Credit Monitoring And Recovery Of Bank Loans
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Credit Monitoring And Recovery Of Bank Loans
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Author : R.K. Gupta, Himanshu Gupta
language : en
Publisher: Notion Press
Release Date : 2023-11-18
Credit Monitoring And Recovery Of Bank Loans written by R.K. Gupta, Himanshu Gupta and has been published by Notion Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-11-18 with Business & Economics categories.
This is the first book which is updated to 15.09.2023 for bankers and Lenders on Monitoring of Credit & Recovery of Bank Loan in a very simple language covering various problems being faced by the officers of almost all the banks resulting in a deficiency in due diligence. Mounting of NPAs in the banks is reported to be a result of weak appraisal and weak monitoring at various levels resulting in suffering huge losses by the lending institutions. The monitoring starts from day one when the proposal is received at the branch level for sanction to the date of closure of the account. This book has covered all such ins and outs to understand the technique for monitoring of all types of borrowal accounts at various stages including stages of pre-sanction, documentation, disbursal, operation, renewal, enhancement, SMA, RFA, NPA, and Recovery through Lok Adalat, SERFAESI, DRT, Settlement/Compromise & IBC. We are confident that this book will prove to be a bible for all Loan Officers/Senior Officials working in banks, NBFCs, or other lending institutions.
Credit Risk Management
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Author : Andrew Fight
language : en
Publisher: Elsevier
Release Date : 2004-09-23
Credit Risk Management written by Andrew Fight and has been published by Elsevier this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004-09-23 with Business & Economics categories.
Credit Risk Management will enable general bankers, staff, and credit analyst trainees to understand the basic information and principles underlying credit risk evaluation, and to use those underlying principles to undertake an analysis of non financial and financial risks when preparing a credit proposal. Since the best loans are the ones that do not present problems during the repayment phase, the authors also focus on elements relating to the proactive management of those loans during their inception. This book introduces: *Credit analysis, approval and management processes *Concepts of financial and non-financial risk *Financial statement analysis, including the use of ratio anaylsis *Cash flow analysis and forecasting *Security enhancement & management procedures designed to legally & financially manage credit risk *Inspired by the basic entry level training courses that have been developed by major international banks worldwide. *Will enable students and those already in the finance profession to gain an understanding of the basic information and principles of credit risk *Questions with answers, study topics, practical "real world" examples and text with an extensive bibliography
Strategic Credit Management In Banks
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Author : G. S POPLI
language : en
Publisher: PHI Learning Pvt. Ltd.
Release Date : 2013-01-23
Strategic Credit Management In Banks written by G. S POPLI and has been published by PHI Learning Pvt. Ltd. this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-01-23 with Business & Economics categories.
Credit management has always been one of the principal sources of income for commercial banks. Therefore, strategic credit management is vital to cash flow as it helps in minimizing the likelihood of bad debts. The present text, supported with flow diagrams, data and bank formats, wherever necessary, explains the legal requirements for disbursements and controlling of different types of credit. It also guides readers on step-by-step procedures of bank credit to enable them to form a clear understanding. Besides dealing with the theory and conceptual terms, the book incorporates the latest developments in the field of bank credit. It imparts knowledge of appraisal system of credit applications/proposals and their post-sanction monitoring, credit policy, types of loans and advance facilities granted by banks in India, and analysis of borrowers with particular reference to their legal capacity. It helps in developing skills for identifying, measuring and mitigating risks associated with lending. The book gives various regulatory guidelines pertaining to real estate financing and includes separate chapters devoted to agriculture finance, lending to small-, medium- and large-scale industry, and import and export financing. The book is aimed at postgraduate students of management and commerce. The text will also be of great value to practising credit managers, finance managers and accountants.
Banking And Debt Recovery In Emerging Markets
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Author : Sonali Abeyratne
language : en
Publisher: Routledge
Release Date : 2019-06-04
Banking And Debt Recovery In Emerging Markets written by Sonali Abeyratne and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-06-04 with Law categories.
This title was first published in 2001. A developing country that is pursuing free market economic policies requires a modern commercial law infrastructure, which enables the emerging economy to have in place properly functioning credit and other financial systems which stimulate domestic and foreign investment. This book provides a comparative analysis of the law and practice of debt recovery in India, Sri Lanka and Malaysia, demonstrating that a suitable debt-recovery system for a developing economy requires not only good laws and judicial remedies, but also appropriate financial industry practices such as credit and loan supervision policies.
Strategic Credit Management
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Author : Sam N. Basu
language : en
Publisher: John Wiley & Sons
Release Date : 1995-10-13
Strategic Credit Management written by Sam N. Basu and has been published by John Wiley & Sons this book supported file pdf, txt, epub, kindle and other format this book has been release on 1995-10-13 with Business & Economics categories.
This guide presents bankers with solutions to the problems surrounding credit analysis, credit management, loan workouts and loan structuring. The authors present a picture of the difficulties of maintaining an effective banking credit management policy in
Resolving Nonperforming Loans In Sub Saharan Africa In The Aftermath Of The Covid 19 Crisis
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Author : Luc Eyraud
language : en
Publisher: International Monetary Fund
Release Date : 2021-06-08
Resolving Nonperforming Loans In Sub Saharan Africa In The Aftermath Of The Covid 19 Crisis written by Luc Eyraud and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-06-08 with Business & Economics categories.
Sub-Saharan African countries are facing an unprecedented health and economic crisis that is likely to severely hurt credit quality and raise non-performing loans from already high levels. Banks have a critical role to play not only during the crisis by providing temporarily relief to businesses and households, but also during the recovery by supporting economic activity and facilitating the structural transformations engaged by the pandemic.
Bank Credit Management
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Author : S. Murali
language : en
Publisher:
Release Date : 1900
Bank Credit Management written by S. Murali and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1900 with categories.
1. OVERVIEW OF LENDING ACTIVITY2. PRINCIPLES & : OBJECTIVES OF CREDIT MANAGEMENT3. CREDIT POLICY IN BANKS 4. REGULATORY FRAMEWORK 5. PRUDENTIAL NORMS6 . TYPES OF BORROWERS7. CREDIT EVALUATION - WORKING CAPITAL FINANCE 8. CREDIT EV ALUA TION - TERM LOANS 9. DYNAMICS OF FOREIGN EXCHANGE10. TYPES OF CREDIT FACILITIES11. DOCUMENTATION12. MONITORING AND FOLLOW-UP13. PRUDENTIAL NORMS ON CAPITAL ADEQUACY AND CREDIT RISK MANAGEMENT14. RECOVERY MANAGEMENT 15. MICRO FINANCE 16. COMPREHENSIVE CASE STUDY.
Analysing And Managing Risks Of Bank Lending
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Author : Leonard O. Onyiriuba
language : en
Publisher:
Release Date : 2004
Analysing And Managing Risks Of Bank Lending written by Leonard O. Onyiriuba and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2004 with Bank loans categories.
How To Assess The Benefits Of Nonperforming Loan Disposal In Sub Saharan Africa Using A Simple Analytical Framework
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Author : Irina Bunda
language : en
Publisher: International Monetary Fund
Release Date : 2021-06-08
How To Assess The Benefits Of Nonperforming Loan Disposal In Sub Saharan Africa Using A Simple Analytical Framework written by Irina Bunda and has been published by International Monetary Fund this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-06-08 with Business & Economics categories.
The coronavirus (COVID-19) crisis, which has hit financial systems across Africa, is likely to deteriorate banks’ balance sheets. The largest threat to banks pertains to their loan portfolios, since many borrowers have faced a sharp collapse in their income, and therefore have difficulty repaying their obligations as they come due. This could lead to a sharp increase in nonperforming loans (NPLs) in the short to medium term.
Ratio Analysis
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Author : Raj Kumar Sharma
language : en
Publisher: Raj Kumar Sharma
Release Date : 2020-04-25
Ratio Analysis written by Raj Kumar Sharma and has been published by Raj Kumar Sharma this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-04-25 with Business & Economics categories.
Ratio Analysis is an integral part of assessment of financial position of an organization. By analyzing ratios one can get a fair idea about the health of the organization. There are various ratios that can be worked out from the financial statements of an organization but these ratios are of no use until and unless they are compared with the past trend of the company and other peer group companies in the similar sector with similar business models. Ratio analysis gives an insight into the operational efficiency, liquidity, leverage, solvency & profitability of the organization. In this book we are going to discuss certain key ratios which are normally used in financial statement analysis and thus enabling the interested party to take a call on investing in the company.