Factors Affecting E Payment Adoption In Nigeria

DOWNLOAD

Download Factors Affecting E Payment Adoption In Nigeria PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get Factors Affecting E Payment Adoption In Nigeria book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page

Factors Affecting E Payment Adoption In Nigeria

DOWNLOAD
Author :
language : en
Publisher:
Release Date : 2009

Factors Affecting E Payment Adoption In Nigeria written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009 with Electronic commerce categories.

Exploring The Factors Influencing The Adoption And Extent Of Use Of Electronic Payment Systems Eps By Small And Medium Enterprises Smes In Nigeria

DOWNLOAD
Author : Patrick Ohunmah Igudia
language : en
Publisher:
Release Date : 2015

Exploring The Factors Influencing The Adoption And Extent Of Use Of Electronic Payment Systems Eps By Small And Medium Enterprises Smes In Nigeria written by Patrick Ohunmah Igudia and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015 with Electronic funds transfers categories.

SMEs are slow adopters of new technologies and understandably so because they are entangled in a vicious cycle of poverty. It is even more so for SMEs located in developing markets such as the sub-Saharan Africa. SMEs in these areas are faced with several difficult institutional and cultural bottlenecks which often impede their access to and use of new technologies. In Nigeria, the recently introduced cashless policy is one of many strategies intended to enhance SMEs' chances in the global e-commerce market as much as the general Nigerian economy. Studies reveal that Nigerian SMEs are slow to adopt and use this new technological innovation called the e-payment system (EPS) even when it can improve their chances to participate successfully in e-commerce. However, there is little in the literature to understand why and what is needed to be done to encourage and facilitate their participation in adopting and using this technology. This area of study has not been sufficiently explored. Thus, this thesis fills the void and explores the factors influencing EPS adoption and extent of use by SMEs in Nigeria.

A Study On The Factors Influencing The Adoption Of Mobile Payment System In Nigeria

DOWNLOAD
Author : Aminu Hamza
language : en
Publisher:
Release Date : 2014

A Study On The Factors Influencing The Adoption Of Mobile Payment System In Nigeria written by Aminu Hamza and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014 with Mobile commerce categories.

The proliferation of handheld devices and the high-speed mobile network have created another revolution in the world of commerce. Despite the continuous emerging payment solutions and abundant facilitating technologies, the level of mobile payment system adoption is quite low. Researchers focused their attention mainly on mobile payment business model and mobile payment software/infrastructures architectures with relatively little attention paid to the factors influencing the adoption. Moreover, researchers paid very little attention on issues regarding mobile payment system adoption in developing countries. Accordingly, this study examined the factors that determine the adoption of mobile payment system and how their influence differs by gender of the students of tertiary institutions in Nigeria. Technology Acceptance Model (TAM) was used with three additional variables to form the conceptual model. The study was conducted in three Universities in Kano state, Nigeria. Purposive sampling method was used with a total valid 214 respondents which involved the students of Bayero University Kano (BUK), North-West University, and Kano University of Science and Technology (KUST) Wudil, Kano, Nigeria. The results of the multiple regression analysis revealed that perceived ease of use (PEOU), perceived usefulness (PU), perceived compatibility (PC) and social norm (SN) have significant and positive correlation with the behavioural intention to adopt mobile payment system. The findings from the independent t-test also revealed that there is a significant difference on the influence of PEOU and SN among the gender of the students with male having high perceived ease use (PEOU) over female counterpart, while social norm (SN) influences female more than their male counterpart in adopting mobile payment. The study provided empirical support of the background theory outside the context of developed countries and contributed significantly to the existing literature in the field of mobile payment. Secondly, the study provided input about the critical success factors of the adoption of mobile payment system among mobile users. Thirdly, the study will help authorities to make relevant adjustments regarding the cashless-policy to make it more effective in the economy.

Variations In The Adoption And Use Of E Purses Nigeria And Uk

DOWNLOAD
Author : Chikamso Efobi
language : en
Publisher: LAP Lambert Academic Publishing
Release Date : 2015-04-16

Variations In The Adoption And Use Of E Purses Nigeria And Uk written by Chikamso Efobi and has been published by LAP Lambert Academic Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015-04-16 with categories.

Over the past few decades, the world has witnessed advancements in electronic payments. From debit cards also regarded as "e-cheques" through to credit cards seen as "e-loans" to electronic purses "e-purses" which are essentially a form of "e-cash," consumers, merchants and issuers have begun to take advantage of advancements in telecommunication technology to facilitate payments using these means. However, although in the early 1990s, it was suggested by some payment analysts that smart cards particularly those with e-purse capabilities would lead to a cashless society, this has not been the case. This book aims to provide reasons for this slow adoption of electronic purses by comparing user adoption between Nigeria and the United Kingdom to arrive at the salient factors which are responsible for discouraging the adoption of this technology. Finally, using both qualitative and quantitative data from a diverse sample set within the two countries, I reach conclusions regarding which country would more readily adopt this method of payment.

Factors Influencing The Use Of E Payment Systems By Smes In Nigeria

DOWNLOAD
Author : Patrick Igudia
language : en
Publisher:
Release Date : 2016-06-22

Factors Influencing The Use Of E Payment Systems By Smes In Nigeria written by Patrick Igudia and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-06-22 with categories.

The Factors That Influence Electronic Payment Adoption By Smes In Two Cities Of China

DOWNLOAD
Author : Guo Dong Hu
language : en
Publisher:
Release Date : 2008

The Factors That Influence Electronic Payment Adoption By Smes In Two Cities Of China written by Guo Dong Hu and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Information and technology categories.

Electronic payment (e-payment) processes were introduced into China in 1998. Expansion however did not really begin until 2005 when the country entered a period of rapid growth. The development of e-payment services accelerated the quick growth of the online market now using e-payment as its preferred settlement method. This expansion, compounded by burgeoning e-commerce-driven needs, created enormous market volumes and profits, thus further stimulating e-payment growth. This empirical study involved the preparation and administration of a survey instrument based extensively on the literature.

An Empirical Investigation Of The Factors Affecting Customers Towards E Banking Adoption In The Nigerian Banking Sector

DOWNLOAD
Author : Sherifat Ajoke Odutolu
language : en
Publisher:
Release Date : 2021

An Empirical Investigation Of The Factors Affecting Customers Towards E Banking Adoption In The Nigerian Banking Sector written by Sherifat Ajoke Odutolu and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021 with categories.

Understanding The Factors That Influence User Adoption Of E Banking Services In Developing Countries A Case Study Of Nigeria

DOWNLOAD
Author : Motunrayo Josiah
language : en
Publisher:
Release Date : 2015

Understanding The Factors That Influence User Adoption Of E Banking Services In Developing Countries A Case Study Of Nigeria written by Motunrayo Josiah and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2015 with Banks and banking categories.

This study examines the factors that influence user adoption of e-banking services in Nigeria. The questions this study hoped to answer involved whether there are significant differences between adopters and non-adopters of e-banking with respect to gender, tribe, age, income, education level area of residence, salary payment method and internet literacy level and with respect to their perceptions towards e-banking security, awareness, ease of use, privacy and trust. Primary data were collected from using a self-administered questionnaire uploaded online for voluntary respondents within Nigeria. The data obtained were analyzed using frequencies, percentages, chi-squared tests, and independent t-tests. Findings revealed that gender, tribe, age, education level area of residence, internet literacy and e-banking awareness had significant effects in influencing user adoption of e-banking while income level sector of employment and method of payment had no significant effect on customer adoption of e-banking in Nigeria. Also, based on respondents' perceptions towards e-banking, the conclusion is that there is a significant difference between adopters and non-adopters with respect to their perception towards e-banking security, e-banking privacy, ease of use and trust in the Nigerian e-banking system. Finally, as a result of the findings, the researcher recommends that Nigerian banks incorporate biometric authentication into their e-banking system to enhance security.

Handbook Of Research On Social Impacts Of E Payment And Blockchain Technology

DOWNLOAD
Author : Lai, P.C.
language : en
Publisher: IGI Global
Release Date : 2021-12-10

Handbook Of Research On Social Impacts Of E Payment And Blockchain Technology written by Lai, P.C. and has been published by IGI Global this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-12-10 with Business & Economics categories.

The social landscape is undergoing a global change with the emergence of e-payment and blockchain technology. This new technology changes the ways in which consumers and businesses interact with each other. This dynamic offers both opportunities and challenges to the socioeconomic landscape. It is important to understand the strategies, opportunities, and challenges contained in the e-payment and blockchain sector. The Handbook of Research on Social Impacts of E-Payment and Blockchain Technology is a comprehensive reference source that examines the strategies, opportunities, and challenges contained in the value creation of e-payment and blockchain technology, which lead to economic and social progression. Further delving into topics such as mobile financial services, technopreneurship, and cryptocurrencies, this dynamic resource is essential for students, academicians, entrepreneurs, corporate managers, business executives, researchers, blockchain professionals, technologists, systems engineers, policymakers, and government officials.

The Effect Of Coronavirus Disease Covid 19 On Business Intelligence

DOWNLOAD
Author : M.T. Alshurideh
language : en
Publisher: Springer Nature
Release Date : 2021-04-02

The Effect Of Coronavirus Disease Covid 19 On Business Intelligence written by M.T. Alshurideh and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-04-02 with Computers categories.

This book includes recent research works on how business around the world affected by the time of COVID-19 pandemic. The impact of recent technological developments has had a tremendous impact on how we manage disasters. These developments have changed how countries and governments collect information. The COVID-19 pandemic has forced online service companies to maintain and build relationships with consumers when their world turns. Businesses are now facing tension between generating sales during a period of severe economic hardship and respect for threats to life and livelihoods that have changed consumer preferences.