Mutual Insurance 1550 2015
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Mutual Insurance 1550 2015
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Author : Marco H. D. Van Leeuwen
language : en
Publisher: Springer
Release Date : 2016-08-31
Mutual Insurance 1550 2015 written by Marco H. D. Van Leeuwen and has been published by Springer this book supported file pdf, txt, epub, kindle and other format this book has been release on 2016-08-31 with Business & Economics categories.
In the modern Western world, we tend to be insured by the state or for-profit insurers. We have privileged this system over mutual or micro-insurance, whose long and rich history we tend to forget. Yet, mutual and micro-insurance is becoming increasingly important, both in the Western and in the non-Western world and bears re-examination. This book traces the track record of mutual insurance from 1550 to the present, examining provisions for burial, sickness, unemployment, old age, and widowhood. The author seeks to address such topics as the type of risks micro-insurance covered between 1550 and 2015; how it was organized throughout its history; who provided the coverage; and how contributions, benefit levels, and conditions have changed. Importantly, the author explores why this system has worked through, and endured, the test of time. Mutual insurance can, for instance, overcome classic insurance problems such as adverse selection and moral hazards. The author demonstrates that the study of the position micro-insurance historically assumed in mixed economies of welfare presents interesting lessons for today’s insurance market, as well as for today’s mutualism.
Cooperation
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Author : Bernard E. Harcourt
language : en
Publisher: Columbia University Press
Release Date : 2023-05-09
Cooperation written by Bernard E. Harcourt and has been published by Columbia University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-05-09 with Political Science categories.
Liberal democracy is in crisis around the world, unable to address pressing problems such as climate change. There is, however, another path—cooperation democracy. From consumer co-ops to credit unions, worker cooperatives to insurance mutuals, nonprofits to mutual aid, countless examples prove that people working together can extend the ideals of participatory democracy and sustainability into every aspect of their lives. These forms of cooperation do not depend on electoral politics. Instead, they harness the longstanding practices and values of cooperatives: self-determination, democratic participation, equity, solidarity, and respect for the environment. Bernard E. Harcourt develops a transformative theory and practice that builds on worldwide models of successful cooperation. He identifies the most promising forms of cooperative initiatives and then distills their lessons into an integrated framework: Coöperism. This is a political theory grounded on recognition of our interdependence. It is an economic theory that can ensure equitable distribution of wealth. Finally, it is a social theory that replaces the punishment paradigm with a cooperation paradigm. A creative work of normative critical theory, Cooperation provides a positive vision for addressing our most urgent challenges today. Harcourt shows that by drawing on the core values of cooperation and the power of people working together, a new world of cooperation democracy is within our grasp.
The Politics Of Uncertainty
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Author : Ian Scoones
language : en
Publisher: Routledge
Release Date : 2020-07-14
The Politics Of Uncertainty written by Ian Scoones and has been published by Routledge this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-07-14 with Business & Economics categories.
Why is uncertainty so important to politics today? To explore the underlying reasons, issues and challenges, this book’s chapters address finance and banking, insurance, technology regulation and critical infrastructures, as well as climate change, infectious disease responses, natural disasters, migration, crime and security and spirituality and religion. The book argues that uncertainties must be understood as complex constructions of knowledge, materiality, experience, embodiment and practice. Examining in particular how uncertainties are experienced in contexts of marginalisation and precarity, this book shows how sustainability and development are not just technical issues, but depend deeply on political values and choices. What burgeoning uncertainties require lies less in escalating efforts at control, but more in a new – more collective, mutualistic and convivial – politics of responsibility and care. If hopes of much-needed progressive transformation are to be realised, then currently blinkered understandings of uncertainty need to be met with renewed democratic struggle. Written in an accessible style and illustrated by multiple case studies from across the world, this book will appeal to a wide cross-disciplinary audience in fields ranging from economics to law to science studies to sociology to anthropology and geography, as well as professionals working in risk management, disaster risk reduction, emergencies and wider public policy fields.
Maritime Risk Management
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Author : Phillip Hellwege
language : en
Publisher: Duncker & Humblot
Release Date : 2021-04-21
Maritime Risk Management written by Phillip Hellwege and has been published by Duncker & Humblot this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-04-21 with Electronic books categories.
Insurance is a legal, an actuarial and a financial product, and it is one out of many risk management strategies. It follows that its history can only be studied in the broader context of the development of such strategies, applying an interdisciplinary approach. The theme of the present volume is maritime risk management. After an overview over the history of insurance, the contributions to the present volume examine different maritime risk management strategies by adopting a variety of methodological approaches. Some contributions focus on normative provisions, others contrast practice with legal scholarship, or focus on the emergence of insurance companies as opposed to individual insurers. Again, other contributions give insights in marine insurance practice in specific cities or analyse insurance practice through the lens of specific insurance litigation. As to the time frame, the different contributions span from antiquity to the nineteenth century.
Dealing In Uncertainty
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Author : Arjen van der Heide
language : en
Publisher: Policy Press
Release Date : 2023-04-28
Dealing In Uncertainty written by Arjen van der Heide and has been published by Policy Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-04-28 with Business & Economics categories.
Insurance is an important – if still poorly understood – mechanism for dealing with a broad variety of risks associated with modern life. This book conducts an in-depth examination of one of the largest and longest-established private insurance industries in Europe: British life insurance. In doing so, it draws on over 40 oral history interviews to trace how the sector has changed since the 1970s, a period characterized by rampant financialization and neoliberalization. Combining insights from science and technology studies and economic sociology, this is an unprecedented study of the evolution of insurance practices and an invaluable contribution to our understanding of financial capitalism.
Risk Management
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Author : Muddassar Sarfraz
language : en
Publisher: BoD – Books on Demand
Release Date : 2021-12-22
Risk Management written by Muddassar Sarfraz and has been published by BoD – Books on Demand this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-12-22 with Business & Economics categories.
Risk management is a very important process in the context of global and organizational sustainability. It helps organizations prepare for organizational risks and reduce costs before they occur. Risk management contributes to the achievement of organizational objectives and to the development of organizational benefits and risk opportunities. As such, this book identifies strategic challenges for risk management assessment and practices, examines potential factors that affect business growth, and offers new opportunities for enterprises. It includes fifteen chapters that cover such topics as sustainable management in the construction industry, risk communication in the age of COVID, managing tax risks in mergers and acquisitions, corporate governance, and much more.
General Average And Risk Management In Medieval And Early Modern Maritime Business
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Author : Maria Fusaro
language : en
Publisher: Springer Nature
Release Date : 2023-01-01
General Average And Risk Management In Medieval And Early Modern Maritime Business written by Maria Fusaro and has been published by Springer Nature this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-01-01 with History categories.
This open access book explores the history of risk management in medieval and early modern European maritime business, focusing particularly on 'General Average' – a mechanism by which extraordinary expenses regarding ship or cargo, incurred during a voyage to save the venture, are shared between all participants to protect equity. This volume traces the history of this risk management tool from its origins in the pre-Roman Mediterranean through to its use in the shipping sector today. Contributions range from the Islamic Mediterranean to the Low Countries, and taken together, provide a wide-ranging analysis of social, cultural, and political aspects of pre-modern maritime commerce in Europe.
The Story Of Work
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Author : Jan Lucassen
language : en
Publisher: Yale University Press
Release Date : 2021-07-27
The Story Of Work written by Jan Lucassen and has been published by Yale University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2021-07-27 with History categories.
The first truly global history of work, an upbeat assessment from the age of the hunter-gatherer to the present day We work because we have to, but also because we like it: from hunting-gathering over 700,000 years ago to the present era of zoom meetings, humans have always worked to make the world around them serve their needs. Jan Lucassen provides an inclusive history of humanity’s busy labor throughout the ages. Spanning China, India, Africa, the Americas, and Europe, Lucassen looks at the ways in which humanity organizes work: in the household, the tribe, the city, and the state. He examines how labor is split between men, women, and children; the watershed moment of the invention of money; the collective action of workers; and at the impact of migration, slavery, and the idea of leisure. From peasant farmers in the first agrarian societies to the precarious existence of today’s gig workers, this surprising account of both cooperation and subordination at work throws essential light on the opportunities we face today.
Bingo Capitalism
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Author : Kate Bedford
language : en
Publisher: Oxford University Press, USA
Release Date : 2019-07-19
Bingo Capitalism written by Kate Bedford and has been published by Oxford University Press, USA this book supported file pdf, txt, epub, kindle and other format this book has been release on 2019-07-19 with Bingo categories.
Casinos are often used by political economists, and popular commentators, to think critically about capitalism. Bingo - an equal chance numbers game played in many parts of the world - is overlooked in these conversations about gambling and political economy. Bingo Capitalism challenges that omission by asking what bingo in England and Wales can teach us about capitalism and the regulation of everyday gambling economies. The book draws on official records of parliamentary debate, case law, regulations and in-depth interviews with both bingo players and workers to offer the first socio-legal account of this globally significant and immensely popular pastime. It explores the legal and political history of bingo and how gender shapes, and is shaped by, diverse state rules on gambling. It also sheds light on the regulation of workers, players, products, places, and technologies. In so doing it adds a vital new dimension to accounts of UK gambling law and regulation. Through Bingo Capitalism, Bedford makes a key theoretical contribution to our understanding of the relationship between gambling and political economy, showing the role of the state in supporting and then eclipsing environments where gambling played a key role as mutual aid. In centring the regulatory entanglement between vernacular play forms, self-organised membership activity, and corporate leisure experiences, she offers a fresh vision of gambling law from the everyday perspective of bingo.
Worlds Of Uncertainty
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Author : Peter Haldén
language : en
Publisher: Cambridge University Press
Release Date : 2023-12-31
Worlds Of Uncertainty written by Peter Haldén and has been published by Cambridge University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2023-12-31 with Social Science categories.
Argues that though we cannot control uncertainty in the world, measures can be taken to manage unpredictable events and processes.