Pooling Health Insurance Risks
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Health Risk Pooling For Small Group Health Insurance
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Author : White House Task Force on Health Risk Pooling (U.S.)
language : en
Publisher:
Release Date : 1993
Health Risk Pooling For Small Group Health Insurance written by White House Task Force on Health Risk Pooling (U.S.) and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993 with Government publications categories.
Pooling Health Insurance Risks
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Author : Mark V. Pauly
language : en
Publisher: American Enterprise Institute
Release Date : 1999
Pooling Health Insurance Risks written by Mark V. Pauly and has been published by American Enterprise Institute this book supported file pdf, txt, epub, kindle and other format this book has been release on 1999 with Business & Economics categories.
Uncertainty about risks to health virtually requires that people have health insurance. But how is the cost of premiums determined? Should rates vary according to some indicators of risk? How much do premiums vary with risk? Do the young and the healthy actually subsidize the old and the unhealthy?
Health Risk Pooling For Small Group Health Insurance
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Author : White House Task Force on Health Risk Pooling (U.S.)
language : en
Publisher:
Release Date : 1993
Health Risk Pooling For Small Group Health Insurance written by White House Task Force on Health Risk Pooling (U.S.) and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1993 with Group insurance categories.
Health Insurance
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Author : Willard G. Manning
language : en
Publisher:
Release Date : 1997
Health Insurance written by Willard G. Manning and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1997 with Health insurance categories.
Choosing optimal health insurance coverage involves a trade-off between the gain from risk reduction and the deadweight loss from moral hazard. This paper examines this trade-off empirically by estimating both the demand for health insurance and the demand for health services. It relies on data from a randomized controlled trial of cost-sharing's effects on the use of health services and on the health status for a general, non-elderly population.
Health Insurance The Trade Off Between Risk Pooling And Moral Hazard
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Author :
language : en
Publisher:
Release Date : 1989
Health Insurance The Trade Off Between Risk Pooling And Moral Hazard written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1989 with categories.
Choosing economically optimal health insurance coverage involves a trade-off between risk reduction and the overuse of health care. The economic purpose of insurance is to reduce financial uncertainty or risk - the more health insurance lowers the risk, the greater will be the increase in social well-being. But increases in health insurance also increase the amount of medical care demand, because insurance lowers the out-of-pocket cost of health care - the larger the demand response of medical care to cost sharing, the greater the decrease in social well-being, due to the purchase of too much health care. This study examines this trade-off empirically by estimating both the demand for health insurance and the demand for health services. It relies on data from a randomized controlled trial of the cost sharing's effects on the use of health services and on the health status for a general, nonelderly (under age 65) population.
Health Insurance
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Author : United States. General Accounting Office
language : en
Publisher:
Release Date : 1988
Health Insurance written by United States. General Accounting Office and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1988 with Health insurance categories.
Health Insurance
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Author : John E. Dicken
language : en
Publisher: DIANE Publishing
Release Date : 2010-03
Health Insurance written by John E. Dicken and has been published by DIANE Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2010-03 with Business & Economics categories.
A growing number of states -- 35 as of June 2009 -- have created high-risk health insurance pools (HRPs) to provide coverage to individuals whose health status limits their access to coverage in the private individual health insurance market. HRPs -- typically state-run nonprofit assoc. -- often contract with a private health insurance carrier to administer the pool and offer a range of health plan options to such individuals, who are commonly referred to as medically uninsurable. This report describes: (1) HRP enrollment and enrollee demographics; (2) HRP plans' cost-sharing provisions, coverage restrictions, and premiums, and comparable information for certain private market health plans; and (3) HRPs' governance, expenditures, and funding. Illus.
How Adverse Selection Affects The Health Insurance Market
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Author : Paolo Belli
language : en
Publisher: World Bank Publications
Release Date : 2001
How Adverse Selection Affects The Health Insurance Market written by Paolo Belli and has been published by World Bank Publications this book supported file pdf, txt, epub, kindle and other format this book has been release on 2001 with Adverse selection (Insurance) categories.
There may be a price to pay (in terms of inefficient coverage) if competition among health insurers is encouraged as a way to give patients greater choice and to achieve better control over insurance providers.
Establishment Of State Risk Pools To Provide Health Coverage For Uninsured Americans
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Author : United States. Congress. House. Committee on Ways and Means. Subcommittee on Health
language : en
Publisher:
Release Date : 1989
Establishment Of State Risk Pools To Provide Health Coverage For Uninsured Americans written by United States. Congress. House. Committee on Ways and Means. Subcommittee on Health and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 1989 with Health insurance categories.
High Risk Health Insurance Pools
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Author : Jenny Alvarez
language : en
Publisher:
Release Date : 2013
High Risk Health Insurance Pools written by Jenny Alvarez and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013 with categories.