Fringe Banking In Winnipeg S North End
DOWNLOAD
Download Fringe Banking In Winnipeg S North End PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get Fringe Banking In Winnipeg S North End book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
Fringe Banking In Winnipeg S North End
DOWNLOAD
Author : Jerry Buckland
language : en
Publisher: Canadian Centre Policy Alternatives
Release Date : 2005
Fringe Banking In Winnipeg S North End written by Jerry Buckland and has been published by Canadian Centre Policy Alternatives this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Check cashing services categories.
The geographic boundaries of the North End, as determined by the North End Community Renewal Corporation, is north of the CPR tracks, south of Caruthers Avenue, east of McPhillips Street, and west of the Red River. [...] This 5 In his examination of fringe banking in the US, Caskey (1994, p. 84) argues that a chief reason for their rise is the increase in the number of households without bank accounts, rising from 9.5% of the US population in 1977 to 13.5% in 1989, the result of processes affecting banks (supply side) and bank clients (demand side). [...] The second focus credit risk related to high levels of debt-servicing and personal bankruptcy; the contraction in the bank and finance company supply of non-revolving, unsecured loans; the growing numbers of people with higher credit risk due to increased legal and illegal immigration to the US; the increase in gold prices; the growing awareness among entrepreneurs of the profits in fringe banking [...] Winnipeg and the 16.5% of the population of the North End, North End both have around 13.5% of comprise a smaller percentage at 11.9% their population over the age of retire- of the population of Winnipeg. [...] This is sub- the number of people contributing income stantially higher than the 35% average in to a household, the greater the likelihood the rest of Winnipeg.
New Frontiers In Banking Services
DOWNLOAD
Author : Luisa Anderloni
language : en
Publisher: Springer Science & Business Media
Release Date : 2007-03-21
New Frontiers In Banking Services written by Luisa Anderloni and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007-03-21 with Business & Economics categories.
The book is devoted to a subject which deserves growing attention from policy makers, financial operators and academics. It is the issue of unbanking or underbanking in developed countries. With respect to this, the goal of the authors has been to devote more efforts to understanding the problem of financial exclusion in order to offer to low-moderate-income people new opportunities of accessing financial services (banking, credit and investment services).
Hard Choices
DOWNLOAD
Author : Jerry Buckland
language : en
Publisher: University of Toronto Press
Release Date : 2012-03-30
Hard Choices written by Jerry Buckland and has been published by University of Toronto Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-03-30 with Social Science categories.
When low-income city dwellers lack access to mainstream banking services, many end up turning to ‘fringe banks,’ such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of ‘financial exclusion’ – faced by those underserved by conventional financial institutions – is comprehensively examined in Jerry Buckland's powerful study, Hard Choices. The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all.
Payday Lending In Canada In A Global Context
DOWNLOAD
Author : Jerry Buckland
language : en
Publisher: Springer
Release Date : 2018-03-29
Payday Lending In Canada In A Global Context written by Jerry Buckland and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-03-29 with Business & Economics categories.
This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia.
Experience Research Social Change
DOWNLOAD
Author : Sandra Louise Kirby
language : en
Publisher: University of Toronto Press
Release Date : 2006-01-01
Experience Research Social Change written by Sandra Louise Kirby and has been published by University of Toronto Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2006-01-01 with Social Science categories.
"This is a book that combines solid theoretical background with a step-by-step approach to conducting collaborative research. [It is] essential reading." - Guylaine Demers, Laval University
Financial Vulnerability In Canada
DOWNLOAD
Author : Jerry Buckland
language : en
Publisher: Springer Nature
Release Date : 2022-03-02
Financial Vulnerability In Canada written by Jerry Buckland and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-03-02 with Business & Economics categories.
This book examines financial vulnerability: a state in which a person or household cannot absorb any substantial spending or negative income shock without substantial financial and ultimately broader harm such as job loss, emotional harm, or mental illness. The focus of the book is on the experiences of low- income and modest income Canadian families – families which, by virtue of being in the lower income brackets, are particularly at risk of experiencing financial hardship. Looking at vulnerability from a conceptual and empirical lens, this book offers a framework to better understand the complex and interdependent ways in which financial vulnerability emerge and can be addressed. By locating its analysis of individual and household financial management in wider community, cultural, and economic contexts, this book seeks to offer holistic policy recommendations to reduce financial vulnerability, with implications that go beyond Canada and to other developed countries.
House Of Commons Debates Official Report
DOWNLOAD
Author : Canada. Parliament. House of Commons
language : en
Publisher:
Release Date : 2007
House Of Commons Debates Official Report written by Canada. Parliament. House of Commons and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007 with Canada categories.
Building Financial Resilience
DOWNLOAD
Author : Jerry Buckland
language : en
Publisher: Springer
Release Date : 2018-02-19
Building Financial Resilience written by Jerry Buckland and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-02-19 with Business & Economics categories.
This book examines how credit and finance schemes affect the financial lives of vulnerable people around the world. These schemes include payday lending, matched savings, and financial literacy in the Global North, and micro-credit and mobile banking in the Global South. Buckland sets these schemes within the context of financialization and seeks to identify strengths, weaknesses, and ways to enhance the well-being of vulnerable people. This book’s coverage of a wide range of financial products and geographic regions makes for a unique and innovative perspective on this topic. It presents a balanced critique of credit and finance schemes under the assumption that reform is the most practical means to improve human well-being.
North Carolina Banking Institute
DOWNLOAD
Author :
language : en
Publisher:
Release Date : 2005
North Carolina Banking Institute written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Banking law categories.
Sex Workers In The Maritimes Talk Back
DOWNLOAD
Author : Leslie Ann Jeffrey
language : en
Publisher: UBC Press
Release Date : 2011-11-01
Sex Workers In The Maritimes Talk Back written by Leslie Ann Jeffrey and has been published by UBC Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-11-01 with Social Science categories.
Sex workers are often the "objects" of study for academics and policy makers. Theories about their lives and the policies that affect their work are usually developed without input from the sex workers themselves, as they are rarely seen as capable of analyzing the social and political world in which they work. In this book, however, sex workers set the tone. Leslie Ann Jeffrey and Gayle MacDonald interview sex workers in three Maritime cities and those who work around them: police, health-care providers, community workers/advocates, members of neighbourhood associations, and politicians. The sex workers discuss such issues as violence and safety, health and risk, politics and policy, media influence, and public perception of the trade, portraying the best and the worst facets of their working lives and expressing sentiments refreshingly at odds with commonly held opinions. Given recent Parliamentary recommendations to decriminalize prostitution, Sex Workers in the Maritimes Talk Back represents a timely shift to public discussions about sex work. Engaging and accessible, this book will be of interest to public policy practitioners, students of social and political science, community advocates, police, and sex workers and their families.