Health Insurance The Trade Off Between Risk Pooling And Moral Hazard
DOWNLOAD
Download Health Insurance The Trade Off Between Risk Pooling And Moral Hazard PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get Health Insurance The Trade Off Between Risk Pooling And Moral Hazard book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
Health Insurance
DOWNLOAD
Author : Willard G. Manning
language : en
Publisher:
Release Date : 1997
Health Insurance written by Willard G. Manning and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Health insurance categories.
Choosing optimal health insurance coverage involves a trade-off between the gain from risk reduction and the deadweight loss from moral hazard. This paper examines this trade-off empirically by estimating both the demand for health insurance and the demand for health services. It relies on data from a randomized controlled trial of cost-sharing's effects on the use of health services and on the health status for a general, non-elderly population.
Health Insurance The Trade Off Between Risk Pooling And Moral Hazard
DOWNLOAD
Author :
language : en
Publisher:
Release Date : 1989
Health Insurance The Trade Off Between Risk Pooling And Moral Hazard written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1989 with categories.
Choosing economically optimal health insurance coverage involves a trade-off between risk reduction and the overuse of health care. The economic purpose of insurance is to reduce financial uncertainty or risk - the more health insurance lowers the risk, the greater will be the increase in social well-being. But increases in health insurance also increase the amount of medical care demand, because insurance lowers the out-of-pocket cost of health care - the larger the demand response of medical care to cost sharing, the greater the decrease in social well-being, due to the purchase of too much health care. This study examines this trade-off empirically by estimating both the demand for health insurance and the demand for health services. It relies on data from a randomized controlled trial of the cost sharing's effects on the use of health services and on the health status for a general, nonelderly (under age 65) population.
Health Risk Pooling For Small Group Health Insurance
DOWNLOAD
Author : White House Task Force on Health Risk Pooling (U.S.)
language : en
Publisher:
Release Date : 1993
Health Risk Pooling For Small Group Health Insurance written by White House Task Force on Health Risk Pooling (U.S.) and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993 with Government publications categories.
Moral Hazard In Health Insurance
DOWNLOAD
Author : Amy Finkelstein
language : en
Publisher: Columbia University Press
Release Date : 2014-12-02
Moral Hazard In Health Insurance written by Amy Finkelstein and has been published by Columbia University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2014-12-02 with Medical categories.
Addressing the challenge of covering heath care expenses—while minimizing economic risks. Moral hazard—the tendency to change behavior when the cost of that behavior will be borne by others—is a particularly tricky question when considering health care. Kenneth J. Arrow’s seminal 1963 paper on this topic (included in this volume) was one of the first to explore the implication of moral hazard for health care, and Amy Finkelstein—recognized as one of the world’s foremost experts on the topic—here examines this issue in the context of contemporary American health care policy. Drawing on research from both the original RAND Health Insurance Experiment and her own research, including a 2008 Health Insurance Experiment in Oregon, Finkelstein presents compelling evidence that health insurance does indeed affect medical spending and encourages policy solutions that acknowledge and account for this. The volume also features commentaries and insights from other renowned economists, including an introduction by Joseph P. Newhouse that provides context for the discussion, a commentary from Jonathan Gruber that considers provider-side moral hazard, and reflections from Joseph E. Stiglitz and Kenneth J. Arrow. “Reads like a fireside chat among a group of distinguished, articulate health economists.” —Choice
Pooling Health Insurance Risks
DOWNLOAD
Author : Mark V. Pauly
language : en
Publisher: American Enterprise Institute
Release Date : 1999
Pooling Health Insurance Risks written by Mark V. Pauly and has been published by American Enterprise Institute this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with Business & Economics categories.
Uncertainty about risks to health virtually requires that people have health insurance. But how is the cost of premiums determined? Should rates vary according to some indicators of risk? How much do premiums vary with risk? Do the young and the healthy actually subsidize the old and the unhealthy?
Foundations Of Insurance Economics
DOWNLOAD
Author : Georges Dionne
language : en
Publisher: Springer Science & Business Media
Release Date : 1992
Foundations Of Insurance Economics written by Georges Dionne and has been published by Springer Science & Business Media this book supported file pdf, txt, epub, kindle and other format this book has been release on 1992 with Business & Economics categories.
Economic and financial research on insurance markets has undergone dramatic growth since its infancy in the early 1960s. Our main objective in compiling this volume was to achieve a wider dissemination of key papers in this literature. Their significance is highlighted in the introduction, which surveys major areas in insurance economics. While it was not possible to provide comprehensive coverage of insurance economics in this book, these readings provide an essential foundation to those who desire to conduct research and teach in the field. In particular, we hope that this compilation and our introduction will be useful to graduate students and to researchers in economics, finance, and insurance. Our criteria for selecting articles included significance, representativeness, pedagogical value, and our desire to include theoretical and empirical work. While the focus of the applied papers is on property-liability insurance, they illustrate issues, concepts, and methods that are applicable in many areas of insurance. The S. S. Huebner Foundation for Insurance Education at the University of Pennsylvania's Wharton School made this book possible by financing publication costs. We are grateful for this assistance and to J. David Cummins, Executive Director of the Foundation, for his efforts and helpful advice on the contents. We also wish to thank all of the authors and editors who provided permission to reprint articles and our respective institutions for technical and financial support.
On Moral Hazard And Insurance
DOWNLOAD
Author : Steven Shavell
language : en
Publisher:
Release Date : 1977
On Moral Hazard And Insurance written by Steven Shavell and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1977 with Insurance categories.
Handbook Of Health Economics
DOWNLOAD
Author : Mark V. Pauly
language : en
Publisher: Elsevier
Release Date : 2012-01-05
Handbook Of Health Economics written by Mark V. Pauly and has been published by Elsevier this book supported file pdf, txt, epub, kindle and other format this book has been release on 2012-01-05 with Business & Economics categories.
"As a relatively new subdiscipline of economics, health economics has made many contributions to areas of the main discipline, such as insurance economics. This volume provides a survey of the burgeoning literature on the subject of health economics." {source : site de l'éditeur].
Principles In Health Economics And Policy
DOWNLOAD
Author : Jan Abel Olsen
language : en
Publisher: Oxford University Press
Release Date : 2009-08-13
Principles In Health Economics And Policy written by Jan Abel Olsen and has been published by Oxford University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2009-08-13 with Medical categories.
Principles in Health Economics and Policy is a clear and concise introduction to health economics and its application to health policy. It introduces the subject of economics, explains the fundamental failures in the market for health care, and discusses the concepts of equity and fairness when applied to health and health care.Written for students and health professionals with no background in economics, the book takes a policy-oriented approach, emphasising the application of economic analysis to universal health policy issues. It explores the key questions facing health policy-makers across the globe right now, such as:How should society intervene in the determinants that affect health?How should health care be financed?How should health care providers be paid?How should alternative health care programmes be evaluated when setting priorities?With relevant exercises and suggested further reading lists at the end of each chapter, Principles in Health Economics and Policy is the ideal resource for both students and health professionals.
International Encyclopedia Of Public Health
DOWNLOAD
Author : William C Cockerham
language : en
Publisher: Academic Press
Release Date : 2016-10-06
International Encyclopedia Of Public Health written by William C Cockerham and has been published by Academic Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-10-06 with Medical categories.
International Encyclopedia of Public Health, Second Edition, Seven Volume Set is an authoritative and comprehensive guide to the major issues, challenges, methods, and approaches of global public health. Taking a multidisciplinary approach, this new edition combines complementary scientific fields of inquiry, linking biomedical research with the social and life sciences to address the three major themes of public health research, disease, health processes, and disciplines. This book helps readers solve real-world problems in global and local health through a multidisciplinary and comprehensive approach. Covering all dimensions of the field, from the details of specific diseases, to the organization of social insurance agencies, the articles included cover the fundamental research areas of health promotion, economics, and epidemiology, as well as specific diseases, such as cancer, cardiovascular diseases, diabetes, and reproductive health. Additional articles on the history of public health, global issues, research priorities, and health and human rights make this work an indispensable resource for students, health researchers, and practitioners alike. Provides the most comprehensive, high-level, internationally focused reference work available on public health Presents an invaluable resource for both researchers familiar with the field and non-experts requiring easy-to-find, relevant, global information and a greater understanding of the wider issues Contains interdisciplinary coverage across all aspects of public health Incorporates biomedical and health social science issues and perspectives Includes an international focus with contributions from global domain experts, providing a complete picture of public health issues