesses across Latin America, so understanding what determines the depth, cost, and volatility of bank credit is crucial to designing strategies that ensure financial stability and promote growth. This new edition of Economic and Social Progress in Latin America provides a comprehensive analysis of the region's all-important banking industry. The book examines two-way interactions between macroeconomic policies and financial intermediation -- not only how these policies affect banking but how banks weather intermediate shocks, and how industry incentives can prompt bank portfolio choices that influence economic policy. The report also discusses how elements of a financial safety net -- including deposit insurance, prudential regulation, protection of creditor rights, and legal and judicial enforcement -- can mitigate factors that make credit more volatile and constrain its expansion. Finally, the report studies how the banking industry's market structure affects its performance. Particular attention is given to the role of government- versus foreign-owned banks, access to credit by small and medium-sized enterprises, and the development of mortgage credit markets.



Safe Money


Safe Money
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Author : Beatriz Marulanda
language : en
Publisher: Inter-American Development Bank
Release Date : 2000-01-01

Safe Money written by Beatriz Marulanda and has been published by Inter-American Development Bank this book supported file pdf, txt, epub, kindle and other format this book has been release on 2000-01-01 with Business & Economics categories.


Policymakers in Latin America increasingly are turning to policies that have high economic rates of return and a favorable impact on income distribution. By providing financial services to small businesses and poor households -which normally lack such services- credit unions help secure growth with equity. The challenges faced by Latin America's credit unions today are likely to force them to further modernize and consolidate, fine tune their inherent advantages, improve mechanisms for prudential regulation, and find ways to increase their share of low and middle-income markets. Safe Money presents the new thinking on how credit unions can compete effectively in modern financial markets while still retaining their social mission.



Credit Constraints And Investment In Latin America


Credit Constraints And Investment In Latin America
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Author : Arturo J. Galindo
language : en
Publisher: IDB
Release Date : 2003

Credit Constraints And Investment In Latin America written by Arturo J. Galindo and has been published by IDB this book supported file pdf, txt, epub, kindle and other format this book has been release on 2003 with Business & Economics categories.




Financial Integration In Latin America


Financial Integration In Latin America
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Author : Mr.Charles Enoch
language : en
Publisher: International Monetary Fund
Release Date : 2017-04-10

Financial Integration In Latin America written by Mr.Charles Enoch and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-04-10 with Business & Economics categories.


With growth slowing across much of the Latin America as a result of the end of the commodity supercycle and economic rebalancing in China, as well as fragmentation of the international banking system, policies to stimulate growth are needed. This book examines the financial landscapes of seven Latin American economies—Brazil, Chile, Colombia, Mexico, Panama, Peru, and Uruguay—and makes a case for them to pursue regional financial integration. Chapters set out the benefits to the region of financial integration, the barriers to cross-border activity in banks, insurance companies, pension funds, and capital markets, as well as recommendations to address these barriers. Finally, the volume makes the case that regional integration now could be a step toward global integration in the short term.