Reinventing The Retirement Paradigm
DOWNLOAD
Download Reinventing The Retirement Paradigm PDF/ePub or read online books in Mobi eBooks. Click Download or Read Online button to get Reinventing The Retirement Paradigm book now. This website allows unlimited access to, at the time of writing, more than 1.5 million titles, including hundreds of thousands of titles in various foreign languages. If the content not found or just blank you must refresh this page
Reinventing The Retirement Paradigm
DOWNLOAD
Author : Robert L. Clark
language : en
Publisher: OUP Oxford
Release Date : 2005-08-11
Reinventing The Retirement Paradigm written by Robert L. Clark and has been published by OUP Oxford this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005-08-11 with Business & Economics categories.
This book explores how rising pension and healthcare costs, along with workforce aging, are affecting pension and retirement planning around the world. Many middle-aged workers now realize that they will have to work longer than intended, as they begin to recognize that their retirement resources will be inadequate to finance retirement consumption. Volatile capital markets, rising medical-care costs, and low saving rates make retirement behavior and policy a moving target. Olivia Mitchell, executive director of The Pension Research Council at Wharton, and Robert L. Clark, Professor of Business Management and Economics at North Carolina State University, explore these themes with colleagues, touching on a diverse set of issues ranging from employment trends to pension accounting and investment, to retirement system overhaul. They illustrate how employers are actively reformulating the meaning of work and retirement, seeking to encourage more people to work longer than ever before in the face of projected labor shortages. At the same time, public and private trust in traditional pension offerings is rapidly eroding, as companies alter, amend, and terminate their conventional plans in the face of poor investment performance and new methods of pension accounting. Experts from the UK, the US, Japan, Sweden, and Canada offer international perspectives on the evolving institutions of retirement practice. This book provides readers a range of insights and strategies not available in other volumes, and it represents an invaluable addition to the PRC/OUP series. It will be particularly valuable for managers working toward more efficient pension plans; to scholars and policymakers seeking to maximize pension design and effectiveness; and to actuaries and tax specialists concerned with pension regulation. The Pension Research Council at the Wharton School of the University of Pennsylvania was founded 50 years ago to encourage research and teaching on pensions and retirement security. Council projects address the long-term issues that underlie contemporary concerns and seek to broaden public understanding of these complex arrangements through research into their social, economic, legal, actuarial, and financial foundations of privately and publicly-provided benefits.
Reinventing The Retirement Paradigm
DOWNLOAD
Author :
language : en
Publisher:
Release Date : 2005
Reinventing The Retirement Paradigm written by and has been published by this book supported file pdf, txt, epub, kindle and other format this book has been release on 2005 with Pensions categories.
This work explores how rising pension and healthcare costs, along with workforce aging, are affecting pension and retirement planning around the world.
Remaking Retirement
DOWNLOAD
Author : Olivia Mitchell
language : en
Publisher: Oxford University Press
Release Date : 2020-10-24
Remaking Retirement written by Olivia Mitchell and has been published by Oxford University Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2020-10-24 with Business & Economics categories.
Around the world, people nearing and entering retirement are holding ever-greater levels of debt than in the past. This is not a benign situation, as many pre-retirees and retirees are stressed about their indebtedness. Moreover, this growth in debt among the older population may render retirees vulnerable to financial shocks, medical care bills, and changes in interest rates. Contributors to this volume explore key aspects of the rise in debt across older cohorts, drill down into the types of debt and reasons for debt incurred by the older population, and review policies to remedy some of the financial problems facing older persons, in the US and elsewhere. The authors explore which groups are most affected by debt and identify the factors producing this important increase in leverage at older ages. It is clear that the economic and market environment is influential when it comes to saving and debt. Access to easy borrowing, low interest rates, and the rising cost of education have had significant impacts on how much people borrow, and how much debt they carry at older ages. In this environment, the capacity to manage debt is ever more important as older workers lack the opportunity to recover from mistakes.
Extending Work Life
DOWNLOAD
Author : Robert Clark
language : en
Publisher: W.E. Upjohn Institute
Release Date : 2017-02-28
Extending Work Life written by Robert Clark and has been published by W.E. Upjohn Institute this book supported file pdf, txt, epub, kindle and other format this book has been release on 2017-02-28 with Business & Economics categories.
Aging men and women are increasingly remaining in the labor force. Most often the reason for this is that they need to work additional years in order to be able to support an increasing number of years in retirement. This leaves employers scrambling for ways to adapt to a growing number of retirement-aged workers. Clark and Morrill provide a thorough assessment of the costs and benefits of accommodating later retirement ages, and they describe options employers may use to create some new form of employment contract with aging workers. The most prominent issues employers with aging workers face are declining productivity, rising labor and benefits costs, and a suboptimal age distribution of their workforces. According to the authors, employers could respond to these issues by finding new ways to accommodate older workers with, for instance, phased retirement and return-to-work policies. But the success of such policies also depends on tax policies and whether government-provided retirement benefits could be redesigned to play a role in a newly-defined employment relationship.
Generational Interdependencies The Social Implications For Welfare
DOWNLOAD
Author : Beverley A. Searle
language : en
Publisher: Vernon Press
Release Date : 2018-01-15
Generational Interdependencies The Social Implications For Welfare written by Beverley A. Searle and has been published by Vernon Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-01-15 with Political Science categories.
The issue of generational transfers is growing in importance. Populations are ageing, placing an increasing burden on provision of pensions, health care and other welfare services. In many nations the imbalance between a growing, older generation, supported by a shrinking younger generation, has fuelled debates about intergenerational justice. The key argument being that political and institutional developments over the last century have been to the advantage of older generations at the expense of current younger and future generations. But this only addresses half of the story, neglecting the flows of resources, through private, family channels. One key response to the growing fiscal problem of ageing societies has been to focus responsibility on self-funding and familial support. The growth of asset values, particularly housing, which are concentrated among the elderly, underpin such strategies. But this exposes new risks as potentially extractable resources are determined by wider fluctuations in the economy, and housing markets in particular. Clearly, these cohort effects, and responses to them, play out differently in different national developmental settings, depending on long-run patterns of economic, social and demographic change. This collection address these issues and provides original insights across different international contexts. The collection focusses on financial and non-financial transfers, generational interdependencies, and the role of labour and housing markets in welfare support, set against the changing economic landscape following the Great Financial Crisis of 2007. Although institutional and national differences exist the key emerging issues are the same: the financial and welfare challenges of supporting aging in societies; inequalities in the availability of assets across individuals, families and nations; and the extent to which private asset accumulation can support families over the life course. Drawing from examples across European countries, this collection will nonetheless be relevant to researchers and policy makers in other nations addressing the complexities of providing welfare across the life course in the face of restricted financial resources.
A Way Forward
DOWNLOAD
Author : Daniel P. Gitterman
language : en
Publisher: UNC Press Books
Release Date : 2011-12-19
A Way Forward written by Daniel P. Gitterman and has been published by UNC Press Books this book supported file pdf, txt, epub, kindle and other format this book has been release on 2011-12-19 with Business & Economics categories.
In the last half century, North Carolina and the South have experienced rapid economic growth. Much of the best analysis of this progress came from two North Carolina-based research organizations: the Southern Growth Policies Board and MDC (originally a project of the North Carolina Fund). Their 1986 reports are two of the best assessments of the achievements and limitations of the so-called Sunbelt boom. On November 17, 2011, the Global Research Institute at the University of North Carolina at Chapel Hill and the Institute for Emerging Issues at North Carolina State University co-hosted a public discussion to build on these classic reports and to offer fresh analyses of the current challenges facing the region. A Way Forward, which issued from this effort, features more than thirty original essays containing recommendations and strategies for building and sustaining a globally competitive South.
Aging And The Macroeconomy
DOWNLOAD
Author : National Research Council
language : en
Publisher: National Academies Press
Release Date : 2013-01-10
Aging And The Macroeconomy written by National Research Council and has been published by National Academies Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2013-01-10 with Social Science categories.
The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.
A Future Of Good Jobs
DOWNLOAD
Author : Timothy J. Bartik
language : en
Publisher: W.E. Upjohn Institute
Release Date : 2008
A Future Of Good Jobs written by Timothy J. Bartik and has been published by W.E. Upjohn Institute this book supported file pdf, txt, epub, kindle and other format this book has been release on 2008 with Business & Economics categories.
In this book, which was the outgrowth of a conference sponsored by the Upjohn Institute in Washington,D.C., in June 2007, leading policy analysts frame the major challenges facing U.S. labor policy: Improving the skills of American workers so that they can better compete in a global economy; Addressing the crisis in our system of employer-sponsored health insurance; Minimizing the effects of dislocation due to immigration and trade; Removing barriers to employment for older workers; Improving the quality of jobs for low-wage workers without harming the competitiveness of American companies; Addressing the serious employment barriers of the disadvantaged. Each chapter in this volume tackles one of these policy challenges, identifying the key problems,evaluating the effectiveness of current policy approaches, and offering innovative, forward-thinking, but pragmatic alternative policies. Collectively, the chapters in this volume offer a clear road map for future labor market policy.
Quick Answer Me Before I Forget The Question
DOWNLOAD
Author : Lynette Padwa
language : en
Publisher: Penguin
Release Date : 2007-12-18
Quick Answer Me Before I Forget The Question written by Lynette Padwa and has been published by Penguin this book supported file pdf, txt, epub, kindle and other format this book has been release on 2007-12-18 with Self-Help categories.
Just for fun is this wonderful little book for anyone harassed by those inevitable signs of aging, e.g., short-term memory loss and income strategies for retirement. In this everything-you-wish-you-didn't-need-to-know guidebook, Padwa (Say the Magic Words: How To Get What You Want from the People Who Have What You Need) discusses midlifers' sense of smell, income possibilities, and retirement havens. She also tackles such issues as ridding oneself of debt and the safety of dying pubic hair. Sure to attract attention and readership; recommended for all public libraries.
Reconstructing Retirement
DOWNLOAD
Author : David Lain
language : en
Publisher: Policy Press
Release Date : 2018-01-24
Reconstructing Retirement written by David Lain and has been published by Policy Press this book supported file pdf, txt, epub, kindle and other format this book has been release on 2018-01-24 with Business & Economics categories.
In the United Kingdom, retirement programs are being reconstructed to follow the American practice of abolishing mandatory retirement and increasing state pension ages. This timely book compares prospects for work and retirement at age sixty five-plus in both the United States and the United Kingdom. After exploring the shifting logic behind both nations' policies--policies that increase both the need and opportunities to work past age sixty five--David Lain presents an original comparative statistical analysis on the wide range of factors influencing employment at this age, from the ability to move between jobs in order to remain employed to changing employment trends. He then proposes a series of policies to address these factors across the life-course and promote security and autonomy for older people. Pathways to employment after sixty five are complex, and pressures to work at this age are likely to result in very unequal outcomes. This book will play a vital role in creating a more positive, more equitable future for late careers and retirement.