Insuring Cyberinsecurity
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Insuring Cyberinsecurity
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Author : Shauhin A. Talesh
language : en
Publisher: Univ of California Press
Release Date : 2025-08-19
Insuring Cyberinsecurity written by Shauhin A. Talesh and has been published by Univ of California Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2025-08-19 with Law categories.
A free ebook version of this title is available through Luminos, University of California Press’s Open Access publishing program. Visit www.luminosoa.org to learn more. Despite the massive costs associated with data breaches, ransomware, viruses, and cyberattacks, most organizations remain thoroughly unprepared to safeguard consumer data. Over the past two decades, the insurance industry has begun offering cyber insurance to help organizations manage cybersecurity and privacy law compliance, while also offering risk management services as part of their insurance packages. These insurers have thus effectively evolved into de facto regulators—yet at the same time, they have failed to effectively curtail cybersecurity breaches. Drawing from interviews, observations, and extensive content analysis of the cyber insurance industry, this book reveals how cyber insurers' risk management services convey legitimacy to the public and to insureds but fall short of actually improving data security, rendering them largely symbolic. Speaking directly to broader debates on regulatory delegation to nonstate actors, Shauhin A. Talesh proposes a new institutional theory of insurance to explain how insurers shape the content and meaning of privacy law and cybersecurity compliance, offering policy recommendations for how insurers and governments can work together to improve cybersecurity and foster greater algorithmic justice.
Cyber Insecurity
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Author : Richard Harrison
language : en
Publisher: Bloomsbury Publishing PLC
Release Date : 2016-10-18
Cyber Insecurity written by Richard Harrison and has been published by Bloomsbury Publishing PLC this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-10-18 with Political Science categories.
Growing dependence on cyberspace for commerce, communication, governance, and military operations has left society vulnerable to a multitude of security threats. Mitigating the inherent risks associated with the use of cyberspace poses a series of thorny public policy problems. In this volume, academics, practitioners from both private sector and government, along with former service members come together to highlight sixteen of the most pressing contemporary challenges in cybersecurity, and to offer recommendations for the future. As internet connectivity continues to spread, this book will offer readers greater awareness of the threats of tomorrow—and serve to inform public debate into the next information age. Contributions by Adrienne Allen, Aaron Brantly, Lauren Boas Hayes, Jane Chong, Joshua Corman, Honorable Richard J. Danzig, Kat Dransfield, Ryan Ellis, Mailyn Fidler, Allan Friedman, Taylor Grossman, Richard M. Harrison , Trey Herr, Drew Herrick, Jonah F. Hill, Robert M. Lee, Herbert S. Lin, Anastasia Mark, Robert Morgus, Paul Ohm , Eric Ormes, Jason Rivera, Sasha Romanosky, Paul Rosenzweig , Matthew Russell, Nathaniel Tisa, Abraham Wagner, Rand Waltzman, David Weinstein, Heather West , and Beau Woods. • Learn more at the book's website at http://www.cyberinsecuritybook.org
Enhancing The Role Of Insurance In Cyber Risk Management
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Author : OECD
language : en
Publisher: OECD Publishing
Release Date : 2017-12-08
Enhancing The Role Of Insurance In Cyber Risk Management written by OECD and has been published by OECD Publishing this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-12-08 with categories.
This report provides an overview of the financial impact of cyber incidents, the coverage of cyber risk available in the insurance market, the challenges to market development and initiatives to address those challenges.
Catastrophe Insurance
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Author : JAGENDRA RANA
language : en
Publisher: Blue Rose Publishers
Release Date : 2023-05-23
Catastrophe Insurance written by JAGENDRA RANA and has been published by Blue Rose Publishers this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-05-23 with Business & Economics categories.
Catastrophe insurance is different from other types of insurance from a business standpoint. It is difficult to estimate the total potential exposure to, and cost of, an insured loss, especially since a catastrophic event often results in an extremely large number of claims being filed at the same time. These catastrophes have had a severe impact on the entire economy and social lives. No country in the world is an exception to the rule of nature. So is India. India is a country that is highly vulnerable to major catastrophes. Rapid industrial development and urbanization coupled with effects of climate change has aggravated the disasters. No specific natural disaster policy is sold in India. It is part of regular fire insurance that covers damage to the property. India is witnessing a shift in climate patterns in various parts of the country. From this perspective, catastrophe risks such as natural disasters or acts of God pose a severe risk to insurance companies.
Theorising Cyber In Security
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Author : Noran Shafik Fouad
language : en
Publisher: Taylor & Francis
Release Date : 2024-12-02
Theorising Cyber In Security written by Noran Shafik Fouad and has been published by Taylor & Francis this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-12-02 with Political Science categories.
This book argues that cybersecurity’s informational ontology offers empirical challenges, and introduces a new interdisciplinary theoretical and conceptual framework of ‘entropic security’. Cyber-attacks have been growing exponentially in number and sophistication; ranging from those conducted by non-state actors to state-backed cyber-attacks. Accordingly, cybersecurity now constitutes an integral part of public, private, and academic discourses on contemporary (in)security. Yet, because its emergence as a novel security field occurred after many long-established frameworks had already been developed, cybersecurity has been repeatedly scrutinised for its compatibility with conventional security theories, concepts, and understandings, particularly with that of military security. This book, however, argues that cybersecurity differs profoundly from many other security sectors because of the ontological nature of ‘information’ that sits at the heart of this field. Through this new framework, the book investigates three key empirical challenges in cybersecurity that are co-produced by its informational ontology: (1) the disordered nature of cybersecurity and its tendency towards increasing insecurity as a manifestation of the intrinsic uncertainties in information systems; (2) the unpredictable and unintended consequences resulting from autonomous cyber-attacks that challenge human control of cybersecurity environments; and (3) the persistent harms engendered by ‘mundane’ cyber threats that do not fit within conventional understandings of existentiality in security theories. Through a detailed analysis of cybersecurity discourses and practices in the USA (2003-present), the book goes on to show how these complex cybersecurity challenges are better analysed and theorised through the new information-theoretic notion of ‘entropic security’. This book will be of much interest to students of cyber-security, critical security studies, science and technology studies and International Relations in general.
Global Cybersecurity And International Law
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Author : Antonio Segura Serrano
language : en
Publisher: Taylor & Francis
Release Date : 2024-05-07
Global Cybersecurity And International Law written by Antonio Segura Serrano and has been published by Taylor & Francis this book supported file pdf, txt, epub, kindle and other format this book has been release on 2024-05-07 with Law categories.
This book offers a critical analysis of cybersecurity from a legal-international point of view. Assessing the need to regulate cyberspace has triggered the re-emergence of new primary norms. This book evaluates the ability of existing international law to address the threat and use of force in cyberspace, redefining cyberwar and cyberpeace for the era of the Internet of Things. Covering critical issues such as the growing scourge of economic cyberespionage, international co-operation to fight cybercrime, the use of foreign policy instruments in cyber diplomacy, it also looks at state backed malicious cyberoperations, and the protection of human rights against State security activities. Offering a holistic examination of the ability of public international law, the book addresses the most pressing issues in global cybersecurity. Reflecting on the reforms necessary from international institutions, like the United Nations, the European Union, the Council of Europe, and NATO, in order to provide new answers to the critical issues in global cybersecurity and international law, this book will be of interest to academics, students and practitioners.
Security Risk Models For Cyber Insurance
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Author : David Rios Insua
language : en
Publisher: CRC Press
Release Date : 2020-12-21
Security Risk Models For Cyber Insurance written by David Rios Insua and has been published by CRC Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-12-21 with Mathematics categories.
Tackling the cybersecurity challenge is a matter of survival for society at large. Cyber attacks are rapidly increasing in sophistication and magnitude—and in their destructive potential. New threats emerge regularly, the last few years having seen a ransomware boom and distributed denial-of-service attacks leveraging the Internet of Things. For organisations, the use of cybersecurity risk management is essential in order to manage these threats. Yet current frameworks have drawbacks which can lead to the suboptimal allocation of cybersecurity resources. Cyber insurance has been touted as part of the solution – based on the idea that insurers can incentivize companies to improve their cybersecurity by offering premium discounts – but cyber insurance levels remain limited. This is because companies have difficulty determining which cyber insurance products to purchase, and insurance companies struggle to accurately assess cyber risk and thus develop cyber insurance products. To deal with these challenges, this volume presents new models for cybersecurity risk management, partly based on the use of cyber insurance. It contains: A set of mathematical models for cybersecurity risk management, including (i) a model to assist companies in determining their optimal budget allocation between security products and cyber insurance and (ii) a model to assist insurers in designing cyber insurance products. The models use adversarial risk analysis to account for the behavior of threat actors (as well as the behavior of companies and insurers). To inform these models, we draw on psychological and behavioural economics studies of decision-making by individuals regarding cybersecurity and cyber insurance. We also draw on organizational decision-making studies involving cybersecurity and cyber insurance. Its theoretical and methodological findings will appeal to researchers across a wide range of cybersecurity-related disciplines including risk and decision analysis, analytics, technology management, actuarial sciences, behavioural sciences, and economics. The practical findings will help cybersecurity professionals and insurers enhance cybersecurity and cyber insurance, thus benefiting society as a whole. This book grew out of a two-year European Union-funded project under Horizons 2020, called CYBECO (Supporting Cyber Insurance from a Behavioral Choice Perspective).
Listening In
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Author : Susan Eva Landau
language : en
Publisher: Yale University Press
Release Date : 2017-01-01
Listening In written by Susan Eva Landau and has been published by Yale University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-01-01 with Computers categories.
A cybersecurity expert and former Google privacy analyst's urgent call to protect devices and networks against malicious hackers New technologies have provided both incredible convenience and new threats. The same kinds of digital networks that allow you to hail a ride using your smartphone let power grid operators control a country's electricity--and these personal, corporate, and government systems are all vulnerable. In Ukraine, unknown hackers shut off electricity to nearly 230,000 people for six hours. North Korean hackers destroyed networks at Sony Pictures in retaliation for a film that mocked Kim Jong-un. And Russian cyberattackers leaked Democratic National Committee emails in an attempt to sway a U.S. presidential election. And yet despite such documented risks, government agencies, whose investigations and surveillance are stymied by encryption, push for a weakening of protections. In this accessible and riveting read, Susan Landau makes a compelling case for the need to secure our data, explaining how we must maintain cybersecurity in an insecure age.
Insurance Of Mega Risks
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Author : JAGENDRA RANA
language : en
Publisher: Blue Rose Publishers
Release Date : 2023-03-07
Insurance Of Mega Risks written by JAGENDRA RANA and has been published by Blue Rose Publishers this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-03-07 with Business & Economics categories.
India’s Insurance industry is one of the premium sectors experiencing upward growth. This upward growth of the insurance industry can be attributed to growing incomes and increasing awareness in the industry. An Insurance programme for large industrial establishments, substantial risks like Petrochemicals, Power, Energy, Steel and Oil & Gas Industry requires a specialized and customized Insurance policy. Large size privately funded projects in the infrastructure sector demand evolving new approaches in introducing insurance products for Mega project risks to suit their and the project financiers' specific insurance needs. Mega Risk policies are mainly reinsurance-driven and provide unique customization of risks to cover all the risks under single Insurance comprehensively.
Cyberinsurance Policy
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Author : Josephine Wolff
language : en
Publisher: MIT Press
Release Date : 2022-08-30
Cyberinsurance Policy written by Josephine Wolff and has been published by MIT Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2022-08-30 with Business & Economics categories.
Why cyberinsurance has not improved cybersecurity and what governments can do to make it a more effective tool for cyber risk management. As cybersecurity incidents—ranging from data breaches and denial-of-service attacks to computer fraud and ransomware—become more common, a cyberinsurance industry has emerged to provide coverage for any resulting liability, business interruption, extortion payments, regulatory fines, or repairs. In this book, Josephine Wolff offers the first comprehensive history of cyberinsurance, from the early “Internet Security Liability” policies in the late 1990s to the expansive coverage offered today. Drawing on legal records, government reports, cyberinsurance policies, and interviews with regulators and insurers, Wolff finds that cyberinsurance has not improved cybersecurity or reduced cyber risks. Wolff examines the development of cyberinsurance, comparing it to other insurance sectors, including car and flood insurance; explores legal disputes between insurers and policyholders about whether cyber-related losses were covered under policies designed for liability, crime, or property and casualty losses; and traces the trend toward standalone cyberinsurance policies and government efforts to regulate and promote the industry. Cyberinsurance, she argues, is ineffective at curbing cybersecurity losses because it normalizes the payment of online ransoms, whereas the goal of cybersecurity is the opposite—to disincentivize such payments to make ransomware less profitable. An industry built on modeling risk has found itself confronted by new technologies before the risks posed by those technologies can be fully understood.